Great Points

Happy 2022 everyone! On today's episode Matt gives tips on how to navigate personal financial New Years resolutions through smart goals. 

On today's episode Matt has his business partner Peter Disch on as a guest.  Peter Disch, CFP® is the Founder and Managing Member of Great Point Wealth Advisors located in Boston, Massachusetts.  For more information on Peter or Great Point Wealth Advisors visit: https://www.greatpointwealth.com/

On today's episode Matt interviews Adaias Souza owner of the Danvers Pillar to Post home inspection company.  Matt asks Adaias questions on protecting the value of your home during the home inspecting process.  For more information please visit https://adaiassouza.pillartopost.com/

In today's episode Matt explains what marginal tax and that it is defined the tax rate you pay on an additional dollar of income.  This can be confusing for many so Matt breaks it down for us to understand.

On today's episode Matt gives us some insight on savings bonds.  What to do when you receive them and how they work when they accrue interest over time.   For more information or to search for your bonds  go to  https://www.treasurydirect.gov/

On today's episode, Matt gives out advice on Giving Tuesday and how to handle giving to charities especially if you do not have excess funds.  

On today's episode Matt interviews Rob Famulare, Chef and Manager of multiple restaurants in California.  If you like what you hear, consider checking out the following episodes on some of the topics we covered with Matts questions: Episode #3: Is my 401k the best place for me to save Episode #8: When should I pay off my mortgage Episode #10: Am I Saving Enough for the Future?

On todays episode Matt discusses the perspective of some retirees through write in questions.    If you like what you hear, consider checking out the following episodes on some of the topics we covered with this episode: Episode #11: Mistakes People Make When Inheriting Money Episode #16: We May Be Leaving our Kids a Million Dollars

 Thank you to Katie Boucher for joining me on Great Points this week and providing some great questions.  If you like what you hear, consider checking out the following episodes on some of the topics we covered with Katie's questions: episode 4, season 1 where I go into more detail on the decision to upgrade your home. episode 2, season 1 where I cover the power of compounding growth for long...

Today Matt is going to interview Laurie LaBrie, SPHR, SHRM-SCP, of Integrated HR.  https://www.integratedhrteam.com/

On todays episode Matt interviews Emma Buckley, Great Points newest hire and a recent college graduate.

Today Matt is going to interview Jesse DeBenedictis, owner and CEO of Works by JD.  https://worksbyjd.com/

After 24 episodes I thought it would be helpful to highlight some of the key topics that I have shared over the last 6 months that hopefully has helped listeners to make more confident financial decisions.

Many have heard the saying "There are 2 certainties in Life, Death, and Taxes" and both are topics that people like to avoid talking about.  However not talking about them does not solve any problems it just increases the odds of future conflict.  In this episode, we will discuss how to approach sensitive financial planning concepts across generations and provide some possible conversati...

Most people consider the funds they put into their 401k untouchable until retirement.  In most cases that is the right approach to allow the funds to grow tax-deferred and to benefit from long-term market growth.  However there are times when cash flow is tight, liquidity is limited and the month-to-month stress of meeting financial obligations can be high.  In times like this if you have a 6-figu...

It is not uncommon for a client to inherit a home from a parent or close relative that may not have had children of their own.  In many cases, they already own a home of their own and they ask me what they should do with a second home.  In this episode, we will discuss the options to consider when inheriting a home and the pros and cons of each option. 

If you work for a publicly-traded company you may have the option to buy your company stock.  Often times a portion of your bonus or 401k match can be tied to company stock.  The question is what should you do with it? In this episode, we will discuss how company stock can fit into an overall plan and how to avoid some common mistakes when it comes to company stock ownership. 

Every client I have worked with has personal challenges and roadblocks that they need to deal with, however overall they are fortunate for their financial position in life.  If you have ever had the feeling that you are fortunate for what you have and would like to give back then this is the episode for you.  The 1st question most clients ask is can I afford to be charitable.  The next obstacle is...

If you have been employed for any stretch of time you have probably had to deal with this topic and the impending panic that can follow.  In this episode we will discuss some ideas to reduce the stress and be proactive in your planning for unpredictable events such as being laid off. 

For many parents who have worked hard, saved some money for retirement, and paid down their mortgage it is not uncommon to have a net worth over a million dollars without feeling like you have a lot of money.  Despite the feeling, with this type of net worth, decent social security income sources, and a modest lifestyle it is likely there will be some funds left over for your heirs.  I get a numbe...

Empty nesters looking for a change, elderly parents aging in place, college grads struggling to launch, a global pandemic that has kept families apart. All of these factors have created a dialogue with regards to flexible housing options to accommodate a multi-generational audience.  With that in mind, I have invited a guest, Maura Allard, to lend her expertise and experience to the discussion.

One asset that is not always discussed in a financial plan is one’s health and well-being.  In today’s episode, we will discuss the cost/benefit of proactively investing in your health from eating habits, lifestyle choices and exercise, and training options. To help with the discussion, I have invited an expert in the field to lend his expertise and useful tools to develop your approach to investi...