Retiring With Enough

Send us Fan Mail Join Kevin Lyles, CRPC™ and myself as we discuss the merits of active management and passive investing. In this episode Kevin critiques my decision to engage an advisory firm to manage a portion of my assets and my reasons for this decision. If you’d like to be a part of a free online retirement community, join us on Facebook:  https://www.facebook.com/groups/399117455706255/?ref=...

Send us Fan Mail Looking back can be painful, especially if you've made a bad decision. This two year look back explores whether staying invested in stocks or selling and moving to the sidelines was the best decision two years ago. If you’d like to be a part of a free online retirement community, join us on Facebook:  https://www.facebook.com/groups/399117455706255/?ref=share

Send us Fan Mail The end of the year is a great time to look forward and backward to evaluate where you've been, and where you're going! If you’d like to be a part of a free online retirement community, join us on Facebook:  https://www.facebook.com/groups/399117455706255/?ref=share

Send us Fan Mail Merry Christmas and Happy Holidays for 2025 If you’d like to be a part of a free online retirement community, join us on Facebook:  https://www.facebook.com/groups/399117455706255/?ref=share

Send us Fan Mail “Money doesn’t change men, it merely unmasks them.” -Henry Ford Several years ago, my wife and I decided we would not wait until we were deceased, but would instead provide financial gifts to our children while we were still alive. This outlines the concept of giving with warm hands versus giving with cold hands. If you’d like to be a part of a free online retirement community, jo...

Send us Fan Mail It's not easy to create a mindset that embraces saving versus spending. The pathway to saving money can be very convoluted due to a combination of psychological, economic, and practical barriers.  If you’d like to be a part of a free online retirement community, join us on Facebook:  https://www.facebook.com/groups/399117455706255/?ref=share

Send us Fan Mail “Don't forget to set your scales back 10 lbs at midnight tonight for the holiday season, Thanksgiving through Christmas." For better or worse, the holiday season is upon us again. It is arguably the best season of the year. It is also the season of each year that I gain the most weight. If you’d like to be a part of a free online retirement community, join us on Facebook...

Send us Fan Mail It's Thanksgiving, again! Join me for a mini-Thanksgiving celebration. If you’d like to be a part of a free online retirement community, join us on Facebook:  https://www.facebook.com/groups/399117455706255/?ref=share

Send us Fan Mail What are Estate Documents, and why are they necessary?  I had Estate Documents drafted approximately 15 years ago. Why do these documents need to be updated? If you’d like to be a part of a free online retirement community, join us on Facebook:  https://www.facebook.com/groups/399117455706255/?ref=share

Send us Fan Mail Multiple accounts mean more complicated record keeping, retirement planning, and tax preparation. The bottom line is, it’s just harder to keep track of multiple accounts across multiple platforms. Is it time to consolidate financial accounts? If you’d like to be a part of a free online retirement community, join us on Facebook:  https://www.facebook.com/groups/399117455706255/?ref...

Send us Fan Mail Managing expectations is not about reaching a particular goal, or even attaining a certain financial level.  Managing expectations has much more to do with mindset and happiness.  If you’d like to be a part of a free online retirement community, join us on Facebook:  https://www.facebook.com/groups/399117455706255/?ref=share

Send us Fan Mail Join Kevin Lyles, CRPC™ and me as we provide a long form discussion about choosing where to live in retirement. If you’d like to be a part of a free online retirement community, join us on Facebook:  https://www.facebook.com/groups/399117455706255/?ref=share

Send us Fan Mail If you are part of the boomer generation, you were likely raised in the era of “One size fits all”.  But, many years have passed, and the philosophy of one-size-fits-all has evolved to emphasize a philosophy of one-size-fits-one. If you’d like to be a part of a free online retirement community, join us on Facebook:  https://www.facebook.com/groups/399117455706255/?ref=share

Send us Fan Mail In a world filled with noise, the absence of noise can be very disconcerting. It’s hard for many people to become quiet internally and externally.  If you’d like to be a part of a free online retirement community, join us on Facebook:  https://www.facebook.com/groups/399117455706255/?ref=share

Send us Fan Mail “The more you leave out, the more you highlight what you leave in.” -Henry Green Over the three years I have been doing this podcast, I've stated that I am a DIY (do-it-yourself) investor with over 50 years of investing experience.  This was a true statement until a couple of months ago. If you’d like to be a part of a free online retirement community, join us on Facebook:  h...

Send us Fan Mail What happens when your partnership with risk no longer works? How do you dissolve the partnership? This process is termed portfolio de-risking. If you’d like to be a part of a free online retirement community, join us on Facebook:  https://www.facebook.com/groups/399117455706255/?ref=share

Send us Fan Mail Estimated taxes and tax payments are some of the most misunderstood tax requirements taxpayers face.  Payment of estimated taxes is more problematic for retirees who never paid estimated taxes during their working careers! If you’d like to be a part of a free online retirement community, join us on Facebook:  https://www.facebook.com/groups/399117455706255/?ref=share

Send us Fan Mail In a recent Podcast I discussed the relative merits of a Roth IRA .  Many factors determine whether or not Roth IRA contributions make sense. The account holder’s age, tax bracket, net worth, risk tolerance, and available cash are important in establishing a Roth IRA. One of the most important factors to consider is age. As someone ages, it becomes less advantageous to contribute...

Send us Fan Mail Join me as I move to the other side of the microphone and am interviewed by my daughter Catherine. If you’d like to be a part of a free online retirement community, join us on Facebook:  https://www.facebook.com/groups/399117455706255/?ref=share

Send us Fan Mail Join me as I celebrate the 3rd Birthday of the Retiring  With Enough Podcast, and answer a listener question. If you’d like to be a part of a free online retirement community, join us on Facebook:  https://www.facebook.com/groups/399117455706255/?ref=share

Send us Fan Mail Everyone has certain needs whether living in a developed or a developing country. Whether you term these things basic life necessities or core necessities, people need these basic things to provide for daily living. These core necessities are food, shelter, access to transportation, access to health care, and utilities. The United States is considered one of the wealthiest nations...

Send us Fan Mail A friend posed a simple question.  Are Roth accounts worth the time and effort? The answer is complex and more nuanced. Many things determine the validity of a Roth account including age, tax rate, income, retirement planning, and estate planning. If you’d like to be a part of a free online retirement community, join us on Facebook:  https://www.facebook.com/groups/399117455706255...

Send us Fan Mail Mr. and Mrs. Smith are "drowning" in a sea of cash! Because of this growing “problem”, Mr. and Mrs. Smith decided they want to provide financial gifts to their grandchildren who range in age from late teens to late 20s. Mr. Smith’s questions focused on how to give these gifts in the best manner  If you’d like to be a part of a free online retirement community, join us on...

Send us Fan Mail Join Kevin Lyles, CRPC™ and me as we provide a long form discussion about inflation and its multiple effects on retirement. If you’d like to be a part of a free online retirement community, join us on Facebook:  https://www.facebook.com/groups/399117455706255/?ref=share

Send us Fan Mail Is the historical Viewmaster style of traditional wealth accumulation with no frills or technology still valid, or have traditional wealth accumulation concepts been replaced and negated by more modern approaches? If you’d like to be a part of a free online retirement community, join us on Facebook:  https://www.facebook.com/groups/399117455706255/?ref=share