Debt Collection Self-Defense

In "HELP! Before and After Repossession Protections" adds a third video on repossessions and what to do. Brian provides you with proactive help by explaining two letters he has created for you protect your rights and set your case up or possibly prevent a repossession. These efforts can be useful whether or not the Repossession is wrongful. Protect yourself and your rights that still exi...

Brian adds to the last Repossession video he did on defending against car repossessions with this new video about a unique approach to suing banks that take your car in a repo. Sue them for stealing your gas. Brian did this and got a ton of sh** for seeking Five Million dollars in his client's class action. But the idea to sue a repo company for stealing gas the same as you would complain if...

Here Brian gives us a video on the legal repossession concept called "Claim and Delivery." Claim and delivery is a legal action for the recovery of specific personal property wrongfully taken or withheld from its rightful owner, like a car or truck. In the case example in the video, Ally Trust is going after a client three years after the client was told by Ally and the Dealership that h...

In this video, Brian shows you how to win a debt collection case with the focus on missing assignments and missing data extensions. Using the documents the debt collection company gives you, Brian shows you what to focus on to show a broken chain of title or missing extensions that are really electronic chain of titles with a missing data link. Technical stuff that hopefully will ease your way to...

In this video, Brian looks at the numerous videos out there from Solosuit.com that are giving people incorrect or just plain wrong advice in defending themselves against debt collectors. The company owner, George Simons' videos are funny and scary. Funny because he creates his own videos that are scary with how wrong the advice from George is. Brian supports his reviews of the SoloSuit videos...

Heren Brian provides a few tips on handling Public Student Loan debt collections. While the options are limited with public or government student loans, with the resumption of student loan payments happening after three years in covid forbearance, new servicers and collectors will show up at your door and might try to get more money from you than you owe so that the corporation can make up for the...

In this episode, Brian looks at Student Loan Solutions (SLS) and how they sue Bank of America Student Loan Debt that long since passed the Statute of Limitations. Using the Full Demand provision of the student's contract they claimed to have purchased from BOA, the resurrect the Statute of Limitations and sue the debtor years after the debt has died. Brian gives you five tips to fight back ag...

In this video, Brian discusses his discovery philosophy and how he creates inquiries that serve the specific facts of the cases. It all starts with your Counter Affidavit. He explains further that less is more, especially when you have to file a motion to compel when the other side fails to properly answer the questions.  Brian also takes you the through the type of discovery to send, why an oppos...

In this video, Brian reviews SoloSuit.com's video that encourages people to file a Motion to Compel Arbitration.  Brian's experience tells him and you that the SoloSuit advice is rotten and can cause you damage and put you in greater jeopardy than if you stayed with the court system. Ironically, Solo Suit's front man George Simons' advice to arbitrate and not go to court where...

In this video, Brian takes us through the devastating affects of ID Theft and what you can do to protect yourself against future consequences. It’s gonna suck, but it will suck less if you’re ready for what’s coming your way and all the bad things and bad actors. Brian shows you how to combat all the bad stuff that’s coming and to see the light at the end of a long tunnel. This video will give you...

In this video, Brian provides a Lawsuit Hack to Answer a Collection Lawsuit with tips and methods of using the complaint and exhibits of the debt collector suing you to beat them. The Show Notes attached at www.collectionstopper.com at Podcast+ are a check sheet to properly Answer the lawsuit against you with the statutes and collection laws in your state. Brian goes down the list in the Show Note...

Brian gives you ten solid approaches to taking the nervousness and anxiety out of your appearance in Court. Look for a cool but gross, bonus tip at the end of the video. It works! Disclaimer: Please remember that anyone viewing or listening to this information, podcast and/or video is not being invited to create an attorney client relationship in any way. This is strictly informational to assist a...

In this video, Brian tells his ins and outs of how a collection debt is settled, the "Parker Way." Generally, the settlement tips here work best when you have just been served with a collection lawsuit. Brian will show you how to have "Hand" and not be a victim. You have strengths to rely upon and the collector will always do something wrong that you can key on to improve the s...

In this video, Brian asks, Who is Portfolio Recovery and Associates, LLC ( @portfoliorecoveryassociatesllc ) examine their methods and practices suing consumers and what to look for when fighting off their collection lawsuits. There are lots of "bricks" to make "walls" in putting up good defenses when you take these guys on. Just break down what they are not doing to show how t...

Brian reviews a video by SoloSuit.com's ( @solosuit ) owner, George Simmons titled "Six Tips for Drafting the Answer in a Debt Collection lawsuit" to see if it matches up to Michigan law or if any of the tips work. The Solo Suit video gives out bad advice based upon completely wrong information and if a consumer follows the SoloSuit instructions, it could potentially cause a Michiga...

Brian has talked in many of his video about the importance of Counter Affidavits and with this new one, he goes into great detail on how to create and Affidavit that works to protect your defense and go on the offense using the law and Account State Statute. Enjoy being a problem for the debt collectors in winning the collection case.  Disclaimer: Please remember that anyone viewing or listening t...

After providing you with a video on how to Dispute a Debt under the FCRA, Brian now shows you how he validates a debt "his way" to give the validation requests added punch. Collection Attempts and Lawsuits are conceptually, two separate things but, in this video, Brian shows you how, as always, debt collectors and debt collector law firms are bridging the two separate things by placing t...

This video introduces you to the nuts and bolts of credit reporting disputes and the different approaches to cleaning up your credit.  Brian takes you through the how a credit dispute letter is written along with the responsibility of the various companies receiving the dispute.  How to remove something negative or wrong? That is dependent on why the inaccuracy is on your credit report and if the...

Brian takes an interesting take and a big chance on a video from a Notorious Biggie Small's song, Ten Crack Commandments to mirror Brian's own Ten Commandments for lawyers to be better to their clients, their families and themselves. Biggie Smalls, from the grave, dropping some knowledge on folks. It is a privilege to give you the proper way to protect your clients and yourself. Go be th...

Brian shows you how to Respond to a Summary Motion. There are two types: The Early Summary Motion and the Killer Summary Motion. Both aim for the end of the case but the "Early" one is milder (usually just a billing exercise by the filer) and easy to overcome. See the tricks Brian uses when facing the "Killer" Summary Motion and why the other side that is filing the Motion, doe...

Here, Brian breaks down the documents Velocity provides in its lawsuit to show you they don't own a debt they are suing upon. The whole thing is as a result of the debt collector trying to patch up the chain of title holes with a false affidavit and missing assignments from the initial seller (cross river) who as the original creditor, securitized the debt and other actors showed up claiming...

Here, Brian breaks down the case against (The) National Collegiate Student Loan Trust fictions and how you can beat them with their own documents. See the documents to use against them. NCSLT are more bottom of the barrel less than debt buyers and they own nothing-their own documents show it. Go ahead and take on these guys who file more junk debt in the student loan space than any other company-t...

Here, Brian shows you how to talk with a collection attorney who represents the debt collector or creditor that is suing you. First rule: Don't talk to the attorney representing the debt collector or creditor suing you. If you must talk with the attorney, you might want to follow Brian's Top Ten Ways to Talk with the Debt Collector Attorney. At the end of the video, Brian provides you a...

Brian provides insight into UHG LLC and how they collect on old debt they lack any proof of ownership. The episode shows the impact of securitization and how it produces "Pretzel Collections" as the debt collectors representing UHG are left to deal with broken chains of titles and missing assignments. With missing proof, UHG wrongfully sues people in a manner that even has the Federal go...

Brian shows you that just answering the lawsuit is not enough. Don't do your own collection lawsuit defense without using the most important document you can use to win these lawsuits:  The Counter Affidavit. The Counter Affidavit attacks the collection lawsuit, word for word, and points out the deficiency in the lawsuit and their debt buyer's improper use of evidence or the law. Sometim...