Fintech Daydreaming

Season six continues with another mega-trend and another mega-guest: current Head of IBM Cloud Platform and former Bank of America CTO Howard Boville, re-joins Pål Krogdahl and Ville Sointu to talk about what’s what in regards to banks moving to the cloud - and more.   A lot has happened since Howard was with Fintech Daydreaming the last time (S02:E05). We get to hear an update on where the c...

Open season for banks or the season for open banking? In this episode Eyal Sivan, Mr. Open Banking himself, joins Ville Sointu and Pål Krogdahl in the Fintech Daydreaming studio, and right off the bat go deep into the philosophy of open banking. They end up making a full tour around definitions, regulation and actual use cases just to round it up in time to talk about the future of it all. In shor...

The short but sweet Nordic summer is over and it's time to kick off season six of Fintech Daydreaming! We've been trying to get the blockchain leader and fellow podcast host Anthony Day (host of the podcast "Blockchain won't save the world") to be a guest on our podcast for quite a while now so we couldn't have been happier to get him to join our hosts Pål Krogdahl and Ville Sointu to kick off thi...

Summer is officially here, and that means it’s time to end another roller coaster of a season of the Fintech Daydreaming podcast. Before we do that though, our hosts Pål Krogdahl and Ville Sointu sat down to summarise some of the main highlights, key themes and best takeaways of season five. As a bonus Ville drops a career newsbomb seemingly out of nowhere 💣 Special thanks to all our fans for lis...

Summer is almost here but the team at Fintech Daydreaming are showing no signs of slowing down as we finally got one of our most anticipated guests to join us for a chat. Our hosts Pål Krogdahl and Ville Sointu sat down with Paul Yoo from Meta who has a phenomenally interesting career that has taken him around the world working for some of the best known brands in fintech. We got to talk abou...

Getting the fintech legend and author Chris Skinner to join us for a chat in our Fintech Daydreaming studio was a fantastic milestone for us. Our hosts Pål Krogdahl and Ville Sointu got to talk about everything from his new book “Digital for Good” to the metaverse, but little did we expect that we’d learn what Chris thinks about one of our hosts (all said in jest), superhero fintech jokes and the...

Another day another episode about banking as a service? And, why not! Ion Fratiloiu from Yobota joined us to give us a new perspective to the topic: from a platform to a full stack banking as a service provider by becoming part of a fully licensed bank.   We also continued to develop our long term plan to launch the Fintech Daydreaming bank in exotic countries where we have listeners. Tune in...

Based on the amount of drama around our podcast hosts catching covid-19 one after the other there might just be a Fintech Daydreaming Netflix series in development sooner than we think. Against the odds we do however have the full crew onboard to hit another first ever for Fintech Daydreaming: we had our first ever guest joining us in two consecutive episodes!   Jaakko Vilen from nCino joined...

In our first ever episode recorded live in a conference Pål Krogdahl and Ville Sointu were invited to cover all the buzz at the Nordic Fintech Summit in Helsinki. After two years of lockdowns and endless Zoom meetings the excitement to meet everyone in three dimensions was a sight to behold and the atmosphere was buzzing with fintech companies across the world joining us in this episode. Join us t...

Pål Krogdahl and Ville Sointu continue on the topic of Nordic digital identity ecosystem and invited Markus Hautala to join the conversation in our Fintech Daydreaming studio. Markus is the Head of Digital Identity at TietoEvry and the chairman of the FindyNet co-operative. Join Markus, Pål and Ville as we take a tour around the world of self sovereign identity, the EU Digital Identity program and...

The myth, the legend, the Nordic digital identity in the fintech world is a fabled story of a utopian world where everything is digital and cash is obsolete. Is it true? If it is, how does it all work and how did it come to be? Fintech Daydreaming is a Nordic based podcast so of course Pål Krogdahl and Ville Sointu had to find out, and who better to tell us all about it than the lead of ID solutio...

The time has come. Your favourite Fintech Daydreaming hosts Pål Krogdahl and Ville Sointu are planning to finally start the "Fintech Daydreaming Bank", so it made all the sense in the world to talk to Eric Mouilleron from Bankable about how to get everything up and running with a Banking as a Service (BaaS) approach for all the backend and compliance complexity we love and love to hate. We might s...

"Let's do an episode about regulation!" - said no successful podcaster ever.    We like both challenges and nerding out about financial regulation so we went for it anyway. Join us as Pål Krogdahl and Ville Sointu have a conversation with Tony Petrov from Sumsub and try to keep up with the acronym drops 🤓   - Email us on Hello@FintechDaydreaming.com  - Fintech Daydreaming home...

We're back! Season five of our humble podcast kicks off with a snark as Pål Krogdahl and Ville Sintu got to talk to one of the continuously top ranked Fintech voices in the world: Ron Shevlin 💥   Tune in to hear about everything you need to keep an eye on in 2022 in the world of Fintech. And yes, we're still sticking with the bad jokes. You have been warned.   - Email us on Hello@Fintec...

Your favourite Fintech Daydreaming hosts Pål Krogdahl and Ville Sointu sit down to wrap up 2021 and talk about what the next year will bring to the industry and our listeners.   A big Thank You to our guests and  listeners for a fantastic 2021 and we are excited to take everything to the next level in 2022!   - Email us on Hello@FintechDaydreaming.com  - Fintech Daydreaming hom...

Paolo Sironi is back with us to talk about his new book “Banks and Fintechs on Platform Economies” and we dive straight into the deep end and never look back in this exiting episode 🤓   We talk about regulated, platform driven, outcome based, contextual, conscious and unconscious banking while casually dropping at least two casino references while doing so. How did we do that? Hit that play...

The fintechs are coming! The fintechs are coming! Or are they? If you listen to the media it would seem banks have been on the verge of going extinct for as long as we've had online commerce but today in 2021 it would seem not much has changed in the big picture. We had the privilege of having Likhit Wagle join Pål Krogdahl and Ville Sointu on this episode of Fintech Daydreaming to discuss the glo...

We won’t call it a comeback but we are still proud to have Brett King back in the  Fintech Daydreaming studio as our inaugural recurring guest! His new book "The Rise of Technosocialism" is in stores late November 2021 and we got to ask him all about it. Tune in this time to hear how our hosts Pål Krogdahl and Ville Sointu literally go on a Meta level discussion with Brett. Guest: Brett King,...

Every season we at the Fintech Daydreaming kitchen are looking for the freshest and highest quality ingredients to deliver an informative listening experience for our fans. This time we added some C-level spice to the mix with a subscription management twist as Pål Krogdahl and Ville Sointu were joined by the CEO of Minna Technologies Joakim Sjöblom to tell us all about what it means to build and...

By popular demand we're finally doing an episode dedicated to one of the hottest fintech topics of 2021: Buy now, pay later. Our guest David Horton, the CEO and founder of Thynk Digital, joins Pål Krogdahl and Ville Sointu to tell us all about BNPL and the recently published research  by Thynk Digital on the topic. How does it all work? Is it ethical? Tune in to find out and learn how BNPL so...

What's the common denominator between Harrods department store, supermarkets, gourmet restaurants, legos and VR glasses? We're not really sure either! But everything in that list is used as analogies in this episode of our podcast where Pål Krogdahl and Ville Sointu go the extra mile with our guest Chris Vick from Backbase, in trying to connect fintech and banking to things that really have nothin...

Is Artificial Intelligence (AI) a perpetually emerging technology - a mirage in the horizon we will never really reach? Tune in to this fascinating discussion with Nordea Bank's Head of AI Hub Mattias Fras, who joined Ville Sointu and Pål Krogdahl in our virtual Fintech Daydreaming studio to talk about what it means to work with AI and data in a regulated financial institution.  Guest: Mattia...

This time on Fintech Daydreaming Pål Krogdahl and Ville Sointu talk to the author of New Growth Playbook and "Fightback - how to win in the digital economy with platforms, ventures and entrepreneurs" Simon Torrace. If you are a regular listener, you've probably already heard many times that the future of banking is in platforms, but what does that mean in context of the latest fintech hype: Embedd...

Decentralized finance - or DeFi - has been around for a while now, and as we're seeing a lot of activity in this space it was finally time to bring it up as a topic in our podcast! For this episode, Ville Sointu and Pål Krogdahl are joined by Director of Digital Assets and Financial Sciences at IBM Nitin Gaur, who walks us through the complex landscape of DeFi and what makes it different from trad...

Summer vacations are soon done and dealt with in the Nordics and that means Fintech Daydreaming is back for season four of our podcast! To kick things off Pål Krogdahl and Ville Sointu had a chat with author and consultant Richard Turrin about his new book “Cashless: China's Digital Currency Revolution” and all things digital currencies. Richard lives and works in China and we respected this dynam...