Wrestling Payments

Send us a text. (email us if you need a response) QUESTIONS ALWAYS WELCOME. jcasali@neach.org EPISODE SUMMARY In this third installment of the NACHA "Smackdown" Rules Violations in the Ring series, Wrestling Payments host Joseph Casali dives into NACHA's enforcement process, examining real rules violation cases and their consequences. The episode unpacks three enforcement cases invo...

Send us a text. (email us if you need a response) EPISODE SUMMARY: QUESTIONS ALWAYS WELCOME. jcasali@neach.org In this episode of Wrestling Payments, host Joseph Casali continues his three-part NACHA SmackDown series, taking listeners inside the high-stakes world of ACH rules violations. Through compelling real-world cases, Joseph reveals the consequences when financial institutions fail to follow...

Send us a text. (email us if you need a response) Episode Summary In this episode of Wrestling Payments, Joseph Casali launches a three-part "SmackDown Rules Violations in the Ring" series, examining ACH rule violations through wrestling metaphors. He analyzes two critical NACHA case studies that payment professionals should understand to avoid costly compliance mistakes. The first case...

Send us a text. (email us if you need a response) EPISODE SUMMARY In this episode of Wrestling Payments, host Joseph Casali draws surprising parallels between professional wrestling and the evolution of payment systems. After watching WrestleMania 41, he experienced an "aha moment" recognizing that successful payment transformations follow the same narrative structure as compelling wrest...

Send us a text. (email us if you need a response) EPISODE SUMMARY In this episode of Wrestling Payments, host Joe Casali sits down with Travis Dulaney, CEO and Co-founder of BalancedTrust, to unpack the ongoing friction between fintech startups and their bank partners. From missing compliance standards to misunderstandings around regulatory risk, Travis explains why so many good ideas hit a wall....

Send us a text. (email us if you need a response) EPISODE SUMMARY This episode of Wrestling Payments tackles the critical topic of exposure limits in modern payments. Host Joe Casali and guest Sean Carter, President & CEO of Neach Payments Group, dissect an article by Jordan Bennett of Nacha, which focuses on payment modernization and digital transformation. Sean highlights a common misconcept...

Send us a text. (email us if you need a response) EPISODE SUMMARY It happens to the best of us. This session was recorded last year, but got lost in the shuffle. It may be a crime as the interview was with law enforcement and a member financial institution (at the time) on the topic of fraud... the show notes below. In this episode of Wrestling Payments, host Joe Casali engages in an insightful di...

Send us a text. (email us if you need a response) EPISODE SUMMARY   Sarah Stapp, Chief Commercial Officer at Aeropay, joins Joseph Casali to discuss the evolving payments landscape, focusing on Pay by Bank. Sarah shares her unique journey into fintech, from Craigslist job ads to leading global expansion at Braintree, and dives into ACH rails and real-time payments.  Why Pay by Bank Matters: It off...

Send us a text. (email us if you need a response) Episode Summary In this episode of Wrestling Payments, host Joseph Casali breaks down three timely developments in the payments world. First, he tackles the slow adoption of faster payments among smaller financial institutions. Despite strong growth in RTP and FedNow, integration costs and a lack of clear pricing models continue to hold many back....

Send us a text. (email us if you need a response) In this episode of Wrestling Payments , host Joseph Casali unpacks Project 2025 and its potential impact on banking regulations, community banks, and credit unions. The discussion focuses on regulatory shifts, compliance adjustments, and how financial institutions should prepare for possible changes in payment systems, digital assets, and risk mana...

Send us a text. (email us if you need a response) Check fraud is skyrocketing, and financial institutions are scrambling to keep up. In this episode of Wrestling Payments, host Joseph Casali sits down with Sean Carter, President & CEO of NPG, to unpack why fraudsters are winning—and how banks and businesses can fight back. Carter explains the alarming rise in fraudulent checks, the organized c...

Send us a text. (email us if you need a response) In this episode of Wrestling Payments, host Joe Casali uses a unique metaphor—the spinning plates act from the Ed Sullivan Show—to explore the complexities of compliance, risk management, and operational efficiency in financial institutions. He shares insights into how organizations must continuously monitor and adjust their processes to stay in al...

Send us a text. (email us if you need a response) Episode Summary Join us for this final episode of season 2.  In this episode of Wrestling Payments, host Joseph Casali is joined by Sean Carter, President & CEO of NEACH, and Mary Mumper-Morrison, NEACH’s Education Director, for an insightful discussion on the evolving landscape of payments. The trio dives into the significant changes from 2024...

Send us a text. (email us if you need a response) Welcome to another episode of Wrestling Payments. In this episode of Wrestling Payments, Joe Casali speaks with Bill Sullivan, Associate Managing Director for Government and Industry Relations at Nacha, about the post-election political landscape and its implications for the payments industry. Bill analyzes the Republican control of the Senate, Hou...

Send us a text. (email us if you need a response) EPISODE SUMMARY In this episode of Wrestling Payments, host Joseph Casil talks with Steve Wasserman from Photon Commerce about the growing importance of ISO 20022 and its impact on the global payments landscape. Wasserman delves into how this emerging standard is transforming instant payments and financial messaging by providing a more structured a...

Send us a text. (email us if you need a response) EPISODE SUMMARY The U.S. payment system stands on the verge of a monumental shift. The Federal Reserve is proposing 24/7 operations for the National Net Settlement System (NSS), the backbone of payment finality. This means no more "lights out" on weekends; wires, ACH, and other payment types could flow around the clock. In this episode of...

Send us a text. (email us if you need a response) [Podcasters note: In this episode we show our real passions for payments and appear not as CEO & EVP, but more as "two guys from Boston" as we tackle the alarming rise of scams and financial fraud.] Joe Casali and guest Sean Carter, President & CEO of NEACH, dissect the recent "Chase Bank Glitch" where individuals fell p...

Send us a text. (email us if you need a response) Episode Summary In this episode of Wrestling Payments, host Joe Casali from NEACH sits down with Rusiru Gunasena, the head of the RTP network at The Clearing House, to dive into the evolution and current state of real-time payments in the U.S. Rusiru highlights the journey of RTP since its launch in 2017, emphasizing its growth and the increasing a...

Send us a text. (email us if you need a response) EPISODE SUMMARY In the latest episode of Wrestling Payments, host Joe Casali is joined by Kevin Olsen, the Senior Vice President of Innovation and Strategy at Pidgin. They dive into the intricacies of onboarding the FedNow payment system, emphasizing the challenges and strategies involved. Olsen highlights the essential steps for a successful onboa...

Send us a text. (email us if you need a response) Welcome to another episode of Wrestling Payments. In this episode of Wrestling Payments, host Joe Casali dives into the transformative world of faster payments, focusing on the development and implementation of instant payment systems in the U.S. and globally. Casali discusses the journey from traditional ACH payments to the more advanced Real-Time...

Send us a text. (email us if you need a response) In this episode of "Wrestling Payments," host Joe Casali welcomes back Nanci McKenzie for a follow-up discussion on third-party relationships within the financial industry. Nanci, an independent consultant with extensive credentials in banking and risk management, shares insights from her session at PMC 2024. She emphasizes the evolving n...

Send us a text. (email us if you need a response) In this episode of Wrestling Payments, Joe Casali and Kevin Olsen continue their discussion from the International Payments Alliance meeting by Nacha, diving into various topics surrounding payment systems and regulations. They start by addressing the move in Germany to eliminate checks and explore how the reduction of paper transactions could simp...

Send us a text. (email us if you need a response) In this episode of "Wrestling Payments," host Joe Casali sits down with Kevin Olsen, also known as the "Payments Professor." The discussion kicks off with Kevin's signature introduction and his enthusiasm for making payments engaging. They delve into their experiences at the Nacha Payments Alliance international meeting in...

Send us a text. (email us if you need a response) Today, June 15, is National Elder Abuse Awareness Day. The Wrestling Payments podcast was started to discuss "wrestling" with payment topics. Topics like technology implementation and AI, but perhaps we've become so numb to the problems of Elder Financial Abuse and Human Trafficking, that the issues have faded into the background. I...

Send us a text. (email us if you need a response) Episode Summary In this episode of Wrestling Payments, host Joe Casali sits down with Jaime Shapiro Berg from Alkami - ACH Alert to discuss the rapidly changing payments landscape and the critical role of fraud prevention. Jaime shares her extensive career journey, from starting in treasury management at KeyBank to her current role at Alkami, empha...