Regulated Radio

David Strachan and Ian Stewart combine their regulatory and economic expertise to discuss whether financial services and financial services regulation are likely to facilitate or hinder the UK government's growth agenda. In particular they take a closer look at political sentiment from some quarters that UK regulators have been regulating for risk rather than growth. The conversation covered a ran...

The UK's new digital markets competition regime came into force on 1 January 2025 and the Competition and Markets Authority ('CMA') is already exercising its responsibilities in this area.  Join Robert MacDougall from Deloitte's EMEA Centre for Regulatory Strategy as he delves into how the UK's new digital markets regime is being implemented along with Cat Batchelor from the CMA's Digital Markets...

The 2025 edition of the annual Financial Markets Regulatory Outlook sets out the most important regulatory and supervisory themes in 2025 – both for the industry as a whole, and at the sector level. Tune in to listen to a robust discussion between host Liam Girvan (Associate Director, EMEA Centre for Regulatory Strategy), Suchitra Nair (Partner, EMEA Centre for Regulatory Strategy) and David Strac...

Risk Culture and Governance continue to be significant themes for the financial services industry, not just from a regulatory perspective but also because of the evolving nature of risks in the financial services landscape. Join host Alex Spooner on Regulated Radio as he discusses these crucial topics with Deloitte experts: Natasha De Soysa, UK Financial Services Governance lead, Jess Sutherland,...

The clock to implement Corporate Sustainability Reporting Drive keeps ticking on swiftly ... How prepared are financial services firms? What makes implementing CSRD unique in complexity and is there a way of unlocking wider value via the implementation?   In this episode of Regulated Radio, host Linda Hedqvist is joined by Deloitte's foremost CSRD experts Yolaine Kermarrec, Insurance Partner, Greg...

The extremely wide remit of Consumer Duty has meant that firms across financial services have had their hands full over the last couple of years – but what's next? After the July 2023 deadline, what do firms need to focus on? identifying vulnerable consumers, assessing price and value, and ensuring that robust data is available to monitor and prove good outcomes, are just a few of the things that...

The Prudential Regulation Authority's supervisory statement (SS1/23) on model risk management principles for banks is due to take effect from 17 May 2024. Given that the statement was released in May 2023, banks have had some time to digest it, however careful consideration will be required to ensure that banks' model risk governance, controls, policies, processes, and reporting meet the PRA's exp...

The 2024 Sustainability Regulation Outlook report is now live! It covers the key implications of sustainability related regulations across financial services and non-financial services. The report contains key insights on pivotal topics with crucial consequences for financial services and the real economy such as decarbonisation, greenwashing, sustainability reporting and circularity. In this epis...

What's in store for 2024? What are the emerging risks and structural trends that are shaping the regulatory and supervisory agenda, and how should financial services firms respond? In this episode of Regulated Radio, Alex Spooner is joined by Suchitra Nair and David Strachan to explore these questions and a range of topics, including geopolitical risks, tech and innovation, sustainable finance, pr...

The transition towards Net Zero and the adoption of other Environmental, Social and Governance, or ESG standards, is leading to a massive expansion of regulatory scrutiny and activity in the marketplace. This relatively new area of regulation is challenging many firms to keep up with the pace of change. In this episode of Regulated Radio, Scott Martin is joined by Deloitte's EMEA Sustainability Re...

The global banking sector has experienced a period of instability this year. Starting in March, a string of bank failures in the United States and Europe created uncertainty in the market and raised doubts about what would happen next.  In this episode of Regulated Radio, Scott Martin is joined by Deloitte's Centre for Regulatory Strategy Leads, David Strachan and Irena Gecas-McCarthy, to discuss...

In recent years, the easy availability of sustainable funds in the retail markets and the increasing amount of money flowing into these funds have made greenwashing a hot topic in the investment management sector. Regulators in the UK and EU are clearly aware of the potential for greenwashing in this industry and are attempting to tackle it through a range of regulatory initiatives. In this episod...

In this episode of Regulated Radio, Scott Martin is joined by David Strachan and Suchitra Nair to explore the major regulatory trends affecting the Financial Services Industry in 2023, along with a range of topics including climate-related financial risk management, digital assets and payments, prudential capital frameworks for banks and insurers, and operational resilience.

In this episode, our experts Toby Roxburgh, UK Nature and Biodiversity Lead and Simon Brennan, EMEA Sustainability Regulatory Strategy Lead, join host Scott Martin to explore what 'nature risk' is, how it relates to climate risk and what businesses should be doing to prepare for nature-related regulation. Tune in to learn more about how the wider nature and biodiversity agenda is rapidly coming up...

Our latest paper explores the key regulatory considerations across four key thematic areas: consumers, data, resilience, and governance and accountability, and how these will affect firms' strategies around embedded finance. In this episode, Suchitra Nair from the Centre for Regulatory Strategy and Richard Kibble, UK Banking Leader, discuss the current embedded finance landscape, the risks, opport...

In June we published a report intended to help wholesale banks in the EU and UK develop a digital assets strategy in the context of an evolving regulatory landscape. In this episode Deloitte's financial services, regulatory and legal experts Suchitra Nair, Ed Moorby and Clare Jenkinson discuss some of the key considerations, both strategic and regulatory, for banks looking to build out their digit...

The Financial Conduct Authority has published its final rules for its new Consumer Duty. The Duty raises the standards of consumer protection in retail financial markets. With the introduction of a new Consumer Principle, and a set of cross-cutting rules and outcomes that support it, firms now face a significant task to meet these raised standards of consumer care. In this episode, Deloitte's regu...

In this episode, David Strachan and Suchitra Nair from the EMEA Centre for Regulatory Strategy discuss the major market developments that have shaped 2022 so far and what these are likely to mean for the regulation and supervision of financial services firms.

An increasingly complex technological, social, and geopolitical environment means that financial services firms must plan for disruptions to their operations that may not have been conceivable just a decade ago. With the UK financial services regulatory framework for operational resilience having come into force in March, and the EU's Digital Operational Resilience Act nearing completion, the hard...

COP26 galvanised and accelerated global focus on achieving net zero carbon emissions. Pressure is mounting on governments, businesses, and industry alliances to make net zero pledges. So, what does it all mean? How are plans to reach net zero being implemented within the banking sector? How will those within financial firms see their roles change in response to pledges and targets made by their fi...

How will major regulatory trends affect the financial services industry in 2022? How can leaders anticipate and respond to them effectively? In the 2022 edition of our Financial Markets Regulatory Outlook, David Strachan and Suchitra Nair, join Orla Hurst to explore these questions as well as digital payments, regulatory divergence, transitioning to a sustainable economy and the future of regulati...

Is the banking sector ready for the implementation of Basel 3.1? Can it manage the complexity of an increasingly fragmented regulatory environment as key regulators look set to diverge from the international Basel standards? In this episode, Deloitte's global Basel 3 leader, Tom Spellman, and Rod Hardcastle join Scott Martin to discuss the path ahead for implementing Basel 3.1, including the EU's...

At the start of 2021, we identified nine regulatory themes affecting the financial services industry as a consequence of the COVID-19 pandemic. Against a more optimistic economic outlook than anticipated, Orla Hurst revisits these themes with David Strachan and Suchitra Nair from the EMEA Centre for Regulatory Strategy – identifying the developments and actions firms should focus on for the remain...

How can technology help financial services firms manage the challenge of dealing with increasingly complex and demanding financial regulation? In this episode, we speak to Kent Mackenzie and Suchitra Nair to hear about the latest 'RegTech' applications being used in the financial sector, and how regulators have been responding to this wave of innovation. Tune in now! Key questions: What are some o...

The UK has become a global leader in the development of the FinTech sector over the last decade, and attention is now turning to how it can retain its leadership position in the industry and foster the next generation of FinTech innovation. The recent Kalifa Review of the UK FinTech sector made a number of recommendations on how to do just this, and in this month's episode, we sat down with Louise...