A Wealthy Life

Do you avoid conversations around money because you don't know what to do?   Well here's the secret: you don't need to be an economist or an accountant to understand finance.   In the previous episode I outlined some of the principles everyone should know in a way which was simple and easy to understand, and on this episode I am going to dive a little bit deeper.   Welcome to Whooshonomics 101.  ...

Are you worried about the current cost of living?   Do you stress about having enough money when you retire?   Given our current economic climate, I want to dedicate this episode to reassuring you that, despite all the uncertainty, things are going to be ok.   The reality is that prices are going up. Interest rates are going up. Houses are getting more expensive AND we're living longer so our pens...

How do you want to be remembered?   This episode covers the last of our five part mini-series on the secrets to a wealthy life and, fittingly, it's all about LEGACY.   Creating a legacy is not about putting your name on libraries, becoming super famous and even running your own business. It's simply about knowing what you want to achieve, what you want to leave behind, and making sure that it's in...

In this episode I'm going to blow the lid on a secret which very few people know, but will transform how you manage your money and your business:   LEVERAGE   Not many people really understand what it is or how to use it, so I am going to break it down for you, and explain on this podcast how you can use leverage successfully. Then, you need to listen to my previous episodes, use the tools I provi...

Do you feel wealthy?   I guarantee most of you will say you don't, but have you ever thought about how you're defining wealth? Most of us look at things like the size of our house or the number of cars we own, but really the only measurement that matters is internal.   In this episode I help you to abandon your need to keep up with the Joneses, and start addressing the real question of what matter...

In this episode I talk more about spreadsheets, I talk more about maths, and I also talk more about why understanding the relationship between your bank account and your spreadsheets can vastly improve your financial resilience.   Because if you don't get in control of your finances, nothing else in your life will make sense!   I am going to talk through some key points to help you take control of...

In this episode I explore the first of the five principles of a wealthy life: clarity.   Clarity is having an accurate understanding of what you want your future to look like, because only when you know what the end goal is, can you really put the actions in place to achieve it.   I discuss the steps you can take to get more clarity, and begin to understand what your wealthy life looks like.   I a...

Did you know there is a hidden village in Wales called Ccrll, where every person is living a wealthy life in total happiness, at peace with themselves and each other?   Ok, you probably didn't because I've completely made it up, but CCRLL is an important acronym which will take you on a journey towards that hypothetical Welsh paradise.   In this podcast I am going to introduce you to the five prin...

Where do you imagine yourself in retirement?   Not all of us dream of living a lavish lifestyle full of endless holidays and more money than we know what to do with. But I bet not a single one of you dreams of being broke! Am I right?   However, with the average life span increasing, more of us are likely to outlive our pension pots, so planning for the future has never been more important.   In t...

This week I am asking you to think about what's more important, time or money? My guess is the older you are, the more you value your time. Maybe it's because you come to be more self-aware of your own mortality (and a global pandemic hasn't helped!) or perhaps you already have the money and the stuff you need. If you're younger you maybe still aspire to have your dream job, dream car, dream home,...

Do you ever find yourself buying things you don't need?   Perhaps you're prone to impulse purchases in the supermarket, or in-game purchases on your phone, or maybe you like the occasional gamble?   In this episode I'm not going to tell you to stop any of that, but I am going to try and make you more aware of all the things you spend money on without even thinking about it. This is about turning y...

Spreadsheets are a bit like marmite – you either love them or hate them. But in the episode I want to show you why spreadsheets can really help you manage your money and put your goals into perspective.   This is not about being realistic, because who wants realistic goals?! This is about grounding those goals in realism, and often a spreadsheet can paint a picture with numbers. Do you want to be...

Do you want to be wealthy or do you want to be rich?   Perhaps you want both, and there's no right answer, but there is certainly a difference. In this episode I help you refocus your understanding of wealth. Because when you really get what being wealthy means, you can start to build a picture of what a wealthy life looks like for you.   Throughout this episode I take a look at some of my clients...

If money was no issue, what would you do with your life?   Some of you may still work, but if you didn't have bills to pay, would you stay in the same job?   Most of us only have the lives we have because of our financial commitments – the mortgage, the car, the kids. But maybe there's a way you can take steps towards the happy, wealthy life you want.   In this episode, I show you how you can mana...

Do you have a person in your household in charge of the money?   That person who pays the bills and does the budgets so you don't have to?   According to research from the Money and Pension Service (MAPS), 48% of people worry about money. So many people find it difficult to talk about money with their partners or family, and this can often lead to long-term issues.   If you're one of those people,...

When we meet a stranger, most of us will break the ice by asking 'what do you do for a living'? But unconsciously, with this question, we enable ourselves to make broad judgements about each other based on nothing more than a job title.   In this first episode of A Wealthy Life, I am diving straight into how our lives are shaped so much by the need for high status and important job titles – often...

Welcome to A Wealthy Life – a podcast full of practical tips and insights to improve your relationship with money.   I'm Vicki Wusche, and in this trailer I preview some of the topics we'll be covering throughout this series, such as financial resilience, financial security, and of course there's a nod towards property investment which is how I got started!   I'll also tell you a little bit more a...