EmpowerYou Financial

Statistically speaking, in the US, roughly 42% of Blacks and 47% of Latinos are homeowners. That's less than half. So there's no wonder why depending on the where you grew up, home ownership may not have been at the top of your list of life achievements. Many of us did not grow up fully understanding all the benefits of owning our own home. From taxes to equity, there are so many folks tha...

For many business owners, building business credit can be an enigma. How do you properly go about obtaining business credit? How does my personal credit relate to my business credit? And, to what extent does my personal credit impact my ability to get business credit? These are questions that have clear answers although this information may feel elusive at times. Listen in as Eva shares how she st...

Have you ever had the experience of applying for a credit card and holding your breath because you didn't know whether or not you would be approved or denied? And if you were approved, what the limit would be? Many of us have had these experiences. The experience of getting approved for a limit far less or far more than we anticipated. Or, getting denied and being shocked and confused as to wh...

When it comes to your personal credit and personal finances, knowing when to make certain moves is just as important as knowing what specific moves to make. Timing can be everything in many respects. We are not talking about timing the housing market or stock market, we are talking about speeding or up and slowing down your movement based on your individual situation, your goals, and your strategi...

Do you believe the way you speak about money directly impacts your experience with money? Do you believe they are connected? For example, is it safe to say that a rich person and a poor person speak differently about money? One likely speaks from a place of abundance and the other likely speaks from a place of scarcity. These seem like obvious conclusions. However, what if the rich person became r...

What is a coach by definition? There are so many people with the title "coach" sometimes the lines get blurred around what they do and don't do and how effective they are in their role. To that end, by definition, a coach is someone that will teach, train, and instruct you towards a goal. So, when it comes to Eva, The Credit Coach, she is focused on teaching, training, and instructing...

After several weeks out, Eva's is back to give an update. Listen in as Eva shares some unfortunate news that will forever impact her life and the life of her three boys...   Listener Perks:   Register for Eva's Credit Game Plan Webinar                                                   Download Eva's FREE eBook titled, 5 Ways To Boost Your Credit Score In 30 Days or Less                ...

Financial Freedom Friday | Know Your Superpower Listener Perks:   Register for Eva's Credit Game Plan Webinar             Download Eva's FREE eBook titled, 5 Ways To Boost Your Credit Score In 30 Days or Less                                       To get an invite to the FREE app that pays you through cash back rewards go to EvaEmpowers.com/Rewards                                       Acce...

Financial Freedom Friday | Benefits of Building Business Credit Listener Perks:   Register for Eva's Credit Game Plan Webinar             Download Eva's FREE eBook titled, 5 Ways To Boost Your Credit Score In 30 Days or Less                                       To get an invite to the FREE app that pays you through cash back rewards go to EvaEmpowers.com/Rewards                          ...

Financial Freedom Friday | Home Buying Hacks: For The Self-Employed Listener Perks:   Register for Eva's Credit Game Plan Webinar             Download Eva's FREE eBook titled, 5 Ways To Boost Your Credit Score In 30 Days or Less                                       To get an invite to the FREE app that pays you through cash back rewards go to EvaEmpowers.com/Rewards                      ...

Financial Freedom Friday | Timeshare Hustle Listener Perks:   Register for Eva's Credit Game Plan Webinar             Download Eva's FREE eBook titled, 5 Ways To Boost Your Credit Score In 30 Days or Less                                       To get an invite to the FREE app that pays you through cash back rewards go to EvaEmpowers.com/Rewards                                       Access o...

This episode is short and sweet y'all. Unfortunately, Eva is under the weather and was not able to join us this week. With that said, we will be back next week with more content and more value! Listen in as Charles shares an update on Eva and what you all can look forward to from EmpowerYou Financial... Listener Perks:   Register for Eva's Credit Game Plan Webinar                          ...

Financial Freedom Friday | You Deserve It Listener Perks:   Register for Eva's Credit Game Plan Webinar           Download Eva's FREE eBook titled, 5 Ways To Boost Your Credit Score In 30 Days or Less                                     To get an invite to the FREE app that pays you through cash back rewards go to EvaEmpowers.com/Rewards                                     Access our FREE...

We have all heard the phrase time is money. And, if this statement is true then money is also time and wasting time is equal to wasting money. Sometimes this concept of time versus money is hard to understand because we traditionally see time and money as a trade-off. When we work a 9:00 to 5:00 we trade our time for money. However, are we really trading time for money or is it time for time? Or,...

Financial Freedom Friday | Mindset Shift Listener Perks:   Register for Eva's Credit Game Plan Webinar           Download Eva's FREE eBook titled, 5 Ways To Boost Your Credit Score In 30 Days or Less                                     To get an invite to the FREE app that pays you through cash back rewards go to EvaEmpowers.com/Rewards                                     Access our FREE F...

As many us embark on this journey of adding additional streams of income and starting new businesses, we often encounter new lessons and new experiences that we did not anticipate. Whether it be realizing all the opportunities available to us within our reach that once seemed so far away or being exposed to strategies and methodologies for success that we could never have thought of on our own. Th...

Financial Freedom Friday | Quality Of Life Listener Perks:   Register for Eva's Credit Game Plan Webinar           Download Eva's FREE eBook titled, 5 Ways To Boost Your Credit Score In 30 Days or Less                                     To get an invite to the FREE app that pays you through cash back rewards go to EvaEmpowers.com/Rewards                                     Access our FREE...

If the global pandemic has taught us anything it's that multiple streams of income is no longer a 'nice to have' but a 'need to have'. One additional income opportunity many people hope to add to their households often comes from network marketing. Whether it be selling health and wellness products or cellular service or energy for home, network marketing companies have been ar...

Financial Freedom Friday | Give To Get Listener Perks:   Register for Eva's Credit Game Plan Webinar           Download Eva's FREE eBook titled, 5 Ways To Boost Your Credit Score In 30 Days or Less                                     To get an invite to the FREE app that pays you through cash back rewards go to EvaEmpowers.com/Rewards                                     Access our FREE Fac...

Depending on which city you are in, having a reliable vehicle to get you around each day can be extremely important. Especially, when you have a family and kids and everyone with their own daily and weekly obligations for school, work, practice, etc. Not to mention that outside of our homes, our vehicle can be one of the largest purchases we make as adults. With all of that in mind, listen in to h...

Financial Freedom Friday | Fastest Route Listener Perks:   Register for Eva's Credit Game Plan Webinar         Download Eva's FREE eBook titled, 5 Ways To Boost Your Credit Score In 30 Days or Less                                   To get an invite to the FREE app that pays you through cash back rewards go to EvaEmpowers.com/Rewards                                   Access our FREE Faceboo...

Starting your own business can come with a slew of challenges financially, emotionally, and physically. According to data from the U.S. Bureau of Labor Statistics, about 20% of U.S. small businesses fail within the first year. By the end of their fifth year, roughly 50% have faltered. Why is that? Many business owners go into business with a clear vision of their dream outcome. Yet, when the clear...

Financial Freedom Friday | Faithful Over A Few Listener Perks:   Register for Eva's Credit Game Plan Webinar         Download Eva's FREE eBook titled, 5 Ways To Boost Your Credit Score In 30 Days or Less                                   To get an invite to the FREE app that pays you through cash back rewards go to EvaEmpowers.com/Rewards                                   Access our FREE F...

Properly establishing your business along with leveraging the power of business credit can be a huge wealth building tool. However, many of us have not been exposed to all the advantages business credit can give you. Imagine being able to tap into resources that will allow you to not only start your business but also make investments that could accelerate the growth of your business or support you...

Financial Freedom Friday | Love On Your People Listener Perks:   Register for Eva's Credit Game Plan Webinar         Download Eva's FREE eBook titled, 5 Ways To Boost Your Credit Score In 30 Days or Less                                   To get an invite to the FREE app that pays you through cash back rewards go to EvaEmpowers.com/Rewards                                   Access our FREE F...