The Wealth Collective

Getting married for a second time can cause complications financially, especially if there are children from a previous marriage. It should be something that is discussed so that everyone is on the same page and therefore avoids problems in the future. In this episode we discuss some things you should be thinking about in relation to your finances if you are getting into a second relationship or m...

Retirement is changing. Decades ago people were lucky to make it to their retirement and now we are living longer and therefore having to fund more years. In this episode we speak about this changing mentality of retirement and give some tips on how to make retirement work best for you. 

In this episode we look at the age group of those 55 and above. The issues that can affect this group and some ways to combat those problems whilst also looking at some strategies to use debt for your advantage, Entering retirement, owning your own home and being completely debt free is for many people the great Australian dream. But with lifestyles changing and living expenses on the rise, it is...

In this episode Pete and Zac discuss how to manage debt for those in the age group of 40-55. 

In this episode Pete and Zac talk all things debt specifically aimed at the age group 20-40. 

This week Pete and Zac discuss what financial freedom is and the 5 steps on how to get there!

In this episode Pete is joined by Brad Matthews to discuss all things investment markets and then Zac joins Pete to discuss alternative investments. 

In this episode Pete and Zac talk all things inheritance, from how to plan to minimise tax when potentially giving one away in the future to what to do if you receive one. 

In this week's epsode Pete and Zac are joined by mortgage broker Kate Allison from the Australian Lending and Investment Centre (https://www.alic.com.au/kate-allison) to discuss why you should see a broker, how to choose a good one and get some information on home loans. To get in touch with Kate check out her LinkedIn profile https://www.linkedin.com/in/kate-allison-108a8365

Currently we are experiencing more volatile times in the markets and this has lead to Pete and Zac receiving a few emails from clients asking what they should do. In this episode they talk about behavioural finance and how you can control your emotions when it comes to investing. 

Inspired by bookweek Pete and Zac go through their top 3 financial books each. 

Pete and Zac run through the most effective and efficient ways to boost your superannuation balance. 

In this episode Pete and Zac delve into the world of ethical and sustainable investing and see if there are profits to be had. 

In this weeks episode we dive into the age old question of where should I invest, inside super or outside super? Show notes here -  https://www.pekada.com.au/2019/08/episode-36-inside-super-vs-outside-super-where-should-i-invest/ 

In this episode of the podcast Pete and Zac run through how to financially prepare for having a child and Pete runs us through some of his experiences as he currently has a one week old daughter and an 18 month old son. 

One of the main questions we get asked as advisers is whether or not someone should get a self managed super fund. In this weeks podcast Pete and Zac go through and discuss the reasons and rationale for getting an SMSF and how it mightn't be right for everyone. 

With most people getting an extra $1,080 in their tax returns this time around, Pete and Zac share their top 5 tips for what to do with your tax return. Blog here:   https://www.pekada.com.au/2019/07/top-5-tips-on-how-to-use-your-tax-return/  

In this episode Pete and Zac exactly what it is that financial advisors and planners actually do and the processes involved with getting financial advice. 

In this episode Pete and Zac look at an investment megatrend that has been gripping the US which is alternative plant based protein. We have seen this in the media a bit recently through the rise of the Beyond Meat IPO and the change to more and more people no longer eating meat. They take a deep dive into some of the companies working in this space. 

This week Pete and Zac sat down with Kyp Kyprou, Director at the Home and Investment Lending Centre to talk about what is happening currently in the lending market and some tips for potential borrowers. To contact Kyp go to www.hilc.com.au or email him at kyp@hilc.com.au To get your credit report -   https://www.equifax.com.au/  

On this weeks episode Pete is joined by Brad Matthews from Plain English economics where they discuss; the trade dispute between China and the U.S. and if it is a serious risk for equity market investors interest rates have continued to decline locally and abroad and why they are being maintained at such low levels and how locally there seems to be more optimism around the outlook for the housing...

This week the RBA decided to cut rates to historic lows which means that we are currently in one of the lowest interest rate environments we have seen. Pete and Zac run through some tips on how to invest for income in these times. 

In this episode Pete and Zac run through how the Golden State Warrior's starting five relates to investments and building a super-team-esque investment portfolio. blog here: https://www.pekada.com.au/2019/05/what-the-nba-super-team-can-teach-us-about-investing/

In this episode Pete and Zac discuss what investment bonds are and how they can be used. Including some strategies that you might not have thought about!

In this episode Pete and Zac run through the costs associated with educating and caring for a child and how you can best prepare for these new costs with an emphasis on funding private school fees.