That Backyard Property Podcast

In this mini episode of That Backyard Property Pod, Michael explains APRA’s newly introduced lending rules, focusing on a debt-to-income cap that limits banks to issuing no more than 20% of new loans to borrowers with a DTI of 6x or higher. They outline why the rule was introduced after record investor lending through 2024–2025, clarify that it’s a quota rather than a ban, and note key exemptions...

If you’ve owned property in Perth for at least five years, your home's value has likely skyrocketed up to 90% in some areas. But most homeowners don't realise they are sitting on a "wealth-building engine" known as Debt Recycling. In this episode of That Backyard Property Pod, we break down how to legally restructure your non-deductible home loan into tax-deductible investment de...

In this mini episode of That Backyard Property Pod, we break down one of the most frequent questions from investors: should you choose an Interest Only or a Principal and Interest (P&I) loan structure? With recent interest rate hikes, choosing the wrong structure could mean paying too much monthly or missing out on thousands in legitimate tax benefits. We explore the fundamental differences be...

Since October 2025, over 22,000 first-home buyers have flooded the Australian property market using the expanded First Home Guarantee scheme. But is a 5% deposit a dream come true or a financial ticking time bomb? In this mini episode, we break down the "remarkable" 75% jump in scheme usage and what it means for your mortgage in a rising interest rate environment. General advice only and...

In this episode of That Backyard Property Podcast, we sit down with Blake Lieschke, Director of Validated Group , to pull back the curtain on the Perth property market. With over 22 years in the valuation space, Blake shares his "accidental" journey from state government work to finding high-value "unicorns" in the commercial and industrial sectors. General advice only and not...

Perth has just lived through one of the most significant wealth creation events in its history. From a median house price of $530,000 in early 2021 to hitting the $1 million mark in early 2026, the market has undergone a total transformation. In this mini episode, Michael Killiner breaks down the "Chapter by Chapter" story of how Perth went from being the most undervalued capital city in Australia...

In this episode of That Backyard Property Pod, we dive deep into the world of tax and wealth creation with Ben Elliot, Managing Director of KHT Accounting and Wealth. Ben breaks down why he believes Australia is currently facing a "tax grab" and what the proposed Capital Gains Tax (CGT) changes—including a potential reduction of the 50% discount—could mean for your investment strategy. W...

The RBA has just increased the cash rate to 4.1%—the second hike in just two months. With banks already flagging another potential increase in May, the relief from 2025’s rate cuts is officially being wiped out. In this mini episode, we cut through the noise to explain exactly what these changes mean for your mortgage, your portfolio, and your next move in the property market. Whether you’re a fir...

Welcome back to another cracker episode of That Backyard Property Pod! In this episode, host Michael Killiner sits down with property advisor and "guru" Chris Horsfall from Folio Property to dive deep into his incredible investment journey. From starting out as a second-year apprentice to building a portfolio of seven properties across Australia, Chris shares the highs, the lows, and the...

In this episode of That Backyard Property Pod, we sit down with Rob Walker, Director of Perth Property Partners, to dive deep into the current state of the Perth real estate market. With nearly two decades of experience as both a buyer’s agent and a selling agent, Rob provides a unique perspective on how today’s "skinny" market compares to the massive boom of 2005.We discuss the critical...

In this mini-episode of That Backyard Property Pod, we deep dive into Bridging Finance—the essential tool that helps you transition between properties when you don't have the borrowing capacity to hold two full debts at once. We break down the complexities of "peak debt" vs. "end debt," why you shouldn't always rely on a real estate agent’s appraisal for your valuation,...

In this episode of That Backyard Property Pod, host Michael sits down with Anja Pannek, the CEO of the Mortgage & Finance Association of Australia (MFAA). Anja shares her journey from an accountant at Ernst & Young to leading the peak national body for mortgage brokers. We dive deep into the "DNA" of the broking industry, exploring how it has evolved from a transactional service...

Welcome back to another episode of That Backyard Property Pod! In this mini-series return, we’re tackling one of the most common questions we hear: How can parents help their children break into the property market? The reality is that with the right strategy, many young buyers can enter the market much sooner than they think. Today, we dive deep into the four primary ways families are making this...

Welcome back to a special solo episode of That Backyard Property Pod! Today, we are diving deep into the mechanics of property investing, moving beyond the jargon to show you how to actually put your property to work. In this long-format session, we break down the "how-to" of using equity to fund your next investment without necessarily touching your personal savings. We explore the stra...

In this episode of That Backyard Property Pod, Michael sits down with Robyn Lee, Director of Loop Leasing, to pull back the curtain on the world of property management. From harrowing horror stories of "bullet holes and blood" to the rise of the "accidental investor," Robyn shares her expert perspective on what it really takes to manage a property in today’s climate. Whether yo...

Building a home in Western Australia shouldn't feel like a gamble, yet "horror stories" of builder administrations and soaring variations have many first-time buyers on edge. In this episode of That Backyard Property Pod, Michael Killiner sits down with entrepreneur and managing director of the WA Building Guide, Leigh Waine. Leigh pulls back the curtain on the industry, explaining w...

In this episode of the Backyard Property Pod, Michael sits down with David Murray, Co-Director of White Fox Perth, for a candid look at the 2026 property landscape. From the "human element" of real estate to the rise of "bridesmaid suburbs," this episode is packed with local insights for first-home buyers and seasoned investors alike. Key Takeaways for 2026: Market Sentiment: D...

In this episode of That Backyard Property Podcast, we are joined by Aden Wilkins, a lead advisor at Capital Partners and host of The Purposeful Investor podcast . Aden breaks through the financial jargon to discuss how investors can align their portfolios with their actual life goals. From the "Rule of 72" to the pros and cons of property vs. shares, this conversation is packed with acti...

Celebrating a massive milestone—Episode 50 of That Backyard Property Pod! In this special celebration episode, we are joined by a man of many talents: Wallaby #982, vlogger, podcaster, and business owner, Carlo Tizzano. In this deep dive, Carlo shares how he’s setting himself up for life after professional rugby by building a formidable property portfolio. From his first investment on the Sunshine...

In this snippet from the Backyard Property Podcast, host Michael sits down with Andrew Campbell to discuss the "flipped script" of the Australian property market. If you’ve felt like buying land is currently impossible, you aren't alone—Andrew compares the current Expression of Interest (EOI) process in Perth to trying to score tickets to a major music festival. General advice only a...

In this episode of That Backyard Property Pod, host Michael Killiner sits down with special guest Ed Bosisto of Tusk Finance. This isn't just a technical breakdown of loans; it’s a deep dive into the human side of property, the realities of the current Perth market, and the crucial distinction between getting a "good rate" and actually getting a "yes" from the bank. Ed brin...

Welcome to a special 2025 year in review episode of That Backyard Property Pod! Host Michael reflects on 12 months and 50 episodes of incredible conversations with industry leaders, athletes, friends and family. In this episode, we revisit the most powerful and personal moments from our guests as they answer one simple but difficult question: "What are you most proud of?" From overcoming...

In this heart-to-heart episode of the Backyard Property Pod, we sit down with Tracy Longo, COO of Homes for Homes, to explore the staggering reality of housing insecurity in Australia. With 46,000 children facing homelessness and over 1.5 million people living in housing stress, the problem is too big for the government to solve alone. Tracy shares her deeply personal journey of experiencing housi...

Welcome back to That Backyard Property Pod! Today, we’re breaking down the "dry but vital" world of bridging finance. Whether you are an upgrader trying not to disrupt your kids' schooling or a retiree looking to downsize, bridging finance is a powerful tool that allows you to secure your next home before selling your current one. We dive into the mechanics of how these loans work, t...

Brooko Moves joins Michael from That Backyard Property Podcasts for a raw, honest, and hilarious look at what it's actually like on the ground trying to buy a first home in Perth's hyper-competitive market. This episode cuts through the noise to discuss why first home buyers are "hating it , the price explosion after the 5% scheme, the emotional toll of missing ou , and the funny side...