Savings and Sense

Allie Howard and Katelyn Felker focus on one of the most important planning principles investors often overlook: aligning money with the right time horizon. They explain why goals within five years should not be exposed to market volatility, how liquidity provides flexibility and peace of mind, and why disciplined diversification supports long term success. The episode highlights how clearly defin...

Logan Gilland and Katelyn Felker focus on one of the most influential pieces of a successful retirement plan: understanding and managing expenses. They explain why monthly spending often has a greater impact on long term outcomes than market performance, how small changes compound over time, and why clarity around cash flow brings confidence during retirement. The conversation also covers the psyc...

Allie Howard and Daniel Czulno focus on the importance of having a well built financial plan that can hold up through uncertainty and change. Rather than reacting to short term swings, they discuss how perspective, diversification, and stress testing help investors stay aligned with long term goals. Using relatable analogies, the conversation highlights why preparation, discipline, and intentional...

Logan Gilland and Allie Howard walk through how disciplined financial planning helps investors stay grounded during periods of volatility. While they touch briefly on rising oil prices, geopolitical tension, and shifting economic data, the focus remains on what individuals can control, including portfolio allocation, risk management, and long term decision making. The episode closes with a practic...

Logan Gilland and Allie Howard focus on how disciplined planning can guide you through a chaotic stretch in the markets. While the episode covers the Iran conflict, sharp swings in oil prices, and mixed economic data, the real message centers on staying grounded in long term goals, maintaining the right allocation, and understanding what you can control in your own financial life. They close with...

Logan Gilland and Allie Howard shift the conversation toward what matters most: building and sticking to a clear financial plan. They touch briefly on a busy week of headlines but highlight why long term allocation decisions, risk management, and disciplined strategy outweigh daily market swings. The episode closes with practical guidance on saving for children, comparing 529 plans, custodial acco...

Logan Gilland and Katelyn Felker discuss smart planning opportunities to consider during tax season, including last-minute IRA and HSA contributions, how to evaluate refunds versus amounts owed, and more strategic approaches to charitable giving with tools like donor-advised funds. They also briefly touch on recent market headlines, including geopolitical tensions affecting oil prices and mixed ec...

Logan Gilland and Michele Daniher discuss the growing trend of parents financially supporting their adult children and how to plan for it without compromising long-term goals. They explore why this support is becoming more common, the real costs families are facing, and practical strategies for setting boundaries, communicating expectations, and building flexibility into a financial plan.

Logan and Kaylie break down a week of sharp market rotation, from tech weakness after Google earnings to renewed strength in classic consumer staples. They then dive into Kaylie’s three‑step framework for helping listeners define goals, understand how money supports them, and take meaningful first steps toward financial confidence.

Logan and Vinson break down a busy week in markets, from the sharp split between Microsoft and Meta earnings to reactions to Federal Reserve news and the nomination of Kevin Warsh. They then shift into Vinson’s mortgage expertise, covering refinancing, recasting, and smart borrowing tips for today’s housing environment.

Logan and Andy discuss something that many retirees go through that doesn't get brought up often enough: Required Minimum Distributions (RMDs). Once you reach a certain age, you're required to pull from retirement accounts which forces you to pay taxes on those dollars. In this episode, we discuss strategies that focus on paying less long-term.

Logan and Allie focus on why debt is becoming a bigger problem for a lot of people and lay out a simple path to fix it by building margin in your budget, cutting expenses or boosting income, and using a strategy like the debt snowball to start gaining momentum.

Logan and Allie break down how Venezuela news and a mixed jobs report moved markets early in 2026, then walk through practical strategies for saving for a child's future. They discuss covering savings targets, 529 plans, custodial accounts, and when it may make sense to just save in a parent-owned investment account.

Logan and Allie kick off the new year by recapping a strong-but-volatile 2025, then shift to actionable 2026 planning. They discuss setting clear goals, reviewing tax withholding and strategy, and making sure your investment allocation still matches your timeline and risk tolerance.

Logan and Allie recap the year’s biggest money themes: tax law changes from the “Big Beautiful Bill,” a tariff-driven market scare, and a strong rebound fueled by AI optimism and falling interest rates.

Logan brings on Katelyn Felker, one of the newest members of the Joule team, to talk about 5 tips she has for young adults. 

Logan breaks down what is going on in the markets and giving strategies for the end of the year. 

Logan brings on Michele Daniher, from Ritter Daniher Financial Advisory, to talk about the 5 biggest challenges we see for recent or upcoming retirees.

Logan and Allie talk through the changes to contribution limits for retirement savings for 2026.

Logan and Allie talk about the resent market struggles and how to get the biggest tax benefit for your giving. 

Logan brings on Daniel Czulno to talk about planning for small business owners.

Logan and Allie talk about the key first steps to take on your personal financial journey. Check out the DIY Money Podcast to learn more.

Allie and Logan give an overview of earnings season and then dive into financial tricks or financial treats.

Logan interviews Michele Daniher, CFP®, to discuss how she has approached financial planning and empowering clients over the last 10 years. 

Logan and Allie talk through how to get the most out of your employer benefits.