The Capital Corner

In this episode, we dive deep into the latest offering from Apple - the Apple Card savings account. Apple's foray into the world of banking has been highly anticipated, and with the introduction of this new savings account, they've upped the ante once again. Join us as we discuss the features of the Apple Card savings account, including its competitive interest rates, lack of fees, and use...

In this episode, we delve into the imminent collapse of the US dollar and how it could impact your finances. We cover valuable investment strategies to protect your assets, including diversifying your portfolio with commodities, real estate, and cryptocurrencies. Whether you're an experienced investor or just starting out, our practical advice can help you make informed decisions about your fi...

Get ready to settle the debate on dollar-cost averaging! Is it better in the long run? Only for lum-sum investments? Only for younger people? In this episode, we'll be unpacking the truth behind this investment strategy, and exploring whether it's the key to financial success based on the advice from experts. Buckle up and join us for an exciting journey to financial independence! Until ne...

Are you looking to start your own business but unsure about the steps involved? In this week's ITT episode, we provide a comprehensive guide on how to set up and register your business, covering everything from choosing a business structure to setting up tax accounts. Tune in to learn how to build a strong foundation for your business's success. Our step-by-step instructions will give you...

Are you ready to change your understanding of economics and learn at the same time? In this week's episode, we'll show you how to spot a recession faster than Papa Powell can crank the money wheel. We'll cover 5 different recession indicators that'll make you feel like a Wall Street wizard. And who says learning about economics has to be boring? We'll sprinkle in some examples...

Welcome back to the Crux of Investing & Finance and our 45th ITT episode! Today, we'll explore how psychology can help you save more money! Whether you're looking to build up your emergency fund or save for a big purchase, we've got tips and insights that will make the process easier and more effective. Join us as we uncover the secrets of how your brain works when it comes to mone...

Get ready for an electrifying Investonomics Topic Tuesday episode! Today, we're diving into the world of investment accounts and comparing two popular options in Canada: the Tax-Free Savings Account (TFSA) and the Registered Retirement Savings Plan (RRSP). We know that navigating the world of finance can be daunting, especially when it comes to choosing the right investment account for your go...

Welcome back! In this comprehensive video, we provide a step-by-step walkthrough of a Discounted Cash Flow (DCF) analysis for the popular technology company AMD (Advanced Micro Devices). Using the company's latest financial data we analyze AMD's cash flows, and growth prospects, and derive various metrics to arrive at a fair value estimate for the company's shares. This value is then c...

Welcome back to the Crux of Investing & Finance and our 43rd ITT episode! This week, we analyze the full extent of the damage done by Silicon Valley Bank and the immense collapse that rippled the economy last week. The stock market has been turned upside down, depositors are unsure whether they will ever see their money again, and banks are facing tighter regulation. Learn all about it in this...

Welcome back to the Crux of Investing & Finance and our 42nd Investonomics Topic Tuesday episode! This week is all about learning. Real estate is an often over-hyped and not enough understood asset class that 'houses' many unique benefits. Today, we take a deep dive into some key aspects that you need to understand to become an effective investor in the space, including some tips and tricks, t...

Welcome to the ultimate investing debate: Growth stocks vs. Value stocks! In this podast, we take a deep dive into the world of investing and explore the secrets of legendary investor Warren Buffett. He famously said, "It's far better to buy a wonderful company at a fair price than a fair company at a wonderful price." But what does that mean for us as investors?   Join us as we explore...

Welcome back to the Crux of Investing & Finance and to our 41st ITT episode! Thanks for tuning in. This week's topic contrasts and compares Real Estate Investment Trusts (REITs) and physical real estate assets. These are two similar but also very different investments with unique advantages and risks. Should you buy REITs or real estate? What are the risks associated with REITs? What are the r...

Welcome back to the Crux of Investing & Finance and to our 40th ITT episode! This week's topic is saving more and earning more. Inflation has been eating most of us alive for the past few years and has had a significant impact on our bottom lines financially. This podcast aims to give you 4 tips to save more in your daily life, and to increase your income in order to overcome the effects of in...

Welcome back to the Crux of Investing & Finance! Index funds are a hot topic on the internet, and not without reason. They are powerful, diversified and offer low-fee structures to average investors. What's not to love? In this video, we explore some key aspects of how index funds are constructed, how they came to be so popular, and outline some key ideas as to why every millionaire has these...

Welcome back to the Crux of Investing & Finance! This week is a very important topic: Impulsive Spending. It gets all of us at one point. Impulsive spending can be an invisible money drain if you don't engage in budgeting and can be very difficult to control if left unchecked. What is impulsive spending? How can you stop impulsively spending? What causes it? How can you redirect your behaviors...

Welcome back to the Crux of Investing & Finance! This week's podcast is a really useful one. We tackle the world of credit cards and discuss some common questions such as: How do I reduce my debt? How can I minimize interest payments? What is an over-limit fee? What is a balance transfer? How can I use a balance transfer to reduce my interest? All of these will be laid out, along with various...

Welcome back to the Crux of Investing & Finance and our 38th Investonomics Topic Tuesday episode. This week we have a fully loaded one. Are you currently trying to launch your business? Which business structure should you choose? What is a sole proprietorship? How do you incorporate your business? What is a partnership? What is a corporation? What are some of the tax advantages of incorporatin...

Welcome back to the Crux of Investing & Finance! This week's Investonomics Topic Tuesday episode is one of great value. It answers questions such as: How do I pay off debt more quickly? How can I reduce my interest payments? How can I optimize paying off debt so that it takes the least amount of time? How does interest affect my ability to pay back my debt? among others. We present five key wa...

Welcome back to the Crux of Investing & Finance! This week's episode is FANTASTIC! I had a lot of fun creating this one. We take some of the most commonly asked questions in Finance such as: What is diversification? How do you diversify within your portfolio? How do we use index funds? Should we use index funds or single-name stocks in our portfolio? How do we know a stock is overvalued? What...

Welcome back to the Crux of Investing & Finance! This week's show covers an exciting topic - investing using ETFs. Tailored towards beginners, this ITT episode serves to provide some background as to how ETFs came to exist in the finance world, how they can accent any portfolio, and some of their strengths and weaknesses. This is a jam-packed episode filled with great information to kick-start...

Welcome back to the Crux of Investing & Finance and our 35th Investonomics Topic Tuesday episode! This week we continue our discussion on the topic of inflation and this time we incorporate wages into the mix. How do wages affect inflation? How does inflation affect wages? How does this create an inflationary spiral? What is a wage-price spiral? What caused inflation during the pandemic? Was t...

Welcome back to the Crux of Investing & Finance! This week's video-based lecture covers LEAPS options. LEAPS are a fantastic way to leverage your equity investments for the long term by using leverage to free up more capital in your portfolio. We cover the benefits and risks of LEAPS, how they are used optimally, and how they work, along with some examples. Hope you enjoy this one, it's very i...

Welcome back to the Crux of Investing & Finance! This week we take a deeper look at exactly what inflation is, how it's measured, why higher levels of inflation and deflation can be detrimental to the economy, flaws with measures of inflation, and what causes it in the first place. This is a great one, hope you can learn something new and until next time...Jay

Welcome back to the Crux of Investing & Finance! This week we dive deep into the nitty gritty reasons why Tesla's value has declined so sharply this year. Is it just overvaluation? Are there more factors at play that you should know about? Listen now to find out! Until next time...Jay

Welcome back to the Crux of Investing & Finance! This week we are back with our bi-weekly videos. It's a good one - Proof of Reserves is changing the landscape of the digital asset space, one defi exchange at a time. It is a way for exchanges to prove to users that their funds are kept on hand and not invested or gambled like FTX had been doing with their customer funds. The use of audit throu...