The Great Wealth Transfer

 Most people think retirement success depends on hitting a “magic number.” In this episode of Retire Without Regret, David Pulcini, CFP® of SixPoint Financial Partners, breaks down why that mindset is wrong — and how to focus on what really matters: your plan, not someone else’s number. You’ll learn:  Why mindset and strategy matter more than total savings  How to maximize catch-up contributions a...

You saved, invested, and stayed calm — so why does your retirement plan still flash red at age 85? In this episode of Retire Without Regret, David Pulcini, CFP® explains why even households with $2M+ can face late-life shortfalls — and how to fix them. We cover realistic inflation, tax-smart withdrawals, Social Security timing, portfolio design that beats inflation (not just volatility), and healt...

In this bonus episode of Retire Without Regret, financial advisor Dave Pulcini shares 3 actionable steps for people who feel ‘behind’ on retirement savings. You don’t need $2 million to retire well—you need a clear plan. You’ll learn how to maximize catch-up contributions, diversify your account types, and build a personalized retirement timeline. Plus, Dave explains the mindset shift that helps y...

Welcome to Retire Without Regret — a new series from The Great Wealth Transfer. Too many people enter retirement with unanswered questions, hidden tax traps, and the constant fear of running out of money. This series is here to change that. In this very first episode, David Pulcini, CFP®, introduces the Retire Without Regret framework — a simple, powerful process to help you: Understand how much y...

 YouTube Description (SEO-Rich): What if your retirement plan isn't just about you? In this episode of The Great Wealth Transfer, David Pulcini, CFP®, breaks down what most retirement plans get wrong—and how to build a retirement income strategy that serves both you and the people you love. You'll learn: How much you really need to retire What a financial advisor actually does for income planning...

 $84 trillion is changing hands in the next 20 years — will your family be ready? Welcome to The Great Wealth Transfer — where we break down how to protect, grow, and pass on wealth across generations. In this first episode of our six-part series, David Pulcini, CFP®, unpacks investment strategies that outlive you, reduce taxes for your heirs, and create real clarity for the people you love.  In t...

In this episode of The Great Wealth Transfer, David Pulcini, CFP®, breaks down the LEGACY Framework — a 6-step estate planning system designed to help you protect your wealth, minimize taxes, avoid probate, and give with purpose.  What You'll Learn: How to list and organize your financial assets Why goals (not just documents) are the heart of a true estate plan What documents you actually need (an...

 Sudden Wealth is one of the biggest financial transitions you’ll ever face—so don’t go it alone. Whether from an inheritance, business sale, lottery win, or settlement, a financial windfall can change your life—and not always in the way you expect. In this episode of The Great Wealth Transfer, financial advisor David Pulcini, CFP®, shares:  The 4 most common mistakes people make after receiving s...

In this episode of  The Great Wealth Transfer , Dave Pulcini, CFP®, simplifies one of the most misunderstood estate planning topics:  Wills vs. Trusts . Whether you're just getting started or need to revisit your estate plan, this episode breaks down:  What a will and a trust actually are (in plain English)  The 5 key differences: probate, privacy, timing, cost, control  Real-life examples and wha...

In this FAQ-style episode of The Great Wealth Transfer, host David Pulcini, CFP®, tackles the most common questions he's getting at the gym, soccer games, and lunch tables—from gifting rules to estate tax traps. You’ll learn: Who pays the taxes when you gift $50,000 to your kids? What happens if the estate tax exemption gets cut? Should you put your house into a trust? Will your kids owe taxes whe...

In this Business Owner edition of  The Great Wealth Transfer , Dave Pulcini, CFP®, dives deep into the critical (yet often avoided) topic of  succession planning . From family feuds to failed exits, Dave shares  real-life cautionary tales  of business owners who didn’t have a plan—and the expensive fallout that followed. You’ll learn: How to create a bulletproof succession strategy Why “fair” isn’...

In this high-energy quarterly market update, Dave Pulcini sits down with John Harms for an unfiltered look at what’s really been driving market volatility — from policy-driven swings and tariff talk to consumer sentiment and surprise earnings reactions. John breaks down: What GDP and Fed projections mean for your investments Why layoffs haven’t hit yet — and when they might How to view volatility...

In this emotionally charged episode of The Great Wealth Transfer, David Pulcini, CFP®, dives deep into the estate planning challenges unique to blended families. With over 40% of married couples now part of a blended family, outdated wills and vague trusts are a recipe for emotional and financial disaster. You’ll learn: + How to structure your will and trust for second marriages + What the “Carl C...

 In this episode of The Great Wealth Transfer, David Pulcini, CFP®, shares real-life stories of how inheritances are unintentionally lost to ex-spouses, in-laws, and legal loopholes—and what you can do to prevent it. You’ll learn: Why an inheritance can become marital property (and walk out the door in a divorce) What happens when you forget to update your beneficiary forms How to structure gifts...

🎙 The Psychology of Money | Ashley Quamme on Inheritance, Behavior & the Great Wealth Transfer $84 trillion is set to change hands over the next 20 years—and most of us aren't ready.  In this episode of The Great Wealth Transfer, David Pulcini, CFP®, sits down with Ashley Quamme, a licensed therapist and financial behavior specialist, to unpack the emotional side of money. From family dynamics...

🎙 Should You Give Wealth Now or Later? | The Great Wealth Transfer Ep. 107 $84 trillion is set to change hands over the next 20 years. But here's the question every wealthy family faces: Should you give money to your heirs while you're alive—or wait until you're gone?  In this episode, David Pulcini, CFP®, explores the emotional and financial impact of lifetime gifting vs. inheritance. From tax st...

What If You Don't Want Your Inheritance?  $84 Trillion is set to change hands over the next 20 years. Whether you're passing it down or inheriting it, the decisions you make today will shape your family's financial future for generations. But what happens if you—or your beneficiaries—don’t want the inheritance? In this episode of The Great Wealth Transfer Podcast, Dave Pulcini, CFP® dives into the...

The Rule of 72: How to Grow & Protect Your Wealth for Generations  $84 trillion is set to change hands over the next 20 years. The question is—will your wealth grow into a lasting legacy, or disappear within a generation? In this episode of The Great Wealth Transfer, Dave Pulcini, CFP®, walks you through three critical investment strategies to ensure your wealth outlives you. Using the example...

The Inheritance Mistakes That Could Cost Your Family Millions!  Your legacy should be a blessing, not a burden. But without a solid plan, your hard-earned wealth can quickly disappear due to taxes, legal battles, and poor financial decisions. In this episode, we reveal the 6 biggest inheritance mistakes  families make—and how to  avoid them. Here’s what you’ll learn:    Why a will isn’t enough —an...

The Great Wealth Transfer (Episode 3: Inheriting Wealth – Avoiding Costly Mistakes) $84 TRILLION is set to change hands over the next 20 years. Are you prepared? Whether you're inheriting wealth or planning to pass it down, the financial decisions you make today will impact generations to come. In Episode 3 of The Great Wealth Transfer, host Dave Pulcini, CFP®, dives deep into the three biggest mi...

Welcome to Episode 2 of The Great Wealth Transfer podcast:  Estate Planning 101 . In this episode, host Dave Pulcini dives into the essential steps to create an estate plan that protects your legacy, avoids costly mistakes, and minimizes stress for your loved ones. Dave explains why estate planning isn’t just for the wealthy—it’s for everyone. You'll learn how to: Create or update a will and under...

Welcome to the first episode of The Great Wealth Transfer podcast! In this episode, we dive into one of the most significant financial phenomena of our time—the Great Wealth Transfer. Over the next two decades, trillions of dollars will pass from one generation to the next, creating opportunities and challenges for individuals, families, and financial advisors alike. Join host Dave Pulcini, Founde...

The Great Wealth Transfer Podcast Hosted by David Pulcini, CFP®, CEO of SixPoint Financial Partners, The Great Wealth Transfer Podcast dives into one of the most significant financial shifts of our time—the $84 trillion dollar transfer of wealth from one generation to the next. This podcast provides actionable insights, expert advice, and real-world strategies to help families, professionals, and...