Second Half of Life Podcast

A nursing home, rehab stay, or even long-term or temporary in-home care resulting from a health crisis or emergency does not have to wreck havoc on your second half of life. In this podcast episode, Attorney Jenna Franks and Long-Term Care Planner Kristin Daugherty go through three simple solutions that you can do in relatively short time, with the assistance of some professionals, to make sure yo...

In this brief episode, Attorney Landon Hodges and Long-Term Care Planner Tammy Zilske discuss a Life Estate deed, how it works, and when it may be appropriate for someone to utilize as part of their estate planning process. 

This episode is a rebroadcast of a show that aired as part of Elder Care Radio on WRSC 1390 AM in State College during 2020-21. It was produced by Forever Media. In it, Attorney Jenna Franks and Long-Term Care Planner Kristin Daugherty go over at a very basic level what you should know if you or a loved one have been diagnosed with dementia, or are exhibiting signs or symptoms of dementia such as...

This podcast episode is a recording of a virtual presentation given to the Adult Children of Aging Parents organization (ACAP) in May 2021 by Attorney Jenna Franks and Long-Term Planner Kristin Daugherty. They take some of the most frequent questions they get asked in their everyday work and answer them. Topics of discussion include legal and financial documents that everyone needs such as wills a...

In this episode, a brief excerpt from a virtual happy hour event originally held May 12, 2021, Attorney Landon Hodges and Long-Term Care Planner Tammy Zilske talk about scenarios where one spouse has to be moved to a long-term care facility while the other spouse is still living at home. There are various financial considerations that go into such situations, and they can get especially complicate...

There are multiple types of trusts, but two of the most commonly used are revocable and irrevocable. In this brief podcast episode, an excerpt from a virtual happy hour event on May 12, Attorney Landon Hodges answers the question in the episode title regarding protection, gives some examples, and also explains who can hold the "key" to the trust in irrevocable trust situations. 

The rules for inheriting an IRA or other qualified retirement account drastically changed at the beginning of 2020. In this brief episode, Attorney Landon Hodges outlines when happens when someone inherits a qualified retirement account from a decedent and discusses things that everyone should be aware of relating to being a beneficiary of such an asset and when doing their own estate planning.  T...

In this episode, an excerpt from a virtual happy hour event held on May 12,  Attorney Landon Hodges and Long-Term Care Planner Tammy Zilske discuss how and why it is important to have a team of trusted advisors when doing your estate planning. Because estate planning is never one-size-fits-all, it is important that each client includes other experts when doing their planning. In addition to an eld...

Don’t allow an Alzheimer’s or Dementia diagnosis to devastate your life savings! If you or a loved one has been diagnosed with Alzheimer’s or Dementia, there is no more time to waste. The clock is ticking! With every passing second, more financial resources may be exploited. In this episode, Attorney Jenna Franks, Long-Term Care Planner Kristin Daugherty, and Specialized Care Planner Holly Reigh c...

Our law firm has always provided quality legal services to individuals that require them specifically due to receiving an Alzheimer's or Dementia diagnosis. While we continue providing these services, we recently stepped back and assessed how we can serve these clients and their families even better by going beyond just the legal services. Enter our new formal Alzheimer's and Dementia ca...

An Emergency Room visit is not the time to designate a Power of Attorney! End-of-life decisions are unfortunately, inevitable. Sooner or later, we all will be faced with this daunting challenge. When the time comes, your family wants to make the right decision - the decision of YOUR choosing. In this episode, Attorney Julie Steinbacher, our firm's founder, and Dr. Alex Nesbitt, a geriatrician...

There are lots of options for the long-term care for a loved one (or ourselves), whether additional services are brought into the home or the loved one moves into a congregant living community such as a continuous care retirement center (CCRC), skilled care, or memory care facility. However, the costs associated with each level of long-term care can be alarming, and raise all sorts of questions. I...

Doing your estate planning ahead of time before a crisis hits will almost always give you a better outcome. In this episode, a recording of a virtual seminar originally presented live on March 23, 2021, Attorney Landon Hodges and Long-Term Care Planner Tammy Zilske discuss our firm's distinctive approach to planning for the second half of life that adapts to your ever-changing needs and leave...

You've done everything right and saved what you need for a comfortable retirement. Now, you need to make sure something unexpected like a health emergency doesn't eat into those savings. Attorney Jenna Franks and Long-Term Planner Kristin Daugherty show you how in this virtual seminar, originally presented on March 10, 2021. Hint - you don't need to leave it up to the "luck of...

At our elder law firm, we often get asked by clients, "why can't I just give my house (or another piece of valuable property) to my adult children or other relatives for $1 in order to avoid inheritance tax and other potential tax or future lien consequences?" In short, you can, but we generally don't recommend it. Why not? Because of the 4 "D's." What are the 4...

If you've listened to even just a few episodes of this podcast, you've probably heard the term "long-term care planning" more than once. Aside from the obvious definition - planning for long-term care - what exactly do we mean when we talk about long-term care planning and what does it entail? And what can you expect if you enlist our firm to assist with your long-term care pla...

In this brief episode, Long-Term Care Planner Kristin Daugherty summarizes how our law firm works with clients that have received a diagnosis of Alzheimer's, Dementia, and some other conditions. We have always been a dementia-friendly law firm, but recently, we have brought on board a dementia care planner, Holly Reigh, who will be working with clients on non-legal issues related to the navig...

So, you have a spouse or other loved one that has had to go into a nursing home. But, you haven't done much (or any) estate planning. What can you do to make sure your assets are protected and your entire estate doesn't go toward the cost of care? There are ways that we can help you preserve your assets, even if you or a loved one is already in a nursing home. However, we can only do so...

Protecting your assets from the potential future, or in some cases, current costs of long-term care is a key objective for many of our clients. In this podcast episode, Attorney Landon Hodges talks about the tool that our firm uses in many situations to accomplish that goal, and why and how it differs from straight-up gifting of assets to another individual. 

In this podcast episode, Long-Term Care Planner Kristin Daugherty and Attorney Landon Hodges discuss the different ways that are available to help pay for long-term care, regardless of the type of long-term care that is needed. Types of care include in-home care, personal care, in a continuing care community, or the highest level of care - skilled nursing. Types of payment options include private...

In this final portion of the five-part series of short episodes centered on Alzheimer's planning, Attorney Julie Steinbacher speaks with Jeffrey Dauber, education and outreach coordinator for the Greater Pennsylvania chapter of the Alzheimer's Association. Unfortunately, Alzheimer's isn't entirely preventable at this point, despite an increase in research breakthroughs recently...

Take the mystery out of planning ahead for tomorrow's challenges, as Attorney Jenna Franks and Long-Term Care Planner Kristin Daugherty share the secrets of planning for your second half of life in this virtual seminar originally presented on Jan. 26, 2021. Utilizing a new format for this seminar, Jenna and Kristin discuss essential estate planning documents, the best ways to preserve assets...

In part four of a five-part series of short episodes centered on Alzheimer's planning, Attorney Julie Steinbacher speaks with Jeffrey Dauber, education and outreach coordinator for the Greater Pennsylvania chapter of the Alzheimer's Association. In this episode, Julie and Jeffrey talk about the various services that are available to assist people that have received an Alzheimer's di...

In part three of this five-part series of short episodes centered on Alzheimer's planning, Attorney Julie Steinbacher speaks with Jeffrey Dauber, education and outreach coordinator for the Greater Pennsylvania chapter of the Alzheimer's Association. In this episode, Julie and Jeffrey discuss the importance of planning for current and future care needs related to an Alzheimer's diagn...

Originally recorded just a few days prior to the 2021 presidential inauguration, but with information that should prove to last far beyond the standard four or eight years of a presidential or governor's term in office, this episode is for you if you'd like to make sure your estate is protected regardless of who or which political party is in power. Attorney Julie Steinbacher helps you u...