Fintech One-On-One

 Today we are talking about student loans. The $1.7 trillion student debt burden is causing real changes in the behavior of Gen Z and Millennials. It is a huge problem and it needs big ideas to bring about solutions that can scale. Every student loan holder needs to know all their options and how best they can save money. And in many ways, the best place to provide this help is a local bank or cre...

Making news on this week's show was Brex, Circle, BlackRock, The Depository Trust & Clearing Corporation (DTCC), The Digital Dollar Project, MoonPay, Step, FIS, Fireblocks, TransUnion and more.  Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

I am a big fan of alternative investments, it is how I got involved in fintech in the first place (through investing in LendingClub loans). I prefer to invest in alternatives through a tax-advantaged retirement account. But investing in alternatives through an IRA account has been a cumbersome and complicated process. Until now. My next guest on the Fintech One-on-One Podcast is Eric Satz, the CEO...

Crypto as a payment mechanism has never really taken off. The mechanics are difficult and there has never been an easy way for merchants to accept crypto for payment. But there is a new kind of tool that is starting to get some real traction: a crypto-backed debit card. This is where you spend your crypto through a regular Visa or Mastercard debit card. Our next guests on the Fintech One-on-One Po...

Credit unions are in a challenging place right now. While they typically have a loyal customer base, their customers are demanding cutting-edge technology which is often beyond their technical capabilities. So, many are turning to fintech companies to help them compete in the market. Our next guest on the Fintech One-on-One podcast is Jeff Winner, the CEO of Happy Money . They have focused on the...

Today on the show we discussed big fintech news from Apple, Visa, Blockchain.com, Cross River, Consumer Financial Protection Bureau, Bilt Rewards, Wells Fargo, Alviere, Coinbase, Axie Infinity and more. Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

Small business owners have better tools than ever before to help them manage their finances. But even with all these tools, the user experience is often not intuitive and there are long learning curves for them to be really useful. Yet, many consumer-facing apps have beautiful and simple interfaces that are a joy to use. Our next guest on the Fintech One-on-One Podcast is Wayne Chang, the co-found...

Over the last couple of years, we have seen many of the biggest names in UK fintech launch in the United States. None have been able to enjoy the same traction they received at home as they struggle to differentiate themselves in the very complex and competitive U.S. market. But there is one company I have been paying close attention to as they have planned their launch here. My next episode of th...

I would argue that few if any digital bank CEOs were thinking seriously about crypto back in 2015. Fewer still were thinking they should start a digital bank with the goal of incorporating crypto opportunities into the very fabric of their bank. And none would be so crazy as to create their own banking core from scratch with crypto very much central to this process. Our next guest on the Fintech O...

Making news this week was ConsenSys, Microsoft, European Parliament, Apple, the CFPB, Quadrata, Inc., Green Dot Corporation, Plaid, OppFi, American Express and more. Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

Banking-as-a-Service (BaaS) has become quite popular these days with dozens of banks offering different services to fintechs and tech companies. But almost all these banks were not originally conceived this way, they are adding BaaS as a new product offering. Our next guest on the Fintech One-on-One podcast is Wendy Cai-Lee, the CEO and Co-Founder of Piermont Bank . The bank only began operations...

We have seen this stat so many times. If you add up all the community banks and credit unions in the United States their scale would make them a top-five bank. Sure, but that really doesn't make much sense because all these community institutions are separate companies. But what if you could combine some of the marketing and product offerings and streamline it across hundreds or even thousand...

On today's show we discussed the President's executive order on crypto and big fintech news from American Express, PayPal, Coinbase, Better, Marqeta, Acorns, Best Egg, Upgrade, Inc., Roofstock and more. Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

The crypto space is having a moment. Most of us saw the Superbowl ads from a variety of crypto firms and the war in Ukraine is focusing more attention on crypto than ever before. People often compare the surge in crypto to the dot.com era but there is a big difference. Many of the large firms in crypto today are already profitable and have been able to raise almost infinite amounts of money. Our n...

On today's show we covered news from Visa and Mastercard, the role of crypto in the Russia-Ukraine war, SoFi, Chime, PayPal, Cash App, Zip Co, Sezzle, Klarna, Goldman Sachs, Nubank and more. Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

One of the most dynamic spaces in fintech today is identity verification. The way we verify ourselves online keeps changing as the tools improve and we try to stay ahead of the fraudsters. Our next guest on the Fintech One-on-One podcast is Rick Song. He is the CEO and Co-Founder of Persona . Again and again on the show, Rick talked about the importance of customization for the way identity is ver...

Another busy week of fintech news where we discussed Sultan Meghji and the Federal Deposit Insurance Corporation (FDIC), SoFi and Technisys, Citi, Nubank, Chime, ETHDenver, Clearco, the #metaverse, #bitcoin and more. Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

The lending space has come a long way since the original online lending pioneers came on the scene 15 years ago. Today, so much underwriting is done instantly, disbursements can be instant (even on weekends) and the loan application experience is quick and easy. Many lenders have expanded into new product lines to keep their customers engaged. Our next guest on the Fintech One-on-One podcast is To...

It was another busy week of fintech news and on the show today I discussed the top stories with Todd Anderson and Jonah Crane. We discussed big news from BlockFi, Coinbase, Crypto.com, FTX, JPMorgan Chase & Co., Discover Financial Services, BIM - Buy It Mobility Networks, Circle, MoneyGram International, NYSE and more. Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on L...

When we really started covering financial inclusion and financial health here at LendIt five years ago it seemed that we had a very long way to go. Tens of millions of consumers were still left outside the financial system with no credit score and therefore had little to no access to credit. That has changed a great deal in the last five years. At the same time we have seen an explosion in Buy Now...

Banking is at an interesting inflection point. There is better technology available today than ever before that can really help banks run more efficiently as their customers are demanding faster and more user-friendly services. At the same time, just over the horizon is blockchain technology, DeFi, stablecoins and more that could make some of today's cutting-edge technology obsolete. My next...

On today's news show Todd Anderson, Kabir Kumar and Peter Renton discuss big fintech news from the SEC, Silvergate Bank, JPMorgan Chase & Co., Polygon Technology, FDIC, GoCardless, DriveWealth, Betterment and more. Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

Good financial habits should be formed before adulthood. Unfortunately, most schools still don't spend much time teaching this kind of thing. But the good news is that there are new tools out there today that make it easy for kids to not just learn good habits but to understand what it means to be financially healthy. And how you reach teenagers today is through the phone. My next guest on th...

While the media focuses on the unicorns and the massive funding rounds happening in fintech today, there are so many interesting early-stage companies that are often overlooked. The newsletter, This Week in Fintech , has one of the most extensive lists of fintech funding rounds, often reporting on companies that have raised less than a million dollars. Our next guest on the Fintech One-on-One podc...

It was another busy news week in fintech and we discussed it all on the LendIt Fintech Weekly News show, today with Todd Anderson, Andrew Dix, and me. Making news today was Federal Reserve Bank of Boston, FTX, Ramp, Amount, Linear Financial Technologies, Upgrade, Inc., Block, Afterpay, PayPal, TD and more. Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find prev...