The Legacy Lab

Prescription drug costs are on the rise—and employers are feeling the impact. In this episode, we break down what’s driving these skyrocketing expenses, from blockbuster drugs like Ozempic and Wegovy to the hidden role of pharmacy benefit managers (PBMs). Learn why premiums are spiking, how drug pricing works in the U.S., and most importantly—what business owners can do to take back control. Wheth...

In this episode of The Legacy Lab, I dive into the world of Solo 401(k) plans with Tamara Middleton, VP of Pensions at RMC Group. We explore why these plans are the ultimate retirement tool for the self-employed, offering flexibility and higher savings potential compared to other retirement options. With only 13% of self-employed individuals currently saving for retirement, Tamara shares expert in...

In this episode of The Legacy Lab, we dive into why offering employee health benefits is a smart business move. Learn how a well-designed benefits package can attract and retain top talent, boost productivity, and provide valuable tax advantages. We’ll explore the evolving benefits landscape, including Gen Z’s expectations for mental health support and digital tools, and outline key steps for gett...

In this episode of The Legacy Lab, we dive into the essential benefits and protections freelancers, gig workers, and influencers need to secure their financial future. From business insurance policies like general liability, workers' compensation, and professional liability coverage, we break down why these protections are crucial. Plus, we share real-life examples of how professionals—like weddin...

Episode 1: Tailored Retirement and Benefits for Solopreneurs and Gig Workers Welcome to the inaugural episode of The Legacy Lab! In this episode, we dive into the unique challenges faced by self-employed professionals, from wedding photographers to nannies and gig workers, who often miss out on traditional employer-sponsored benefits. Join us as we explore practical solutions, tailored to help sol...