U.S. Home Talk

Foreclosure talk is back, and we keep hearing the same scary line: “foreclosures are rising.” We slow that down and look at what “rising” actually means when the market is coming off near record lows. If you’re a homeowner feeling squeezed by higher property taxes, rising homeowners insurance, or the general cost of living, the most important move is not panic, it’s clarity: where do you stand on...

A home doesn’t lose value only from big problems. It can lose momentum from tiny signals like a dark bedroom, a sticky front door, or that one unfinished project you’ve stopped noticing. We pick up our first-time home seller to-do list and focus on the practical home selling tips that change how buyers feel in the first 30 seconds and how your home looks in the listing photos that get them to book...

Take Down The Naked Painting And Wash The Siding! Most sellers think the big wins come from granite and gadgets. We think the real wins happen earlier, when a buyer walks in and instantly feels two things: this home is cared for, and moving in will be easy. We share a first-time home seller to-do list built for real life, from what to put away to what to fix so you do not lose a great offer over a...

You can spend a fortune “fixing everything” and still wonder why your sale price didn’t jump the same amount. That frustration is exactly what we tackle as we answer a question we hear constantly from homeowners getting ready to list: what home repairs do you actually have to do before selling, and what repairs simply make the sale smoother and faster? We talk through the real world difference bet...

Your home is on the market, the photos look fine, and yet… no offers. That’s not “bad luck” when buyers are out there paying $50,000 over asking. We get real about the uncomfortable truth: if a listing isn’t moving in a competitive real estate market, something in the listing strategy is working against you. We walk through the biggest reasons a house doesn’t sell, starting with the one nobody wan...

New build or existing home? That one choice can change your monthly payment, your weekends, and even how you feel when you pull into the driveway. We talk through the real pros and cons of new construction vs existing homes, using what we’re seeing across the Minnesota Twin Cities real estate market and comparing it to the Sioux Falls market where pricing and build options can look very different....

Mortgage rates swing on headlines, but the real story is how those swings change buyer behavior and competition. We map out why a brief jump into the mid-6% range can create a short window where your offer has a better shot at getting accepted.  • mortgage rates moving from high 5s toward mid-6s and starting to trend back down  • buyers hitting pause on affordability while pre-approvals keep stack...

The lawn is a lawn and a lawn is needed when you want a lawn so it should be green? What about a lawn that is a lawn and isn't green? That's bad. So green lawn. The lawn is a lawn and a lawn is needed when you want a lawn so it should be green? What about a lawn that is a lawn and isn't green? That's bad. So green lawn. The lawn is a lawn and a lawn is needed when you want a la...

Hiring a realtor isn’t a formality—it’s a high-stakes decision that shapes your money, timeline, and stress level. We break down the exact questions that separate seasoned pros from well-meaning amateurs, starting with the biggest filter of all: full-time commitment. Markets move fast, and so should your agent. You’ll hear how experience shows up in the details—clean contracts, sharp pricing, quic...

These things are some of the keys to success in the market right now.  You can always find U. S. Home Talk and connect with the hosts and the community at their facebook page https://www.facebook.com/U.S.HomeTalk/ or at our website, USHomeTalk.com

What are some tricks you can employ to get the house you want in a market that is moving fast!? You can always find U. S. Home Talk and connect with the hosts and the community at their facebook page https://www.facebook.com/U.S.HomeTalk/ or at our website, USHomeTalk.com

here are the reasons you always want a home inspection.  You can always find U. S. Home Talk and connect with the hosts and the community at their facebook page https://www.facebook.com/U.S.HomeTalk/ or at our website, USHomeTalk.com

When will things turn from a buyers market to a sellers market? What will that look like? You can always find U. S. Home Talk and connect with the hosts and the community at their facebook page https://www.facebook.com/U.S.HomeTalk/ or at our website, USHomeTalk.com

What is going on with mortgage rates? You can always find U. S. Home Talk and connect with the hosts and the community at their facebook page https://www.facebook.com/U.S.HomeTalk/ or at our website, USHomeTalk.com

Why should you want to build instead of buy an existing home? You can always find U. S. Home Talk and connect with the hosts and the community at their facebook page https://www.facebook.com/U.S.HomeTalk/ or at our website, USHomeTalk.com

You won't believe what home trends are on the way out, and what new things are on the way in! You can always find U. S. Home Talk and connect with the hosts and the community at their facebook page https://www.facebook.com/U.S.HomeTalk/ or at our website, USHomeTalk.com

How does the Federal Reserve Bank policies impact your home loan rate anyway? You can always find U. S. Home Talk and connect with the hosts and the community at their facebook page https://www.facebook.com/U.S.HomeTalk/ or at our website, USHomeTalk.com

Jeremy Deysach from Credilife joins us to educate on how credit scores work.  You can always find U. S. Home Talk and connect with the hosts and the community at their facebook page https://www.facebook.com/U.S.HomeTalk/ or at our website, USHomeTalk.com

How did 2025 shake out in the end? You can always find U. S. Home Talk and connect with the hosts and the community at their facebook page https://www.facebook.com/U.S.HomeTalk/ or at our website, USHomeTalk.com

Thinking about starting a real estate side to your portfolio? Here are some tips! You can always find U. S. Home Talk and connect with the hosts and the community at their facebook page https://www.facebook.com/U.S.HomeTalk/ or at our website, USHomeTalk.com

Foreclosures are possibly rising. Is there any reason to be concerned? This is our last show for 2025! Have a great Christmas and New Years holidays!  See you in 2026! You can always find U. S. Home Talk and connect with the hosts and the community at their facebook page https://www.facebook.com/U.S.HomeTalk/ or at our website, USHomeTalk.com

What do you stand to gain by waiting to buy? Do you gain anything? You can always find U. S. Home Talk and connect with the hosts and the community at their facebook page https://www.facebook.com/U.S.HomeTalk/ or at our website, USHomeTalk.com

What's on the way out as we end the year? You can always find U. S. Home Talk and connect with the hosts and the community at their facebook page https://www.facebook.com/U.S.HomeTalk/ or at our website, USHomeTalk.com

Last week had a bunch of interesting insights and stats... This week there's even more mind benders.  You can always find U. S. Home Talk and connect with the hosts and the community at their facebook page https://www.facebook.com/U.S.HomeTalk/ or at our website, USHomeTalk.com

There are some stats in this episode that will absolutely blow your mind.  You can always find U. S. Home Talk and connect with the hosts and the community at their facebook page https://www.facebook.com/U.S.HomeTalk/ or at our website, USHomeTalk.com