The Mortgage Rainmaker Podcast

What if moving faster…is the very thing that’s slowing you down? Hey there, Rainmakers! On this episode of The Mortgage Rainmaker podcast I talk with Rachel Denson. She’s 30 years old, producing $20M a year, and building her business in a small town where reputation is everything. But what makes her different isn’t just the numbers—it’s how she got there. She didn’t win by doing more, posting more...

What would happen if you stopped hoping for business… and finally started asking for it? Hey there, Rainmakers! This conversation lit something up in me—and I know it’s going to do the same for you. Because this isn’t just about production. It’s about identity. It’s about what happens when you decide you’re done surviving… and ready to build a real business. I sat down with my friend and client, G...

What if the business you’re waiting for… is one you could create this week? Hey there, Rainmakers! I knew this conversation was going to bring the heat—because Bill Gaylord always does. He’s the kind of person who walks into a room and raises the energy instantly. And what I love most? That energy isn’t just personality—it’s how he builds his business. At 65 years old, after massive wins, devastat...

What if the reason you feel overwhelmed… is because you’ve been saying yes to the wrong things? Hey there, Rainmakers! I went straight to my Catalyst community and asked, “What do you actually need right now?” And what came back was everything—from mindset and money to discipline, leadership, and those tough conversations we all avoid. So we went there. I’m walking you through the shifts that have...

If you’re a loan officer looking for practical ways to grow your referral business, this episode delivers. Karl and I talk through what’s working right now in the mortgage industry—from building stronger referral relationships to the simple habits that keep your name top of mind with partners. We also get into how loan officers can stay visible in their market, communicate better with agents, and...

What if the only thing standing between you and your next level… is the courage to show up differently? Hey there, Rainmakers! This conversation lit me up. I sat down with Kayla Tarabay, and her story is proof that grit, perspective, and bold action will always outperform fear. At 18 years old, she adopted her two-year-old niece and became a single mom overnight. No excuses. No victim mindset. Jus...

What if your production problem… is actually a purpose problem? Hey there, Rainmakers! Eddie Gomez stepped away from mortgage origination for three years. When he came back in September, he didn’t come back chasing volume. He came back with mission. Within 90 days, he closed $8 million by reviving old realtor databases and giving buyers radical clarity around their numbers. In this episode, we bre...

Want to grow your mortgage business without cold calling real estate agents? Hey there, Rainmakers! In part two with Oleg Tkach, we break down a powerful mortgage lead generation strategy that helped him scale from $150M to $240M — with nearly a third of his production coming from outside his home state. This episode is about mastering realtor referrals through intentional agent programming. We un...

You don’t need a better strategy. You don’t need to ‘crack the code’.  You just need one thing. Hey there, Rainmakers! Kristin Dail didn’t discover some revolutionary mortgage strategy to jump from $60M to $112M in production. She didn’t unlock a hidden lead source. She didn’t reinvent herself. In this conversation, we break down the exact shift that took her from coasting at $60M… to $82M… t...

Hard seasons don’t stop you — they reveal who you’re becoming. Stephanie Johnston’s story is one of leadership under pressure. A 20-year loan officer, former collegiate athlete, and mom of three, she faced a brutal market shift, a major production drop, and a second breast cancer diagnosis while caring for a newborn. She fell from #1 to $63M — then chose to rise. In this episode, Stephanie shares...

What if abundance in mortgage wasn’t about working longer or harder? In this episode, I sit down with Frank Ruzicka, a 39-year producing loan officer who has built a business that doesn’t panic when markets shift or rates spike. Frank isn’t chasing trends. He’s built something durable — rooted in relationships, trust, coaching, and a deep belief that abundance beats scarcity every single time. We...

You don’t need more tools or tactics. You need to master these 3 skills — and execute. Hey there, Rainmakers! I love salespeople. I love entrepreneurs. I love people willing to bet on themselves for a limitless future. And I also know this truth — when we get stuck, drift, or stall, it’s almost always because of fear or overwhelm. This market can feel chaotic. Rates move. Buyers freeze. Everyone w...

What if the reason realtors don’t call you back has nothing to do with the market—and everything to do with your focus and conviction? Hey there, Rainmakers! In this episode of The Mortgage Rainmaker Podcast. I sat down with James Carmody, a top-producing loan officer in Southern California who closed $70M while recovering from a devastating ski accident that took away his ability to drive—and for...

Hey there, Rainmakers! This episode is a real behind-the-scenes look at the system I teach for sustainable mortgage growth — and why it actually works in real life. I brought Allison Larson back because she’s living proof that you don’t have to choose between massive production, leadership, motherhood, and peace. In the last two years, Allison has grown her production by over 40 percent, built a t...

What if the reason your business feels heavy… is because you’re out of alignment? Hey there, Rainmakers! In this episode I’m sitting down with one of my Catalyst members, John Major, to unpack what it really looks like to step back into production after years in leadership—and why experience alone doesn’t guarantee results. John re-entered production in 2024 after time spent building teams and sup...

Goals matter. But if you want to win in 2026, you have to win every week — and the days inside it. Let’s talk about how to turn big goals into simple, consistent action. Hey there, Rainmakers! This episode is a one-on-one. I’m stepping in as your coach to help you take a strong goal and break it all the way down into what actually needs to happen daily and weekly to make it real. Most loan officer...

What if joy wasn’t just a feeling — but a strategy for building a billion-dollar branch? Hey there, Rainmakers! Today I’m sitting down with one of my favorite humans in this entire business — the wildly fun, deeply driven, culture-obsessed rainmaker himself, Casey Oiness. This is a man who closes $180–$200M a year, leads a thriving branch of 22 LOs and 50 team members, and still shows up every sin...

You can’t win this game if you’re hiding behind your keyboard. Hey there, Rainmakers! For years I believed that being “the best loan officer” meant doing everything myself — answering every email instantly, solving every problem personally, and outworking everyone in sight. But even with all that hustle, my income hit a ceiling. I was exhausted, reactive, and starting at zero every single month. E...

What if the hardest moments of your childhood became the fire that fuels your greatness? Hey there, Rainmakers! Today, you’re going to meet a man whose story grabbed my heart from the moment he started speaking. I’m talking with William J. Gomez , a rising star out of Tulsa, a father of two little ones, and a loan officer on pace for 130 units and $30M. But the numbers aren’t what make him extraor...

Winning at the highest level isn’t magic — it’s mechanics, discipline, and the courage to scale beyond your comfort zone. Hey there, Rainmakers! Today I’m sitting down with a good friend, a fierce competitor, and one of the most consistent producers in the entire mortgage industry — Oleg Tkach. He’s pacing $250M this year, but what’s even more impressive is how he’s doing it: 30 hours a week, a lo...

Confidence isn’t something you’re born with—it’s something you build one bold action at a time. Hey there, Rainmakers! In this solo episode, I’m diving deep into what it really takes to build unshakeable confidence. Not the fake-it-till-you-make-it kind—but the kind that comes from trusting yourself, following through, and standing tall even when you’re scared. I share my personal story of learnin...

If you could build deep client trust in 10 minutes flat—every time—what would that do for your business? Hey there, Rainmakers! In this episode, I sit down with my friend and fellow Guild Mortgage coach Ryan Erekson , a system-building genius who’s redefining how loan officers connect, coach, and close. Ryan’s not chasing numbers for ego—he’s obsessed with mastery, freedom, and helping others win....

What if you could grow your business, serve your community, and never feel like a rate-cutting commodity again? Hey there, Rainmakers! In this episode, I sit down with my long-time friend and world-class loan officer Kit Bate — one of the calmest, most consistent top producers I know. Kit went from humble beginnings and a missionary heart to building a $50M business that runs on service, disciplin...

Hey there, Rainmakers! This one’s personal. I sit down with my longtime friend and teammate Jorge Montoya, one of Guild Mortgage’s most respected leaders — a man whose quiet strength, loyalty, and consistency have shaped an entire generation of Rainmakers. Together, we unpack what it looks like to evolve from the warrior phase of pure hustle into the leader phase of purpose, peace, and flow. Jorge...

Hey there, Rainmakers! He hit rock bottom—literally stared death in the face—and decided this wasn’t how his story would end. Instead, he chose a new life, renewed faith, and a $50 million business built on purpose and redemption. At just 28 years old, PJ Crescenzo transformed a near-death experience into fuel for his greatest comeback. In this episode, we unpack how he went from broken and lost t...