Charles Dzama
Federal Employees Retirement & Benefits Podcast by CD Financial
The objective of this podcast is to educate and enlighten you about your federal benefits and to guide you in creating a well-formed retirement income plan. Schedule your complimentary 15-minute phone call today! https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call
Δημιουργός
Charles Dzama
Κατηγορία
Ιστοσελίδα του podcast
Τελευταίο επεισόδιο
8 Ιουλ 2026
Πού να ακούσεις;
Podcast στην εφαρμογή Replaio Radio Έρχεται σύντομαΤα podcast έρχονται σύντομα στην εφαρμογή. Εγκατάστησέ την τώρα και δες πρώτος μια εντελώς νέα προσέγγιση στα podcast
Επεισόδια
Don't Die Young Part 2 - Lose the Pain 19.10.2023 6:39
This week's episode we will be discussing: - Pain In Retirement – Heck No! - No Pain - Lose it How? - A Little Elixir Works Wonders Click the subscribe button to stay up to date! Click here for a complimentary 15 minute phone call: https://calendly.com/charlesdzama/complimentary-15-minute-phone-call-youtube We love hearing from you! Please email us at info@cdfinancial.org with questions o...
Don't Die Young Part 3 - Pain With Gain 19.10.2023 5:15
This week's episode we will be discussing: - You Can’t Work Out Anymore (you’re too old) - That’s a Lie! - Stretch It Out – When? Click the subscribe button to stay up to date! Click here for a complimentary 15 minute phone call: https://calendly.com/charlesdzama/complimentary-15-minute-phone-call-youtube We love hearing from you! Please email us at info@cdfinancial.org with questions or idea...
Don't Die Young - Part 1 05.10.2023 5:36
- $ Money & Mindset – both are key - Do You Have Enough of Both? - Touching People’s Lives - Part Time Job for The People (the money doesn’t hurt either) Click the subscribe button to stay up to date! Click here for a complimentary 15 minute phone call: https://calendly.com/charlesdzama/complimentary-15-minute-phone-call-youtube We love hearing from you! Please email us at info@cdfin...
What Causes Inflation? 28.09.2023 4:17
This week's episode we will be discussing: - What Happens When We Create More Money? - Why Does The Cost of Living Get So High? - Is This Permanent? Click the subscribe button to stay up to date! Click here for a complimentary 15 minute phone call: https://calendly.com/charlesdzama/complimentary-15-minute-phone-call-youtube We love hearing from you! Please email us at info@cdfinancial.org wit...
LTC Long Term Care What Is It? 23.09.2023 7:24
This week's episode we will be discussing: - Why Do I Need It? - How Will It Help? - Isn’t It Expensive? Click the subscribe button to stay up to date! Click here for a complimentary 15 minute phone call: https://calendly.com/charlesdzama/complimentary-15-minute-phone-call-youtube We love hearing from you! Please email us at info@cdfinancial.org with questions or ideas you’d like to have a...
Is the Tax Man Stealing Your Money? 20.09.2023 5:21
This week's episode we will be discussing: - How Can I Get Rid of Taxes? - What Do I Get to Keep In Retirement? - Making a Plan to Get Rid of Uncle Sam & the State! Click the subscribe button to stay up to date! Click here for a complimentary 15 minute phone call: https://calendly.com/charlesdzama/complimentary-15-minute-phone-call-youtube We love hearing from you! Please email us at info...
Can the Stock Market Ruin Your Retirement? 07.09.2023 6:25
This week's episode we will be discussing: - Stable Retirement Income - How? _ - Losses Are a Retirees Enemy! - Laying the Income Foundation NOW Click the subscribe button to stay up to date! Click here for a complimentary 15 minute phone call: https://calendly.com/charlesdzama/complimentary-15-minute-phone-call-youtube We love hearing from you! Please email us at info@cdfinancial.org w...
How Much Do You Cost? 31.08.2023 5:11
This week's episode we will be discussing: - Financial Ruin or Financial Success? - Increasing Annually – Why? - Establishing How Much You’ll Need In Retirement – WHERE DO YOU START? Click the subscribe button to stay up to date! Click here for a complimentary 15 minute phone call: https://calendly.com/charlesdzama/complimentary-15-minute-phone-call-youtube We love hearing from you! Ple...
How Will You Pay Your Retirement Expenses? 24.08.2023 5:43
This week's episode we will be discussing: - Pensions – Are They Enough? - Gross VS Net – Don’t be Fooled! - Don't Leave Money on the Table! Click the subscribe button to stay up to date! Click here for a complimentary 15 minute phone call: https://calendly.com/charlesdzama/complimentary-15-minute-phone-call-youtube We love hearing from you! Please email us at info@cdfinancial.org...
Social Security - Are You Getting All The Money You're Owed? 17.08.2023 8:21
This week's episode we will be discussing: - Don’t Miss Out! - Are There Benefits You Aren’t Getting? - What Combination Will Save You The Most? Click the subscribe button to stay up to date! Click here for a complimentary 15 minute phone call: https://calendly.com/charlesdzama/complimentary-15-minute-phone-call-youtube We love hearing from you! Please email us at info@cdfinancial.org w...
Have You Established Your Written Retirement Income Plan? 10.08.2023 5:20
This week's episode we will be discussing: - Any Home Needs a Foundation Built on Concrete & Rock! - Does Your Pay Check Fluctuate w/ Your TSP/401K??? - Reliable Source of Income Essential from Retirement Savings! Click the subscribe button to stay up to date! Click here for a complimentary 15 minute phone call: https://calendly.com/charlesdzama/complimentary-15-minute-phone-...
Danger - Don't Outlive Your Money! 03.08.2023 4:37
This week's episode we will be discussing: - Have You Stress Tested Your Money? - Will Your Money Last as Long as You Do? - Inflation – Will It Ruin Your Plan? Click the subscribe button to stay up to date! Click here for a complimentary 15 minute phone call: https://calendly.com/charlesdzama/complimentary-15-minute-phone-call-youtube We love hearing from you! Please email us at info@cd...
TSP Beneficiaries - Lost or Found - Are Any Listed? 27.07.2023 2:37
This week's episode we will be discussing: - New Website Erased Many Beneficiaries! - Your Spouse May Not Be Listed At All! - Have You Checked Your Beneficiaries on tsp.gov? Click the subscribe button to stay up to date! Click here for a no charge 15 minute phone call: https://calendly.com/charlesdzama/complimentary-15-minute-phone-call-youtube We love hearing from you! Please email us at inf...
Don't Retire Without Purpose! 07.07.2023 3:16
This week's episode we will be discussing: - What Are You Retiring To? - Retire With a Purpose – Live Longer - A Sense of Belonging Click the subscribe button to stay up to date! Click here for a complimentary 15 minute phone call: https://calendly.com/charlesdzama/complimentary-15-minute-phone-call-youtube We love hearing from you! Please email us at info@cdfinancial.org with questions or id...
The SVB Bank Failure & Why It Happened 26.06.2023 5:20
This week we will be discussing: - Banks Failing Why? - Do I Need to Worry? - Will I Lose Money or Is This an Opportunity? Click the subscribe button to stay up to date! Click here for a no charge 15 minute phone call: https://calendly.com/charlesdzama/complimentary-15-minute-phone-call-youtube We love hearing from you! Please email us at info@cdfinancial.org with questions or ideas you’d like to...
Is It a Mistake to Use the G Fund? 09.06.2023 4:16
This week's episode we will be discussing: - How Meager Are G-Fund's Returns? - Is the G Fund Really Pacing Inflation? - Should You Beware of Bond Funds? Click the subscribe button to stay up to date! Click here for a no charge 15 minute phone call: https://calendly.com/charlesdzama/complimentary-15-minute-phone-call-youtube We love hearing from you! Email us with questions or ideas you’...
Don't Make This One Mistake With Your TSP/401K RMD! 06.06.2023 2:17
This week's episode we will be discussing: - Should You Leave Your Money Growing TAXABLE In TSP? - What Is a Required Minimum Distribution? - What Do YOU Want Your TSP To Do For YOU? Click the subscribe button to stay up to date! Click here for a no charge 15 minute phone call: https://calendly.com/charlesdzama/complimentary-15-minute-phone-call-youtube We love hearing from you! Please email...
Can You Avoid Taxes in TSP? 26.05.2023 2:01
This week's episode we will be discussing: - Is There A Roth Option For Your TSP Balance? - What Is A Private Roth Conversion? - Can I Convert My TSP All At Once? Click here for a no charge 15 minute phone call: https://calendly.com/charlesdzama/complimentary-15-minute-phone-call-youtube Click the subscribe button to stay up to date! We love hearing from you! Please email us with questions or...
Do You Have to Withdraw Your TSP? 21.05.2023 1:45
This week's episode we will be discussing: - Can You Withdraw From Just One Fund? - How Many Times Can You Withdraw Before You Have To Take Your Balance? - Does It Matter What You Want To Do With Your TSP? Click the subscribe button to stay up to date! Click here for a no charge 15 minute phone call: https://calendly.com/charlesdzama/complimentary-15-minute-phone-call-youtube We love hearing...
Is An FSA (Flex Spending Account) Really Worth It? 13.05.2023 2:44
This Week We Will Be Discussing: - What Healthcare Expenses Are Covered? - How Do I Calculate My Personal Need For an FSA? - How Can This Save Me Tax Money? Click the subscribe button to stay up to date! Click here for a no charge 15 minute phone call: https://calendly.com/charlesdzama/complimentary-15-minute-phone-call-youtube Find us on Facebook! https://www.facebook.com/CDFinancialLLC Our Site:...
How Does Survivor Benefit Affect Pension? 08.05.2023 2:45
This week's episode we will be discussing: -Will This Reduce My Pension? - What If My Spouse Is Using My Federal Health Insurance? - Do I Have To Make This Decision Now? Click the subscribe button to stay up to date! Click here for a no charge 15 minute phone call: https://calendly.com/charlesdzama/complimentary-15-minute-phone-call-youtube Find us on Facebook! https://www.facebook.com/CDFina...
Are You Making These 3 FERS Retirement Mistakes? 28.04.2023 5:15
This week's episode we will be discussing: - Don't Miss Out on the Bonus, Find Out How! - Why Should I Keep My Basic Group Life Insurance (FEGLI)? - How Much Will Survivor Benefit Take Out of My Pension? Click the subscribe button to stay up to date! Click here for a no charge 15 minute phone call: https://calendly.com/charlesdzama/complimentary-15-minute-phone-call-youtube Find us on Fa...
Can You Withdraw Your TSP At Age 59.5? 22.04.2023 3:19
This week's episode we will be discussing: - Don't Miss Out on the Bonus, Find Out How! - Why Should I Keep My Basic Group Life Insurance (FEGLI)? - How Much Will Survivor Benefit Take Out of My Pension? Click the subscribe button to stay up to date! Find us on Facebook! https://www.facebook.com/CDFinancialLLC Our Site: https://cdfinancial.org/ CD Financial is a registered investment adv...
How Much Annual Leave Can You Cash Out? 15.04.2023 2:17
This week's episode we will be discussing: - Will Taxes Take it All? - When Will the Money Arrive? - Does This Come in One Lump Sum? Click the subscribe button to stay up to date! Find us on Facebook! https://www.facebook.com/CDFinancialLLC Our Site: https://cdfinancial.org/ CD Financial is a registered investment adviser. Lic #0G46793 Investing involves risk, including the potential loss of...
How Does High 3 Affect Your Pension? 10.04.2023 2:55
This week's episode we will be discussing: - Can I Boost My High 3? - Accurately Calculating High 3? - Should I Take a TDY (temporary duty)? Click the subscribe button to stay up to date! Find us on Facebook! https://www.facebook.com/CDFinancialLLC Our Site: https://cdfinancial.org/ CD Financial is a registered investment adviser. Lic #0G46793 Investing involves risk, including the potential...
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