Calling All Bank Directors

This week we're joined by Tom Fitzgerald, who was a National Bank Examiner and Senior Executive at the Comptroller of the Currency, then a Senior Consultant at Promontory. Tom examined numerous national banks during and after the S&L crisis and supported successful rehabilitation efforts for many of them and, at Promontory, he assisted banks to navigate regulatory concerns with their financial con...

This week, we're again joined by Maxine Hart, Head of Human Resources at Reading Cooperative Bank, Reading, Massachusetts. Maxine was a key player in Reading's development and implementation of a bank apprenticeship program in collaboration with the Massachusetts Departments of Labor and Banking. Maxine will discuss with host and AABD President David Baris why your bank board and management should...

This week, we're joined by Maxine Hart, Head of Human Resources at Reading Co-operative Bank in Reading, Massachusetts. Maxine was a key player in Reading's development and implementation of a successful bank apprenticeship program in collaboration with the Massachusetts Departments of Labor and Banking. Maxine will discuss how and why your bank board and management should consider an apprenticesh...

This week, we're joined again by Lynda Bennett, Chair of the Insurance Recovery Group and member of the Executive Board at Lowenstein Sandler. With 25 years of experience, Lynda represents banks and other corporate policyholders on reviewing and negotiating the terms of D&O policies and other insurance policies, and litigating, negotiating, and resolving complicated disputes with insurers. In this...

This week, we're joined by Lynda Bennett, Chair of the Insurance Recovery Group and member of the Executive Board at Lowenstein Sandler.  With 25 years of experience, Lynda represents banks and other corporate policyholders on reviewing and negotiating the terms of D&O policies and other insurance policies, and litigating, negotiating and resolving complicated disputes with insurers. Lynda will ad...

Host and AABD President David Baris is joined again by Dr. Dave Skanderson, an expert on analyzing statistical evidence of fair lending results, to discuss redlining and what it might mean to your bank and board. This is part 2 to our discussion. What is redlining?  How does your board find out if your bank is engaging in redlining or appearing to do so?  What preemptive steps can your bank take t...

This week, host and AABD President David Baris is joined again by Dr. Dave Skanderson, an expert on analyzing statistical evidence of fair lending results, to discuss redlining and what it might mean to your bank and board. Redlining has a long history but even to this day, it still raises its ugly head. This is part 1 of our discussion. What is redlining? How does your board find out if your bank...

This week, host and AABD President David Baris is joined again by Calvin Henderson, who has been involved for many years in loan administration and credit review as a senior officer at Bank of America and Wells Fargo. Episode 19 addressed lessons learned from the Great Recession on loan administration and credit review mistakes, and how to avoid them now through strong policies, procedures, and qu...

This week, host and AABD President David Baris is joined by Calvin Henderson, who has been involved for many years in loan administration and credit review as a senior officer at Bank of America and Wells Fargo. Calvin will take us through lessons to be learned from the Great Recession – what were the mistakes made by failed banks in loan administration and credit review. He will also provide you...

This week, host and AABD President David Baris is joined by AABD Advisor Dave Martin, who has been involved for many years in bank mergers as an investment banker, to discuss how to go about conducting and supervising a thorough due diligence review. Bank directors often do not fully understand the due diligence process or its importance in acquiring a bank or being acquired. This podcast episode...

This week, host and AABD President David Baris is joined by Joe Scully, who, as president of FGIB, Inc., has been involved for many years  in representing banks and bank directors and officers in obtaining D&O insurance through good times and bad. ****** Thanks to our guest, Joe Scully: https://www.linkedin.com/in/joseph-scully-49358415/   Calling All Bank Directors is the podcast of the American...

This week, host and AABD President David Baris is again joined by Bill Boyan, a Managing Director at Piper Sandler, who has been involved as an investment banker in numerous capital raises and bank mergers.  He will share his perspective on whether your bank should raise capital now and, if so, how and in what form. ****** Thanks to our guest, Bill Boyan:  http://www.pipersandler.com/2col.aspx?id=...

This week, Host and AABD President David Baris is joined again by AABD Advisor Dave Martin, who has been involved as an investment banker in numerous bank mergers, including mergers of equals. He will share his perspective on mergers of equals and whether they might make sense for your board to consider. ***** Thanks to our guest, Dave Martin. Calling All Bank Directors is the podcast of the Ameri...

This week, host and AABD President David Baris is joined by Dr. Dave Skanderson, an expert on analyzing statistical evidence of fair lending results, to discuss disparate impact and what it might mean to your bank and board. ***** Thanks to our guest, Dr. Dave Skanderson: https://www.linkedin.com/in/davidskanderson/ Calling All Bank Directors is the podcast of the American Association of Bank Dire...

This week, host and AABD President David Baris is joined by Bob Lerman, a leading academic expert on U.S. apprenticeships, to discuss how your bank can establish a bank apprenticeship program. Bank apprenticeships are popular in the U.K. but not yet in the U.S. Bob will explain the benefits to your bank and how you can go about obtaining outside support to start an apprenticeship program. Whether...

This week, host and AABD President David Baris is joined by Ken Thomas, a leading expert in the Community Reinvestment Act, to discuss what bank Boards and management should be doing now to help assure that all their customers are being treated fairly. ***** Thanks to our guest, Ken Thomas: https://www.linkedin.com/in/ken-thomas-2371a8125/   Calling All Bank Directors is the podcast of the America...

In this week's episode of Calling All Bank Directors, host and AABD President David Baris is once again joined by AABD Advisor Dave Martin, an expert in bank mergers and acquisitions, who explains how bank Boards and CEOs can plan to buy a bank now or later. ***** Thanks to our guest, Dave Martin, for joining us.   Calling All Bank Directors is the podcast of the American Association of Bank Direc...

In this week's episode of Calling All Bank Directors, host and AABD President David Baris is joined by AABD Advisor Dave Martin, an expert in bank mergers and acquisitions, who explains how bank boards and CEOs can sell their banks now or later.  ***** Thanks to our guest, Dave Martin, for joining us.   Calling All Bank Directors is the podcast of the American Association of Bank Directors. AABD h...

In this episode, host and AABD President David Baris is joined by Steve Lane, a co-founder of Strategic Risk Associates (SRA), who has conducted numerous stress tests for community and mid-sized banks. Steve will address why your bank needs to do stress tests, and how to conduct ones that will be invaluable to your bank's credit and risk management and capital needs. ***** Thanks to our guest, Ste...

This week, host and AABD President David Baris is joined by Pat Kennedy, managing partner of Kennedy Sutherland, to discuss why many of his bank clients have chosen to elect S Corp status. About one-third of the banks in the United States are S Corps, mainly for tax and efficiency reasons. ***** Thanks to our guest, Pat Kennedy:  http://kslawllp.com/bios/#1505764298438-0581006a-a112 Calling All Ba...

This week, host and AABD President David Baris is joined by Kim Belcher, a partner at Yount, Hyde and Barbour engaged in auditing and consulting for numerous community banks, to discuss qualitative and other factors to consider under the incurred loss model for determining the appropriate loan loss Allowance in a transitional period. ****** Thanks to our guest, Kim Belcher:  https://www.yhbcpa.com...

This week, host and AABD President David Baris is joined by Bill Boyan, a Managing Director of Piper Sandler engaged in representing banks in merger transactions for many years, to discuss your bank's current and prospective valuation, and reasons to consider selling now. Download "What Is Your Bank Worth" here:  https://bit.ly/WhatsYourBankWorth   ****** Thanks to our guest, Bill Boyan:  http://w...

Host and AABD President David Baris is joined this week by Tom Milburn, a partner at Yount, Hyde & Barbour, to discuss the role of your Board Audit Committee in overseeing management's review of your bank's Allowance in a period of transition and turmoil. At YHB, Tom engages in auditing and consulting for large regional banks and small non-public banks. ****** Thanks to our guest Tom Milburn:  htt...

On this episode of Calling All Bank Directors, host and AABD President David Baris is joined by Michael Glotz, co-founder and CEO of Strategic Risk Advisors, to share his knowledge and experience working with bank boards and management on adjusting their risk management governance to meet the challenges triggered by the COVID-19 pandemic. ****** Thank you to our guest, Michael Glotz:  https://www....

In this episode of AABD's Calling All Bank Directors, Host and AABD President David Baris is again joined by AABD Advisor Dave Martin, who shares his experience representing numerous banks on the factors that banks and their Boards should consider in deciding whether to buy a bank, sell their bank, or do neither. ****** Calling All Bank Directors is the podcast of the American Association of Bank...