Insurance Untangled

Tired of insurance companies paying you with virtual credit cards instead of direct deposits or checks? In this episode, Ben and Tessina explain why insurers do this, how it impacts your payments, and, most importantly, how to stop it. They walk through the steps to opt out, what to say when calling the insurance company, and how to avoid hidden fees. If you're dealing with this issue, this episod...

In this episode of Insurance Untangled, Ben Tuinei and Naren Arulrajah talk about what makes a dental practice truly sustainable and profitable. They discuss: What is a sustainable practice? A practice that grows financially while reducing stress. The dangers of PPO dependence and how to transition towards financial independence. Marketing strategies to attract high-quality patients beyond insuran...

In this episode of Insurance Untangled, Ben Tuinei and Perrin DesPortes dive into the biggest mistakes dentists make when expanding from one location to multiple. They talk about common money problems, miscalculating cash flow, struggling to keep good associates, and why some expansions don't work out. Perrin shares real-life advice on planning ahead, making smart financial decisions, and setting...

In this episode of Insurance Untangled, Ben Tuinei and Naren Arulrajah break down the financial trap of PPO dependence and how dental practices can reclaim lost revenue. They discuss the staggering impact of PPO write-offs, equating them to hidden marketing fees that practices unknowingly pay to insurance companies. Naren shares a step-by-step approach to calculating PPO write-offs, identifying wh...

Many dental practices feel stuck when marketing just isn't working. In this episode, Ben Tuinei and Naren Arulrajah break down the real reasons behind ineffective marketing and how to fix it. They discuss the importance of patient retention, online presence, branding, and tracking marketing results the right way. Learn why free promotions can backfire, how to attract the right patients, and the ro...

In this episode, Ben Tuinei and Perrin DesPortes, founder of Next Level Executive, talk about the future of dental practice ownership. They dig into the rise of group practices, private equity's influence, and what it really means for dentists. Perrin breaks down whether it's smarter to grow a practice for a big payout or build something sustainable for the long haul. He also shares key business f...

In this episode, Ben Tuinei and Tessina Bullock explore the complexities of Medicare in dentistry. They discuss how dental practices unknowingly become credentialed with Medicare through PPO contracts and the importance of reviewing fee schedules. Tessina highlights changes in Medicare benefits for 2025, the challenges of treating Medicare patients on fixed incomes, and the lack of government supp...

In this episode, Ben Tuinei and Naren Arulrajah dive into a question many dentists face: Should you spend hours making viral content, or is there a smarter way to market your practice? Naren explains why only 1% of dentists succeed as influencers, and how the other 99% can still win at marketing without all the TikTok dances. He shares simple but powerful strategies like using Google reviews, SEO,...

In this episode, Ben Tuinei and Naren Arulrajah explore why getting more new patients isn't the only solution to marketing challenges. They discuss key red flags that indicate deeper practice issues—high no-show rates, poor phone conversion, and patient retention struggles. Naren highlights how front desk training, phone call tracking, and patient experience improvements can significantly impact s...

In this episode, Ben Tuinei and Tessina Bullock tackle the challenges dental practices face with insurance denials, focusing on retreat root canal procedures. Tessina shares actionable strategies, including the importance of understanding exclusions and limitations in insurance contracts, leveraging the insurance commissioner for persistent denials, and the pros and cons of pre-authorizations. The...

In this episode, Ben Tuinei and James Zenk explore the critical role dental-specific CPAs play in helping practices thrive financially. James shares his journey from working with general CPA firms to founding a firm dedicated to serving dentists, highlighting how specialized expertise enhances tax planning, fee optimization, and financial strategy. They discuss proactive tax mitigation techniques,...

In this episode, Ben and Naren explore how dental practices can audit their marketing strategies to attract more new patients and reduce insurance dependence. They discuss three marketing mindsets which are strategic, tactical, and "wannabe". They explain why strategic approaches, like SEO and Google reviews, are key to long-term success. The hosts stress that metrics such as 20+ new patient calls...

In this episode, hosts Ben Tuinei and Naren Arulrajah explore the importance of long-term marketing strategies over short-term tactics like ads and promotions. Naren shares insights on building visibility, trust, and lasting patient relationships by focusing on fundamentals such as SEO, reviews, and personalized digital marketing strategies. Discover how a strategic approach can help dental practi...

In this episode, Ben Tuinei and Naren Arulrajah explore the top five metrics every dental practice should focus on in 2025 to achieve growth and efficiency. They discuss actionable strategies to secure 10 Google reviews monthly, maintain hygiene occupancy at 92% or higher, and rank 100 keywords on Google's first page. Additionally, they delve into tracking doctor production for predictable revenue...

In this episode, Ben Tuinei discusses the recent controversy surrounding UnitedHealthcare, highlighting major challenges with claim denials and the growing frustration among healthcare professionals and patients. With UnitedHealthcare losing $60 billion and increased scrutiny from employers, the insurance industry's practices are under the spotlight. Ben predicts reforms, including stricter regula...

In this episode, Ben Tuinei and Naren Arulrajah explore three actionable goals for dental practices to thrive in 2025. The discussion emphasizes setting a 10% annual growth target, leveraging cost-effective SEO strategies over PPO plans, and fostering a metrics-driven practice culture. Practical insights, including using champions for hygiene and production goals, were shared to improve practice e...

In this episode, Ben Tuinei and Naren Arulrajah discuss strategies for managing negative reviews and leveraging positive feedback to enhance your dental practice's online reputation. They explore mindset shifts for handling criticism, the importance of consistent Google reviews, and actionable steps to increase visibility through SEO. Naren also shares insights on addressing illegitimate reviews a...

In this episode, Ben Tuinei and Naren Arulrajah explore the critical role of phone experience in dental practice success. They reveal that the average practice converts only 33% of new patient calls, emphasizing the importance of tracking conversion rates to improve performance. The discussion highlights common mistakes made by staff and leadership, strategies for creating a positive first impress...

In this episode, Ben, Jordon, and Tessina dive into the issues in the dental insurance world, offering fresh strategies to help practices break free from PPO reliance. They explore key topics like mastering negotiation with insurance companies, the booming trend of dental membership plans, and how AI is reshaping claims processing. Tessina and Jordon share insights, including how membership plan p...

In this episode, Naren and Ben discuss the true cost of being in-network with PPO plans and the misconception that insurance companies are effective marketing tools. They explain how PPO write-offs can be considered a hidden marketing expense, often totaling thousands of dollars over the life of a patient. Naren stresses the importance of diversifying marketing strategies, such as SEO, Google Ads,...

In this episode, Ben Tuinei and Tessina Bullock explore the impact of usual and customary fees (UCF) on dental practice reimbursements. They discuss how setting fees at the 80th or 90th percentile can improve insurance reimbursement rates, especially in areas with high living costs like Utah. They highlight the benefits of in-office membership plans as an alternative to traditional insurance, whic...

In this episode, Ben Tuinei and Naren Arulrajah discuss the high costs dental practices face with PPO plans, which can lead to significant financial write-offs. Naren shares the benefits of using SEO as a cost-effective alternative for patient acquisition, noting that SEO can yield 30 times the value of PPO-driven patients. He highlights key metrics for marketing success in 2025, such as tracking...

In this episode, Ben and Tessina discuss key issues facing dentists. They highlight the importance of flying under the radar when dealing with insurance companies, as aggressive actions can negatively impact independent practices. Tessina highlights the essential support provided by organized groups like the American Dental Association, which equips dentists with valuable resources. She also explo...

In this episode, Ben and Tessina explore the concept of "added value treatment" in dentistry. Tessina highlights the legal basis for such treatments and emphasizes the importance of educating patients about the benefits of advanced treatments and their fees. Tessina also discusses various treatment areas that can be upgraded, such as crowns, veneers, and night guards. She provides insights into th...

In this episode, Ben and Tessina discuss strategies for dental practices negotiating with insurance companies. They highlight that many doctors are going out of network, prompting insurance carriers to try to retain providers by raising fees or profiling practices. Tessina emphasizes that insurance companies need dentists more than vice versa and suggests that threatening to terminate contracts ca...