Independent Financial Advice - Words of Wisdom and Guidance

In this episode Emma Crossick talks to Alan Moran about why new clients to Interface Financial Planning have to have their Wills and Lasting Powers of Attorney in place. This not only puts your mind at ease that your affairs will be in order if you die. It is also eases the burden on your family when dealing with your affairs after you have gone.

In this episode Emma Crossick talks to Alan Moran about how the prices at the pump are increasing and what inpact this has on the cost to our journeys. They also discuss the need for control of your money management and understanding of where money is coming in but also where it's going out to.

We live in the truly exciting age of technology. Alan Moran just loves it and in this episode he talks to Emma Crossick about how he uses tech.

In this episode Emma Crossick talks to Alan Moran about how he has streamlined his business and how this has affected the productitivity of the team within Interface Financial Planning.

In this episode Emma Crossick talks to Alan Moran about how important our carbon footprint is. If we care about the future and the type of world our children and grandchildren are going to be living in, then the how big is our carbon footprint question is one we should all be asking ourselves.

In this episode Emma Crossick talks to Alan Moran about the online tools available via the Government website. These days, more and more tools are being made available online so it's a good idea to take advantage of what's available. If you want to put yourself in control and have easy access to what the government has available, it is crucial that you register on the Government Gateway.

In this episode Emma Crossick talks to Alan Moran about Crypto Currency. We have all heard about it; it certainly creeps into the news more regularly than ever before and perhaps you're even tempted to invest in it! However, ask yourself – do you really understand it?

In this episode Emma Crossick talks to Alan Moran about ethical investing and how he has transferred all his clients investments into ethical ones. They also look at how ethical investments have out performed the more traditional investments.

In this episode Emma Crossick talks to Alan Moran about investing in renewables. Did you know that investing in renewables gives you a better return on your investments than traditional investments? Actually, more than that, ethical investments are so vitally important because of the environmental issues that our planet faces.

In this episode Emma Crossick talks to Alan Moran about the differences between Life Planning and traditional Financial Planning. They also look at how Life planning is not only about your financial postion but also your aspirations for the furture.  

In this episode Emma Crossick talks to Alan Moran who is calling on all businesses to improve their efficiency using outsourcing, not only to boost their productivity and profit margin but also to deliver better service to clients and customers.

In this episode Emma Crossick talks to Alan Moran about how vast sums of money is stittng in lost or forgotten about pensions. If you have a lost pension, that money belongs to you and this blog could can help you find it.

In this episode Emma Crossick talks to Alan Moran about how clients can be vulnerable to scams. They also discuss how earlier this year the FCA launched guidance for Financial Advisors relating to the fair treatment of vulnerable clients.

In this episode Emma Crossick talks to Alan Moran about how you can be in control of your finances. They discuss how Interface Financial Planning offers an online system to all of their clients (and their non-clients too) where you can see the values of all your investments, pensions, bank accounts, shares and all of your national savings (premium bonds and the prizes if you've won!) in one, easy,...

In this guide Orry Henderson talks about how a legacy planning exercice can be benificial for those who wish to protect their financial legacy and help future generations of their family.

In this episode Emma Crossick talks to Alan Moran about how important funeral planning is. People like to put off things that make them uncomfortable but it is important not to ignore it because the end is unfortunately inevitable. Having a plan in place relieves alot of stress from the bereaved and makes sure that your wishes are carried out after your death.

In this episode Emma Crossick talks to Alan Moran about common misconceptions about financial advisers. Financial Planning is NOT about flogging pensions and investments, it's about looking after people's money and advising them as best as possible as to how they can live as they want to with money in their pocket.

In this episode Emma Crossick talks to Alan Moran about NS&I Premium Bonds. There are countless people out there who are unaware that they have Premium Bonds some of which have had winnings attached to them. Unlike the Lottery, Premium Bonds and their winnings don't go out of date. So its well worth checking to see if you have some.

In this episode Emma Crossick talks to Alan Moran about the value of listening. They discuss how it's important to listen to others as it helps with understanding your clients needs.

In this guide Orry Henderson talks about the two types of equity release available, Lifetime Mortgages and Home Reversion Plans. He will look at the pros and cons of each and answers some frequently asked questions about them both.

In this episode Emma Crossick talks to Alan Moran about how important it is to him and the business to share information. The reason to share information is to guide people and combine his knowledge with his love for helping others. He also talks about how important teamwork is to create a great working environment.

In this guide Orry Henderson looks at how long you are going to live is the most important element in dertermining how much money you are going to need in retirement. He also talks about the cruicial steps to take to protect yourself if you live to an older age than expected.

In this guide Orry Henderson talks about the considerations individuals need to take when it comes to pensions and divorce. Factors relating to pensions where a divorce is being agreed are often complex. This guide gives some options and looks at the advantages and disadventages of each.

In this episode Emma Crossick talks to Alan Moran about how Brexit has affected his business and his clients. Brexit has meant that Alan can no longer give his clients who live in the EU the help and advice he was once able to provide.

In this special episode Alan Moran talks about the consequences of Brexit and reads an email he has had to unfortunately send to one of his clients. It outlines the issues that Brexit has created for independent financial advisors and their clients based in Europe.