Finances and...

Send a text Are you confused about the difference between stocks and bonds? Do you know how to buy them? What the heck are mutual funds or ETF's? We'll explain what they are, how to get them, and explain why you might choose one over another for your financial needs. Grab your copy of the companion book Finances and… Your Spending Planner Workbook on Shopify to keep track of your spendin...

Send a text When should you buy a car? What tactics will dealers use to get you to spend your money? When should I lease or buy? Car buying is a L-O-N-G time process, let us help you minimize your time in the dealership and get the best price. Grab your copy of the companion book Finances and… Your Spending Planner Workbook on Shopify to keep track of your spending, net worth, and plan for your fu...

Send a text Although not a part of financial planning, sometimes it becomes necessary to file for bankruptcy to start anew. Let us explain how you can do that while providing resources and advice for keeping you out of it. Grab your copy of the companion book Finances and… Your Spending Planner Workbook on Shopify to keep track of your spending, net worth, and plan for your future! You can watch t...

Send a text What is the difference between medicare and medicaid? How do I apply? What kind of coverage does each offer? Should I get long term care? We describe the services (which is which) and explain who should apply for each. Grab your copy of the companion book Finances and… Your Spending Planner Workbook on Shopify to keep track of your spending, net worth, and plan for your future! You can...

Send a text Who needs life insurance? What is its purpose? I don't have kids, should I get it? These questions about the purpose of, where to get it, and how much you may want are all discussed. Grab your copy of the companion book Finances and… Your Spending Planner Workbook on Shopify to keep track of your spending, net worth, and plan for your future! You can watch these episode on my YouT...

Send a text These are crazy times! Are you, or someone you know, looking into getting unemployment benefits? Let us explain how and where to do that, what to look out for or consider.  Grab your copy of the companion book Finances and… Your Spending Planner Workbook on Shopify to keep track of your spending, net worth, and plan for your future! You can watch these episode on my YouTube channel as...

Send a text What is your credit score? How is it determined? Have you ever seen your credit history? We share how to find these and interpret them so that you can gain the best score and pay less in interest and fees. Grab your copy of the companion book Finances and… Your Spending Planner Workbook on Shopify to keep track of your spending, net worth, and plan for your future! You can watch these...

Send a text Do you know you need a budget but aren't sure how to start? Which app do you choose? Why are budgets so important? What if you feel like you can't even get started? Let us share some common budget apps, plans, and ideas to get you started. Want to start your own podcast? Check out Buzzsprout here! https://www.buzzsprout.com/?referrer_id=819454 Grab your copy of the companion...

Send a text Do you know what all the tax documents that you receive are for? Confused by 1099's, 1098's, INT, MISC, and DIV? Don't worry, we explain what they are for and why you want them! Want to start your own podcast? Check out Buzzsprout here! https://www.buzzsprout.com/?referrer_id=819454 Grab your copy of the companion book Finances and… Your Spending Planner Workbook on Shop...

Send a text Have you ever wondered what those number 200/100/500 mean? Should you make a claim with your insurance company? How do you get the best rate and what effects the price you pay for insurance? Then this is the episode for you! Want to start your own podcast? Check out Buzzsprout here! https://www.buzzsprout.com/?referrer_id=819454 Grab your copy of the companion book Finances and… Your S...

Send a text Do you want to save for your child (or future child's) college? There are a lot of options for you to choose from. We talk about 529 savings plans, 529 pre-paid plans, education savings accounts, Coverdell accounts, Uniform Gifts to Minors and the Uniform Transfer to Minors Act, and EE Savings Bonds. As well as a few non-traditional choices, such as, Roth IRA's, 401(k) loans,...

Send a text We explain basic wills and the reasons why everyone should have one! Don't put this off, your wishes deserve to be followed but won't necessarily if you have not written them down. We share the basic types of wills, the important reasons for them, and some of the most common sections. Your family will be struggling enough with your loss, don't add to it by putting this o...

Send a text What do these even mean? They are the tax codes that allow you to invest in a plan offered by your employer that gives you a tax break on money that you both set aside for retirement. These plans are an easy way to save for the future because contributions are automatically withdrawn from your paycheck and invested in funds of your choosing. Want to start your own podcast? Check out Bu...

Send a text Kathie Pfeffer-Hahn and Norma Vargas introduce finances in easy to understand language to help those who want to learn more about financial topics including investing, insurance, retirement planning, estate planning, and taxes. Follow us and keep up to date with all that "stuff" you know you should know about, but haven't learned YET! Grab your copy of the companion book...