Infinite Banking Mastery

Have you ever wondered why there's a maximum withdrawal limit at the bank? They'll often tout it as "stopping criminals from laundering money." But the reality is this: They don't have much money in the actual bank! What do I mean? The primary way banks make money is by lending out YOUR money. Banks only need to keep about 10% of deposits on reserves.  So when you make a deposit, they loan out you...

Walt Disney, JCPenney, and Ray Kroc. What do all these ultra-wealthy individuals have in common? They all possess, "The Secret of the Affluent", as coined by the New York Times. In layman's terms, they all got ahead in life, not by spending their own money, or taking out a loan, but… By borrowing against their whole life insurance policy!  So, why do the ultra-wealthy leverage whole life insurance...

Imagine a savings tool that had: Guaranteed growth / return on investment (and we're not talking under 1% like you get in savings accounts) Liquidity (access your savings income — tax and penalty free — whenever you want) Borrow against the full amount of your savings (without risk of a margin call) — rather than withdrawing your money.  Allowing your savings to continue to snowball and grow!   An...

You owe the US Government $519,000. What? How? Well, as a nation, we owe over $31 trillion owed in funded liabilities (debt.) And we also owe over $173 trillion in unfunded liabilities (even more debt.)  Worst part? According to David Walker, ex-CPA of the USA, your future tax rate will need to double — or else the nation will declare bankruptcy.  Imagine paying double the taxes you already pay. W...

You owe the US Government $519,000 (and growing).  That's how much you (and every other American) needs to pay in order to bring down Uncle Sam's debt. What's even crazier is this:  According to retirement expert Ed Slott, the Federal government can increase their percentage of your savings whenever they need more money — and that day is coming soon. So the question is, how much will the governmen...

The last 2+ years have shown us we can't trust the banks or government:  Criminally low interest rates, blatant market manipulation, and an unsafe and volatile market. Every year you leave your money in the bank, you're losing a small percentage of your buying power thanks to inflation.  What if I told you that banks are doing something completely different, then what they are telling you to do? S...

Having a safe and secure retirement feels impossible today. With inflation, higher taxes, volatile stock, and property markets, it's overwhelming, isn't it? And the banks and government aren't going to help you. We all know this.  That's the bad news. The good news? You can live a debt-free life and retire with a sizable nest egg. In fact, this is easy — so long as you don't rely on the government...