Drip Trickle Flow Flood

After a full year and more than 50 episodes, we’re taking a step back to reflect on what this journey has taught us about money, identity, and the power of conversation. What started as a way to test ideas for a book quickly became something much bigger. We’ve heard from listeners who are finally talking about money with their families, rethinking what success looks like, and exploring new ways to...

In this episode, we sit down with Kristen Armstrong, founder of Ensemble Consignment , who went from banking to building a thriving retail business with multiple locations and a loyal nationwide customer base. Kristen shares how relationship-building became her competitive advantage, why word of mouth still beats expensive advertising, and how trusting your instincts can open doors you never expec...

In this episode, we sit down with entrepreneur Kelvin Sealy, founder of Tally Tumbler , to talk about the messy middle of building a product, the power of niche communities, and how passion projects can evolve into real income streams. From launching bocce ball leagues to creating a product now sold nationwide, Kelvin’s journey is a masterclass in resilience, patience, and playing the long game. I...

In this episode of Drip Trickle Flow Flood , the first in our two-part “bringing a product to market” series, we sit down with Greg Dayley of SeaBar , a natural shampoo and conditioner bar company on a mission to reduce plastic waste and rethink how everyday products are made. Greg shares his unexpected path to the world of haircare, social media, and sustainable product innovation. He takes us be...

In this episode of Drip Trickle Flow Flood , we unpack a growing trend: millennials skipping the startup grind and instead buying existing businesses. Inspired by a recent Entrepreneur Magazine article , we explore the model known as entrepreneurship through acquisition (ETA) and why it may be a smarter, more sustainable path to wealth-building. If you’ve ever wondered whether starting from scratc...

Passive income gets talked about constantly, but most of what is labeled passive actually requires starting another business, building another brand, or taking on another job. In this episode, we are talking about something different. What if you like your job and your free time and don’t want a side hustle? We explore passive ways to begin creating additional income streams using today’s unpreced...

In this episode of Drip Trickle Flow Flood , we sit down with our most mysterious (and most requested) guest yet: Lindsey Moceri ! (Tony’s better half 😄) Lindsey is the definition of Drip Trickle Flow Flood in real life, juggling screen printing, vacation rental management, volleyball coaching, content creation, design, and community leadership, all while keeping flexibility at the center of her...

In this episode of Drip Trickle Flow Flood , we sit down with Tyler Anderson, founder of Whatcom Preps , the digital home for high school sports coverage in Whatcom County. What started as an eighth-grade stat-tracking hobby turned into a full-time, community-powered business that now covers nearly 90% of local sports, helps student athletes get college looks, and connects families across generati...

In this episode of Drip Trickle Flow Flood , we dig into a timely article on how median salaries shifted across the U.S. and what those numbers really mean in real life. From remote work reshaping entire regions to why a raise doesn’t always feel like a raise, we unpack the hidden stories behind state-by-state income data, share personal observations from Washington and Hawaii, and explore creativ...

What happens when you stop treating income like a single lane and start building it like an ecosystem? In this episode of Drip Trickle Flow Flood , we sit down with Ronii Bartles , business manager, strategist, jewelry curator, Zumba instructor, and CEO of Simplicity, to talk about how expertise, trust, and simplicity can unlock unexpected (and surprisingly easy) income streams. From uncovering hi...

In this episode of Drip Trickle Flow Flood , we dig into a headline that could reshape everything: women are poised to inherit an estimated $47 trillion of the projected $124 trillion wealth transfer . We unpack what that shift means for women, and for the financial industry, financial advisors, investing strategies, and even the kinds of businesses that may thrive next. If the money is changing h...

What if getting organized wasn’t about perfection, but about freedom? In this episode of Drip Trickle Flow Flood , we sit down with Shanice Bannis, founder of City of Creative Dreams , a lifestyle brand that blends organization, creativity, and real-life practicality into a business that’s been growing for over 12 years. From starting a blog as a new mom searching for identity, to building multipl...

Kicking off the second week of January, we continue the financial planning conversation with a practical, no-shame approach to setting yourself up for the year ahead. From improving financial literacy and knowing your numbers to spending with intention, paying down debt without guilt, and building flexibility into your plans, this episode is about creating stability without rigidity. We also revis...

Money decisions are rarely just about math. They’re about fear, confidence, trust, and timing. In this episode of Drip Trickle Flow Flood , we’re joined by Cheryl Hirss , owner of Sagewater Financial, to demystify what financial advisors actually do, who benefits most from working with one, and how taking emotion out of investing can dramatically change long-term outcomes. From navigating retireme...

What does it look like to build a creative life over decades and make it deeply satisfying and sustainable? In this episode, we sit down with cartoonist, illustrator, musician, and writer Todd Webb, creator of the daily comic strip The Poet . Todd shares how a project that started as a short book quietly turned into a six-year daily practice, how Substack, book collections, and pop culture art pri...

What does Home Alone have to do with inflation, buying power, and why your money can’t just sit still anymore? A lot more than you’d think. In this episode, we kick things off with a nostalgic look at Kevin McCallister’s $19 grocery run and use it as a lens to unpack how inflation quietly reshapes everything from groceries and housing to creative businesses, side hustles, and long-term financial s...

Having multiple streams of income sounds smart in theory… until it starts feeling chaotic, exhausting, and completely unsustainable. In this episode, we dig into the real question behind “multiple income streams”: how do you do it without burning out? We unpack why not all income streams should be treated the same, how energy (not time) is often the real constraint, and why seasons of earning matt...

In this episode of Drip Trickle Flow Flood , we sit down with intuitive coach, strategist, and podcaster Elena Lipson to talk about using intuition to craft your income streams. Elena walks us through her evolution from corporate trainer to coach, copywriter, employee, creator, and multi–income stream entrepreneur, and how intuition guided every shift. If you’ve ever stuck with something because y...

In this episode of Drip Trickle Flow Flood, we dive into the real cost of the holidays. Not just the dollars, but the emotions, expectations, and financial landmines that show up between November and January. From family pressure to overspending guilt to creative alternatives that keep the joy (and ditch the debt), we share honest personal stories, practical scripts, and a few hilarious holiday fa...

In this episode we’re talking to Eric, the creator of Ducktown Weekly —a nostalgia-packed print publication that brings back everything you loved about the funny pages. If you were the kid who raced to the comics before anyone else touched the newspaper, this episode is your warm hug. We dive into how Eric revived a nearly extinct format, why print can still feel magical, what it takes to start a...

In this episode, we dive into research that reveals a hard truth: our emotions - stress, anxiety, and full-on avoidance - are driving far more of our financial decisions than we might admit. More than half of Americans report being stressed about money. And the generational breakdown? Even more surprising. Melissa and Tony unpack why this happens, how to break out of avoidance mode, and the small...

Ever dreamt of turning your creative hobby into a career? In this episode, we chat with Tristin Rieken, a food photographer, recipe developer, and founder of Fresh Flavorful , who turned her love of cooking, adventure, and photography into a thriving content business. From early blogging days to landing brand deals and learning to value her work, Tristan shares what it really takes to build multip...

When homeownership feels out of reach due to rising interest rates, steep down payments, or complex mortgage qualifications, rent-to-own offers an intriguing alternative. In this episode, we dive into the pros and cons of rent-to-own from both the tenant and landlord perspectives. Whether you’re looking to move into your dream house, grow your investment portfolio, or just get creative in today’s...

What happens when you combine incredible cookies, a vintage 1954 trailer, and a whole lot of entrepreneurial spirit? You get GIRLnDOG Cookies , a Bellingham, WA-based cookie business built on joy, quality ingredients, and one woman’s dream of doing one thing really well. In this episode, we chat with Meredith, the founder of GIRLnDOG, about how she turned her love for baking into a business, why s...

Ever wonder how podcasters make money, and what goes on behind the scenes before the checks roll in? In this candid episode, we pull back the curtain on how Drip Trickle Flow Flood went from a book idea to a podcast, and now to a growing brand with its very first income stream. We share: How this project originally started as a book, but quickly pivoted into a podcast to test ideas, gather audienc...