Miguel Armaza
Fintech Leaders
Learn from today’s global leaders building the organizations that will dominate the 21st century in fintech, business, and beyond.
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Auteur
Miguel Armaza
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Site du podcast
Dernier épisode
5 nov. 2026
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Épisodes
50 Years Of VC: Lessons From Howard Morgan and Alan Patricof 16.09.2025 30:08
Send us Fan Mail Miguel Armaza interviews Alan Patricof and Howard Morgan, two of the most influential figures in the venture capital industry. From the early days of just 50 annual deals to today’s 10,000 opportunities, they’ve helped shape the industry’s explosive growth over the last five decades. In this episode, Alan and Howard share lessons from navigating multiple crises, their vision for t...
The Brex Growth Strategy: From Startup to Multibillion Fintech 02.09.2025 49:05
Send us Fan Mail Miguel Armaza interviews Art Levy, Chief Business Officer of Brex. Brex has scaled to over $100 billion in processed transactions while becoming one of the most influential multibillion-dollar fintechs in the world. In this episode, Art shares the strategies behind Brex’s hypergrowth comeback, its extreme focus on three core products, and the culture that continues to produce foun...
Shift4 CEO on Building an $8B Empire 20.08.2025 45:12
Send us Fan Mail Miguel Armaza interviews the CEO of Shift4. Shift4 has been at the forefront of the global payments industry for 26 years—and they’re only getting started. In this episode, CEO Taylor Lauber reveals the strategies that have kept the company ahead in a competitive, fast-moving market. Want more podcast episodes? Join me and follow Fintech Leaders today on Apple , Spotify , or your...
From Zero to $120M: How Cashea Rebuilt Credit And Trust in Venezuela 06.08.2025 38:24
Send us Fan Mail Miguel Armaza interviews the CEO of Cashea . In a country where credit vanished, Cashea built a new system from scratch. CEO Pedro Vallenilla shares how they scaled BNPL to 3% of Venezuela’s GDP, through trust-based lending, merchant financing, and a bold vision for national impact. Want more podcast episodes? Join me and follow Fintech Leaders today on Apple , Spotify , or your f...
Steve Stagner on Building Crete's $500 Million AI Roll-up to Modernize Accounting 24.06.2025 37:31
Send us Fan Mail Miguel Armaza interviews Steve Stagner , CEO of Crete , an AI-powered roll-up deploying $500+ million to modernize the accounting industry. Backed by Thrive Capital , Bessemer Venture Partners , and others, Crete is acquiring US accounting firms and transforming them with OpenAI-powered tools. Steve brings battle-tested insights from building Mattress Firm from a single $1,300 fra...
Jack Zhang, Airwallex CEO - A $6 Billion Powerhouse Solving Global Payments for Companies 10.06.2025 36:43
Send us Fan Mail [Original air date, April 9, 2024] Miguel Armaza interviews Jack Zhang , CEO & Co-Founder of Airwallex , a global payments and treasury giant that moves $7 billion in monthly transaction volume and serves 100,000+ clients, including Brex, Rippling, and SHEIN. Founded in Melbourne in 2015, Airwallex was last valued at $6.2 billion and has raised over a billion dollars from Se...
Eynat Guez, Papaya Global CEO - From 1,000 Rejections to $34 Billion in Annual Payments 03.06.2025 41:31
Send us Fan Mail Miguel Armaza interviews Eynat Guez , CEO and Founder of Papaya Global . She has built an HR and payroll platform that has transformed how companies manage and operate global teams across 180 countries. After having faced over 1,000 rejections from VCs, Papaya has now grown to process $34 billion in payments annually and they've raised significant funding from Insight Partner...
Chen Amit, Tipalti CEO - A $100 Billion Opportunity, Why 'Once-in-a-Decade' Crises Now Happen Every 6 Months, Achieving 99% Revenue Retention 27.05.2025 45:19
Send us Fan Mail Miguel Armaza interviews Chen Amit , CEO and Co-Founder of Tipalti , a global fintech platform processing billions in payments and serving over 4,000 mid-market companies worldwide. By focusing on the underserved mid-sized companies, Tipalti has achieved 99% gross revenue retention over 15 years and secured licenses across 50+ jurisdictions. We discuss: Navigating "once-in-a-...
Anré Williams, American Express – From Intern to Bank CEO, a 35-Year Journey at a Global Powerhouse 14.05.2025 42:26
Send us Fan Mail Miguel Armaza sits down in NYC with Anré Williams , Senior Executive Advisor at American Express . Anré has spent over 35 years at Amex, rising from summer intern to, most recently, CEO of American Express National Bank (which represents ~60% of the company's revenues). Under his leadership, Amex transformed its banking business into a top 25 US bank by assets. Amex is one of...
Eduardo Chedid, CEO of PicPay: 60M Users, $1B Revenue, From Brazil’s Digital Wallet to a Banking Giant 07.05.2025 57:45
Send us Fan Mail Miguel Armaza travels to Sao Paulo for an interview with Eduardo Chedid , CEO of PicPay , a Brazilian fintech giant that has quietly become one of the most important financial companies in Latin America. With 60 million customers and handling 11% of all Pix payments transactions in Brazil, PicPay has achieved profitability while maintaining hyper-growth—posting 61% revenue growth...
Yoshi Yokokawa, CEO of Alpaca – 5 Million Accounts in 40 Countries, A Vision for Borderless Investing, Decision Frameworks & The API Sandwich Strategy 30.04.2025 36:15
Send us Fan Mail Miguel Armaza stops by the New York Stock Exchange to interview Yoshi Yokokawa , CEO & Co-founder of Alpaca , an API-first brokerage infrastructure company that has raised over $100 million to serve more than 200 financial institutions across 40 countries, with 5 million brokerage accounts on their platform. In this episode, we discuss: Balancing data-driven decisions with ent...
Daniel Vogel, CEO of Bitso – Serving 12 Million Customers and Building a Crypto Giant Through Innovation, Transparency, and a Curious Mind 23.04.2025 50:10
Send us Fan Mail Miguel Armaza interviews Daniel Vogel , CEO & Co-Founder of Bitso , one of Latin America's leading cryptocurrency platforms serving over 12 million customers across Mexico, Argentina, Colombia, and Brazil. Bitso processes over 10% of the remittances flowing from the US to Mexico ($6 - $7 Billion), and is pioneering the use of stablecoins for cross-border transactions thro...
Bam Azizi, CEO of Mesh Connect - From Credit Card Debt to $130M, Building the Rails for a $37T Market, Executing a Wild Pivot 16.04.2025 34:57
Send us Fan Mail Miguel Armaza interviews Bam Azizi , Co-Founder and CEO of Mesh Connect , a fintech infrastructure company that has transformed from a consumer-focus to a fast-growing B2B platform serving hundreds of corporate clients including Revolut, and Coinbase. After raising nearly $130 million, including a Series B closed in just one month, Mesh is now focusing on serving the stablecoin ec...
Johnny Ayers, CEO of Socure - Building a Giant that Protects Billions of Identities, and How to Turn a Crisis into an Advantage 09.04.2025 42:19
Send us Fan Mail Miguel Armaza interviews Johnny Ayers , CEO and Co-Founder of Socure , a leader in digital identity verification that has transformed the industry using machine learning and graph databases. From surviving a major risk event in 2014 to becoming a trusted partner for the largest financial institutions, consumer businesses, and government agencies, Socure now processes over 15 billi...
Shensi Ding, Merge Co-Founder - Lessons for First-Time Founders, $75M to build API Infrastructure in an AI World, The Truth About Fundraising 18.03.2025 30:10
Send us Fan Mail Miguel Armaza interviews Shensi Ding , Co-Founder of Merge , an integrations infrastructure platform that has quickly grown from serving early-stage startups to powering integration layers for some of the largest financial services companies in the world including Revolut, Airwallex, Ramp, Brex and many more. They have raised a total of $75 million from great investors including N...
David Magerman, Differential Ventures - How to Fix the Internet, Risks of GenAI, Pioneering Quant Trading 12.03.2025 45:41
Send us Fan Mail [Original air date, February 6, 2024] Miguel Armaza sits down with David Magerman , Managing Partner and Co-Founder of Differential Ventures , an early-stage fund that invests in data-focused entrepreneurs building enterprise technology. In a past life, he spent 22 years in leadership roles at Renaissance Technologies (RenTech), a legendary hedge fund with over $100 billion in A...
Ryan Graciano, Credit Karma Co-Founder - Scaling to 140 Million Users, Turning Crisis into Opportunity, Leading Product Innovation From CTO to CPO 05.03.2025 43:35
Send us Fan Mail Miguel Armaza interviews Ryan Graciano , Co-Founder and Chief Product Officer of Credit Karma , one of the most successful fintech companies serving over 130 million customers. Credit Karma was bought by Intuit for $7.1bn in 2020, marking one of fintech’s largest acquisitions ever. Ryan began his journey as CTO after a brief stint at IBM and helped build Credit Karma from the grou...
Jackie Reses, Lead Bank CEO - Lessons from Tech Titans, Why Regulators Might Finally Be Ready for AI, Building Modern Financial Rails 19.02.2025 41:59
Send us Fan Mail Miguel Armaza welcomes back Jackie Reses , CEO and Co-Founder of Lead Bank , a pioneering bank reimagining modern financial infrastructure and fintech partnerships. Jackie previously held leadership roles at Square and Yahoo, and served on the board of Alibaba, working alongside visionaries like Jack Dorsey and Jack Ma. In this episode, we discuss: How Lead Bank achieved instant...
John Waldmann, CEO of Homebase - Serving 3.8M SMB Workers, Why AI Will Create More Small Business Owners, Importance of High-Velocity Decision Making 11.02.2025 37:19
Send us Fan Mail Miguel Armaza interviews John Waldmann , Founder & CEO of Homebase , a company on a mission to help modernize local business teams in the US. Since launching in 2014, Homebase has grown to support over 150,000 businesses and 3.8 million workers, processing hundreds of millions of shifts annually. In this episode, we discuss: Why founders should have more courage and conviction...
Howard Lindzon: The Rise of the Degenerate Economy, Why Markets Are Rigged, Web2 Failed, and It’s still a Great Time to Invest 04.02.2025 47:52
Send us Fan Mail Miguel Armaza interviews Howard Lindzon , a seasoned investor, entrepreneur, and founder of StockTwits , the largest social network for investors and traders. Howard is also the founder of Social Leverage , a venture capital firm that has backed great companies like Robinhood and eToro. Often called "The Larry David of Finance" for his candid, no-nonsense takes on market...
Ali Hamed, Founder of Treville - From Cold Emails to $2B AUM, How Michael Ovitz Taught Ali to Move Mountains, Rejecting Work-Life Balance 28.01.2025 48:43
Send us Fan Mail Miguel Armaza interviews Ali Hamed , Co-Founder of Treville (formerly CoVenture), a $2 Billion investment firm that's breaking traditional asset class boundaries. Hamed has built one of the most distinctive firms in the industry, combining venture capital, credit, and asset-backed strategies with a uniquely rigorous approach - all starting from cold emails during his college...
Savneet Singh, CEO of PAR Technology - The $3B Turnaround: Transforming a Failing Company into a Tech Leader 21.01.2025 38:14
Send us Fan Mail Miguel Armaza interviews Savneet Singh , CEO of PAR Technology (NYSE: PAR) , a company he helped transform from a struggling legacy hardware with a small market cap into a thriving restaurant technology leader now worth nearly $3 billion in the public markets. When Savneet joined PAR's board in 2018, he found a company facing multiple crises - from DOJ investigations and acti...
Best of 2024 - From the Leaders of Kaspi, Xero, dLocal, Addepar, QED, Zip, and Airwallex 31.12.2024 36:20
Send us Fan Mail We bring you a compilation of some of the best and most popular episodes of 2024. The guests of this episode have either founded or held key leadership roles in companies with a $200 Billion combined market cap, including Capital One, Kaspi, Mercado Libre, and Xero. It was an amazing year for Fintech Leaders with 42 new guests from 13 countries. Our interviews were viewed almost 3...
Adam Nash, CEO of Daffy – The Future of Charitable Giving, Lessons for CEOs, & Staying Bullish on Consumer Fintech 24.12.2024 42:52
Send us Fan Mail [Original air date, March 21, 2023] For this Christmas Eve episode, I revisit my 2023 interview with Adam Nash , Co-Founder and CEO of Daffy , a special fintech platform that encourages charitable giving. Giving to charity is a powerful way to create change; even a small contribution to the right cause can transform lives and it’s a chance to make a real difference. As the year...
Daragh Murphy, CEO of Imprint - $200M to Disrupt Co-Branded Credit Cards with a Customer-First Approach 17.12.2024 38:35
Send us Fan Mail Miguel Armaza interviews Daragh Murphy , CEO & Co-Founder of Imprint , a fast-growing and leading fintech in the co-branded credit card space that has raised $200 million from Thrive Capital, Ribbit, Khosla Ventures, Kleiner Perkins, Stripe, and a many more great investors. In this episode, we discuss: Challenges and lessons building Imprint, including pivoting and finding pro...
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