Wealth For Life with Denver Nowicz

The market has certainly recovered since the bottom of 2008. Unfortunately, some people missed out on the recovery because they were worried about losing. This is understandable given the roller-coaster of the last 10 years. But, cash sitting on the sidelines is losing potential interest. These are real losses just like market losses. Instead, look for strategies that protect profits and still hav...

Over the last 14 years the markets have hit all time highs three times: March 2000, July 2007, and roughly where we are at now – June 2014.   What if you had turned 65 and decided to retire in the year 2000? As you’ll see in this video – the market ups and downs forced “Joe” – who had planned to work until age 65 – to work all the way to age 78. You can watch the video here: http://wealthforlife.n...

We have compiled our top economic charts for the start of the second quarter. This should give you a brief over of what direction the economy should go. Check out the charts at http://wealthforlife.net/economy-april-2014-part-2   Or click on the extras section on your phone or ipad app.

Here are the top economic numbers from the first quarter of 2014   In case you missed the headlines, here is brief recap of what has happened with the economy so far in 2014. In the second segment  we will go over the economic outlook for the next 12-18 months. 

We know the market operates the way it does. However, we can lose money by just sitting on the sidelines. There are certainly ways to grow your wealth and have protections. Click the link below to get the free eBook we mentioned on the show: “The Successful Professionals Guide to Wealth For Life” http://wealthforlife.net/spguide/ Low cost index funds will have less turnover and trading frequency t...

The U.S. stock market is rigged in favor of high-speed electronic trading firms, which use their advantages to extract billions from investors, according to Michael Lewis, author of a new book on the topic, "Flash Boys: A Wall Street Revolt." High-frequency trading (HFT) is a practice carried out by many banks and proprietary trading firms using sophisticated computer programs to send gobs of orde...

Since we have seen how long bear markets can last and that most investors don’t have a 100+ year time horizon, we need to plan for bear markets that could fall into your peak saving years and income years. There are strategies to overcome this and keep your wealth growing using real estate, investments and insurance products. Today we will focus on the using index crediting strategies in insurance...

History shows that the equity market enters long periods of high returns, followed by lengthy periods of lower ones. These periods are called secular trends. There are two kinds of secular trends: A secular bull market, or upward-trending market, occurs when each successive high point is higher than the previous one. A secular bear market, or downward-trending market, occurs when a trend does not...

In this final segment we discuss how to take chunks of money you have saved and create income for life. The younger you start this process the better. The great fiction you hear from financial media is that when you are young you need to be aggressive.  This is not based on any fundamentals and not is it true. There is no one-size-fits-all advice. When you start young using safe vehicles you can c...

Build income streams you can access before and after age 59.5. Also have multiple sources of capital you can access without restriction (like you will find in 401k/IRA). This can give you better access to your money to handle the ups and downs of life.  In this segment we also go over specific case studies comparing income streams from defined benefit plans and 401ks to tax free income from indexe...

Income planning is not just for retirement. What happens if you want to access your money early and everything you have saved is in a 401k? With the exceptions of emergencies you are stuck until you reach age 59.5 in most cases. What if you want to go part time or start a business? What if you get laid off and can replace all your income? Having income streams you can access without the government...

If you have problems watching this video you can view it on our website here: http://wealthforlife.net/great-annuity-deception/ Annuities can be a great way to create income for life. But not all annuities are good and consumers are not being told about what can go wrong with the vast majority of annuities sold in the market today. In a nutshell, when you are using annuities for income streams mos...

Markets are high – now what? Before the market crashed in 2008, very few in the financial media were recommending take your gains and go.  The system doesn’t work that way. Today people are worried about losing what they have gained in the latest recovery. We will also discuss a recent article: “Why many Americans no longer tolerate risk.”  This traces the history and development of Wall Street’s...

Is there such a thing as a “Retirement Tax Bracket”?   It is important to plan for and remember that when you take money out of a 401k or IRA, 100% of that withdrawal is counted and taxed as ordinary income. The entire amount counts toward the tax calculation. If you haven’t planned for the cost of taxes during retirement it could potentially cause you some big problems.  If taxes go up you could...

A good indexed life policy can provide a lifetime of tax free wealth and protection. Unfortunately, not all policies are good and there are some common mistakes to avoid. Visit  http://wealthforlife.net/  for additional videos, ebooks and web event information.

Should you delay paying your taxes until you retire? If you didn't know, you are already doing this in your 401k, IRA or defined benefit plan. Caution: You could pay more by waiting. Visit  http://wealthforlife.net/  for additional videos, ebooks and web event information.

Learn the differences between indexed universal life insurance, whole life and variable life. Which one has the highest yield for the price?  Visit  http://wealthforlife.net/  for additional videos, ebooks and web event information.

Are big gains possible in indexed universal life insurance? Plus learn about our background and wealth building philosophy.  Visit  http://wealthforlife.net/  for additional videos, ebooks and web event information.

What are you doing to create tax free income? There are three basic ways to create tax free income. In this show we discuss a brief overview.  Visit  http://wealthforlife.net/  for additional videos, ebooks and web event information.

P eople love the tax free income from indexed life insurance but setting it up wrong can cost you.  Visit  http://wealthforlife.net/  for additional videos, ebooks and web event information.

Learn how having a "floor" can protect your wealth from market losses and allow you to have real growth instead of just recovering from market downturns. The indexed life insurance advantage.  Visit  http://wealthforlife.net/  for additional videos, ebooks and web event information.

How to use indexed life insurance to be your own bank, create additional liquidity and maximize tax advantages.  Visit  http://wealthforlife.net/  for additional videos, ebooks and web event information.