Richer with Ratner

Do you feel comfortable in your life right now? Comfort is often times a great feeling and don't get me wrong I want you to live in the moment but possibly your comfort is making you become reactive instead of proactive. Comfort causes you not to take those extra steps to become a better version of yourself.

Remind yourself to be patient through hard times. Whether you are watching your portfolio decrease, lose your job, or are struggling mentally. Remind yourself to take a step back and create an action plan for looking into the future. Some self-reflection and patience can go a long way for your richness financially and personally as well as your current mental state.

Should you buy or should you rent? A quick breakdown and some thoughts about owning your home vs. renting your home. Don't fall for society norms and do what is best for you!

Finding the right time to start your investment journey is something we all struggle with. Through self-reflection, research, and most importantly, patience, you can find today might be the right day. Finding the right time to sell is just as hard as finding the right time to buy!

Stop saying you will do it tomorrow. Start making positive changes today. If it is your finances, your health, or something else. Start saying I will do it today. Start saying committed statements. Changing this will shift your mindset and give you the confidence to take the next steps.

Sharing some thoughts about how travel can give you a different perspective in your everyday life. Not just relaxing but putting yourself in different places, different experiences, and observing different walks of life. These experiences are something that you always take home and live with.

The Power to Give gave me motivation to share my thoughts about how $10 or 10 minutes a day can change your life. Going from zero to millionaire or gaining a higher fitness level. 10 is a powerful way to think and by applying it to your everyday life it will transform your life.

"The more you give, the more you get" - Ben Ratner. Giving will not only make the ones around you feel richer but you will feel richer in yourself. Giving does not need to be a grand gesture. Giving $5 or 5 minutes of your time will go a long way.

Living for free sounds great right? What if there was a way to own real estate for little upfront cost and little to no monthly expenses? Listening in here can be the first place to start your real estate investing career to provide passive income and generational wealth.

Saving and investing the first $10,000 I believe is harder than saving, investing, and growing the next $990,000. A million dollars is attainable and you can reach it but it starts with the first 10K!

Seeing a large amount of money in your savings account will give you a great sense of relief but having too much money in there is costing you more than you think. It can cost you up to 10% per year. Listen in for a quick thought about how to reflect on what is needed in a savings account and options as to where you should put excess money.

No matter what choice you make you will face challenges. Choosing your hard is a concept I think about everyday when making decisions. How will this impact me now? How will this impact me in 1 year, 5 years, and so on? Financially, personally, and emotionally we choose our hard everyday.

Are you struggling to continue to pay your bills and afford your life even after getting pay increases year after year? Maybe the social pressures of others or your thoughts are pushing you to spend more than you can or want too. Don't let these pressures effect your budget and financial goals.

Bringing on another guest to kick off the New Year! Karyn Wilson, certified health coach, is here to shed some light on food in America and how it can impact your health. We only touch the tip of the iceberg but it is a place to start and help you with your next steps in 2025. Sharing some tips on becoming healthier and happier! Join her free challenge this month to invest in your health by connec...

Happy New Year! I am excited for what 2025 has in store and I wanted to share some ideas on how to reflect for setting your new years resolution. Lets make 2025 great and keep taking steps closer to a better you, financially and personally!

Are you or your children receiving Christmas money this year during the holiday season? Some ideas to help you create some good habits going into 2025 with this extra bonus money.

How does money effect your mental health? Bringing on our second guest, Danielle Joynes, a licensed clinical professional consular with 20+ years of experience in hospitals and private practices. Whether you're at the beginning, middle, or end of your finance journey this is a perfect episode to tune in on and get some help with your mental health and self-reflection.

Growing your wealth is just to start. Take some of these starter tips for looking into protecting your wealth. What happens to your money unexpected life changes? Always review, modify, and plan accordingly.

When you hear the word rich, what do you picture? Everyone has a different definition of the word rich and I wanted to share my thoughts on this. Why I started the podcast and why I want to go through this journey with others.

I am happy to talk about what the listeners want to hear! Share your questions so I am able to provide the content you want to hear. Turning $500 into $5,000 sound difficult but it does not have to be. I don't have a secret recipe but I am able to share some thoughts to open your mind to the possibility of making this happen in your life.

Feeling tired and overwhelmed with social plans. Start thinking about saying no. This doesn't make you selfish this puts an emphasis on your mental health and taking care of yourself. Sharing some ideas on how, why, and when you should consider saying no.

We bring back Lamarr from Episode 20 to pick his brain on becoming rich personally. Lamarr shares a few tips, book recs, and even a line of advice that can help us reflect and live in the moment.

Bringing on our first guest, Lamarr Nash, a credit repair professional. Lamarr started his business venture, Invest In Yourself Consulting, one year ago getting him out of the corporate finance world and helping people take control of their finances and credit scores. Lamarr gives us some insight on your score, how to improve it, things to stay away from, and how to even contribute to generational...

If you have talked to anyone about their investments often times you will hear them say I wish I started investing sooner or earlier. The best time to start investing is yesterday but the next best is today. Don't let fears or unknown stop your confidence in investing.

How much money should you keep in your emergency fund? How can you build this fund? How much is too much money in your bank account? Get some quick answers, ideas, and thoughts in this episode.