CFAL Talks Podcast

Pamela Ferguson, Lashell White, and Angelo Butler continue their analysis of the Bahamian economy and what they hope to see in the fiscal year 2023/2024 from the Government of The Bahamas.

In part I of our economic wish list series, our expert CFAL panel, Pamela Ferguson, Lashell White, and Angelo Butler discuss some of the economic challenges and possibilities for The Bahamas for 2024.

It's resolution time! Are your new year's resolutions realistic and attainable in the time you've planned for them to be achieved? Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor discuss the importance of creating financial resolutions for the new year.

Are you trying to figure out how to start the new year in good financial standing? Spend a few minutes with Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor, to learn how to plan for financial success this year and beyond.

In the second and final part of this series, Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor continue looking at ways to help you enter the new year with your finances intact along with Tiffany Cartwright, Investment Manager.

Christmas is a time of great celebration and joy, but it is important not to spend too heavily to ensure that you are in a solid financial position in the new year. In this episode, Richard Pinder and Shanice Taylor, Senior Financial Literacy Coaches, share their advice about how to keep a handle on your spending for the holidays. CFAL Investment Manager, Tiffany Cartwright, also joins the show.

In the final installment of our God and Money series, Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor discuss the importance of God in creating personal financial success and in our economic success as a nation. Fellowship Pastor Kersch Darville of Bahamas Faith Ministries continues to share his insights in this episode.

Our God and Money series continues as we discuss what God has to say about debt and managing your finances. Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor are joined here by Pastor Kersch Darville of Bahamas Faith Ministries.

Here, we continue our discussion with Dr. Stephen Munroe, Senior Pastor and Founder of Believers Embassy International, about creating wealth and managing money in alignment with biblical principles.

God consistently teaches about creating wealth and managing money throughout the Bible. In this episode, special guest Dr. Stephen Munroe, shares God's view on how to apply practical biblical principles to managing money and creating wealth.

Do you know your credit score and how it can affect your financial future? Here, CFAL Talks, Senior Financial Coaches Richard Pinder and Shanice Taylor share everything you need to know about the CRIF Credit Bureau, which Bahamian banks now use to consider potential personal and business loan clients.

Richard Pinder and Shanice Taylor, Senior Financial Coaches, share even more extensive advice about managing debt to your advantage.

Good debt, bad debt, should you take on debt at all? Many life and business decisions come with a sizeable price tag, requiring individuals and companies to borrow money to achieve their goals. In this episode, Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor answer your questions and help you navigate the challenges associated with debt in your personal life and your business.

Immigration and the employment of migrant workers is a hot topic worldwide, especially here in The Bahamas. In this episode, our team weighs the pros and cons of migrant workers being employed in The Bahamas from an economic perspective. Are we too dependent on migrant workers?

Should the government increase the National Insurance contribution that Bahamians make to ensure its sustainability for future generations?

The recent failures of two large American banks and the last-minute rescue of Credit Suisse have rocked the global banking system.

Do we have a housing crisis in The Bahamas? Pamela Ferguson, Lashell White, and Angelo Butler investigate this topic and consider what kind of change in the availability and affordability of housing in The Bahamas can be made to improve the quality of life for all.

When was the last time you revised your budget and savings plans? Shanice Taylor and Richard Pinder, Senior Financial Literacy Coaches, walk you through the steps to make sure your budget still works for your life and plans in this informative episode.

Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor define budgeting, offer budgeting and savings tips, and explain how to make a savings plan that you can stick with.

In 2018, the Central Bank of The Bahamas conducted a national financial literacy survey. In this episode, Senior Financial Literacy Coaches and CFAL team members, Richard Pinder and Shanice Taylor, analyze the data collected to determine how financially literate Bahamians are and how we can help more people to understand how to improve their financial circumstances.

How accessible is financial literacy information for Bahamians in 2023? Here, we launch our new financial literacy series with a review of what financial literacy is, how Bahamians can get informed and most importantly, how we can all make better financial decisions.

In December 2022, the swift collapse of crypto giant, FTX - the third largest cryptocurrency exchange in the world - was heard around the world but perhaps felt most strongly in The Bahamas where its headquarters was based. How did this happen? What will it mean for the future of the government's recently implemented DARE act and the expansion of the Bahamian digital asset industry?

The introduction of price control policies and related reforms dates as far back as the third century A.D. In the United States, the modern era of national price controls was introduced in 1906 through the Hepburn Act to manage railroad rates.

A tall order: International investRothschild and Co. was hired by the Government of The Bahamas to help manage international foreign currency debt exposure and to "sell" our post-COVID recovery to the international markets. In this episode, Pamela Ferguson, Lashell White, and Angelo Butler discuss the task at hand and the possibilities.

How much of a worry is inflation? In this episode, Pamela Ferguson, Angelo Butler, and Lashell White provide some perspective about how the current wave of inflation will potentially impact our lives in the foreseeable future.