Life is Life!

The Holiday's are a season of joy, religion, love, Santa, reindeer, movies, food, travel, family, traditions and of course presents. With all of these things comes spending and depending on your situation a lot of spending. In this episode the boys discuss the pitfalls and joys the holiday season can bring, especially our spending. Support the show

The American dream, being a homeowner! Owning a home is an accomplishment that almost all of us aspire too. But... Sometimes I miss the days of calling my landlord when things break and things do break! One of the most difficult breaks is when you see water dripping from an area of the house that it shouldn't. Where is it coming from? Oh, if it only were that easy! This week the crew discusse...

This week we honor those who support our Boost For Our Heroes program. This program would not be possible without those that come out to the annual Boost For Our Heroes Golf Classic here in sunny San Diego!  Boost for our Heroes is a financial assistance and education program that benefits military members, veterans and their families. This program provides a variety of workshops, outreach efforts...

Netflix changed the game of how we watch television. So much so that, many of us first tried out Netflix to see if we could avoid having to drive to Blockbuster. After all, gas prices where were closing in on $2/gallon and who could afford that extra driving?  Now we spend longer scrolling to just find something to watch. But Netflix, known for giving people something to watch while they chill, is...

There are many products in the market that are used to incentivize us, to make purchases whether we have the funds to do so or not. Credit cards are the big brother. The little plastic card that allows us to purchase a product and pay it off over time if so choose. Of course the card charges us interest if we don't pay it all off when the invoice comes in. I the old days there was lay away. Y...

Traveling in itself can be expensive. Of course airline tickets have been on the higher side these days and inflation isn't helping the cost of everything we do and stay while visiting somewhere away from home. But airports have gotten very good at creating experiences of their own as we wait to get to our ultimate destinations. In this episode we discuss the many ways we can fork out a lot o...

We are offered them for cars, plane tickets, and electronics. You might even have gotten a hundred calls to let you know that yours is about to expire even though you never purchased it. Warranties, protection plans and service plans are everywhere. But are they worth it? Felipe shares his story of trying to get a windshield replaced by a warranty and how those events unfolded.  Three years and a...

Regardless if you are one of Kim Kardashian's 250 million followers or not this week she may have found a way into your feed. On Oct. 3rd the SEC announced a $1.26 million penalty for an Instagram post where she was paid to share information on a crypto currency. The full team sits down and shares their thoughts on influencers like Kardashian or Floyd "Money" Mayweather promoting Cr...

In today's world the trend is more and more venues becoming cashless. From buying beer and hot dogs to retail merchandise the ways of paying for your goods and services is ever expanding in our digital world.  Today the crew discusses what they think of this new phenomena and whether or not it's a good thing for society. Support the show

In  all the years we have been working with individuals to get a handle on their debt and finances medical debt has been a large part of it. Not just the huge bills that we hear about but even the simple co-pays or co-insurance that can throw a families budget out of whack.  Dr. Virgie Bright Ellington, MD an internal medicine physician and medical billing expert. With more than 20 years experienc...

The passing of Queen Elizabeth II last week was worldwide news. Now, with King Charles III on the throne what does that mean for currency around the world that featured the portrait of the late Queen? In this episode the full team talks a little royalty before switching from the pound to one of our favorite topics, food.  What is considered fine dining for you? Are there restaurants you enjoy that...

There is no one size fits all solution to personal finances. So as you can imagine disagreements amongst professionals happen all the time. What happens when most professionals agree and the people disagreeing happen to be economists and mathematicians? Can we be right and wrong at the same time? In this episode we discus an article Chase came across in Inc. Magazine that covered three popular fin...

Children's birthday parties, anyone with kids and even those without, have attended. Parents sit around and have a drink or grab a bite to eat as kids run around with their friends and enjoy being the center of attention. But how memorable are they? Do you remember your ninth or tenth birthday party? More importantly, how much do they cost? Are there better ways to spend your money and time o...

It's that time of year when parents drop off their  little ones at college campuses near and far. Did they pack their socks? Will they remember to call home? Or at least add you on Instagram so you can see that they are safe? Some of the big questions parents are asking themselves are all about money. Are they ready to handle their own money? Will they be asking for a mommy or daddy bailout b...

The world has changed since Steinbeck took Charley in search of America. I know my life has changed drastically since my 7,715.8 mile adventure across America in college, that was just 15 years ago!   Some think the idea of the Great American Road Trip is dying. I'm here to ask you, please start a budget and hit the road again! Katie sits down with me as I go over, things to look out for when...

In the personal finance world, there's been a long-running debate on whether buying a home or renting for life is better for your money long-term.  But unlike rent, a mortgage comes with many other expenses, like taxes, maintenance, and upgrades. So is it more accurate to say that homeownership is more comparable to an auto loan than it is to paying rent? In Episode #146,  Katie joins Felipe...

We love personal finances, that's no secret. Should you be thinking about personal finances all day every day? Should you find a circle of friends that only wants to talk business and finance? We think not we also want to talk about The Real Housewives or soccer. This episode Katie joins Felipe and they talk about viral tweets and other trends they see on the personal finance social media wor...

Mega Millions Lottery jackpot moved over the billion mark for the fourth time since it was introduced in 1996 in five states. Now in 45 states Mega Millions is one of the two largest lottery's in the nation. Is playing the lottery a smart move? chances of winning aren't great yet millions of people play each year. Today Felipe and Chase discuss the lottery phenomena and whether it is sma...

Water is the most important natural resource we have. Life cannot go on without it. Water can be consumed in many different ways these days and we Americans sure do consume a lot. But most of us don't get this important resource out of our taps any longer, oh no, we actually buy it and buy it in many different sizes, shapes, types and now even flavors. The Talk Wealth to Me Crew discusses how...

Card declined! It has happened to all of us, the moment your card is declined and you feel the entire store is just watching you. Or maybe you forgot your money on the way to the store or you missed the "cash only" sign at the door? Embarrassing money situations come up and it doesn't always mean your finances are in trouble. This week Felipe shares a few embarrassing stories of his...

We discuss shopping and over spending a lot on this podcast and of course budgets. That being said we are all human and retailers and their marketing pros know this. Fall lines, winter, spring and of course summer lines always come out in the middle of the prior season. We have all the big holidays but did you know there is a calendar with all kinds special (national) days that retailers can marke...

Content warning: This episode contains conversations related to abortion and miscarriage. One of the most influential laws in the U.S. in the 20th century was Roe v. Wade. Giving women the right to choose and making abortion legal.  I the 21st century that law has been overturned giving the power back to States to decide whether it is legal or not. The talk Wealth To Me crew is joined by our colle...

When presenting in the community one of the most common questions we get is “what about crypto?” To kick off season six we talked to our top Certified Financial Planner (CFP) volunteer Paul Lim and asked him to breakdown cryptocurrency. This week, in part two of the  Cryptocurrency series we dive into what crypto and blockchain is, how they work, and what is the rationale behind creating a new cur...

When presenting in the community one of the most common questions we get is “what about crypto?” To kick off season six we reached out to our top Certified Financial Planner (CFP) volunteer Paul Lim and asked him to breakdown cryptocurrency. The result, a two episode special on everything crypto.   Before one can understand why cryptocurrency was invented and how it gets its value we need to look...

We as consumers have many choices when we choose the products and services we use on a daily basis. Some we choose because of affordability, ease of purchase or that our parents used so now we do. How often do we really know how the products we use are made or how they treat their suppliers. Well we found a company that is determined to change the way the world does business and is dedicated to cr...