Talking Cents

If you've built up equity in your home, should you sell to buy a new house? Or pay off debt? Or even just to make a profit? In any case, it's important to have a good understanding of what home equity is and what it means for you! MoneyWorks MoneyGuide 

The basics of investing: buy low and sell high. And a bear market, where stocks are trending down, can be a great opportunity for long-term investors! But before you dive in, we want to give you some tips on what to do, and what not to do, when buying the bear. MoneyWorks MoneyGuide 

It's been said, "If you liked it then you should have put a ring on it." But what kind of ring? How much should you spend? If you're looking to be engaged, we've got some important questions to ask yourself, AND your partner, so you don't go broke before you're betrothed. And if you want more info on keeping debt out of your wedding, check out this episode: Don't Let Wedding Debt Ruin Your Marriag...

What's your net worth? Let's back up: do you know what net worth means? With so many terms in the financial industry, it can be hard to keep track! So we're here to break this term down so you can know what it means and how it affects YOU. MoneyWorks MoneyGuide 

It's not a bad thing to treat yourself! But you don't want to do it in a way that compromises your financial stability. We're looking at some easy ways in this episode to give yourself some treats while still working toward the real goal: financial independence! MoneyWorks MoneyGuide  

Social media is a double-edged sword. One side allows us to easily share in each other's lives while the other side can leave us feeling inadequate in comparing what WE have to what THEY have. And that can be emotionally and financially costly. But take heart! We're going to shed some light on social media and how you feel about your money. MoneyWorks MoneyGuide 

You're hot, then you're cold. You're yes, then you're no. You're in, then you're out. You're UP, then you're DOWN! Why can't the stock market get its act together? We're going to let you in on a little secret - this can be a good thing. In this episode, we're talking the good, the bad, and the ugly of the markets and how you can use it to your advantage. MoneyWorks MoneyGuide 

For the vast majority of Americans, there is no such thing as "get rich quick." And those that try and sell you on that idea? THEY are going to benefit, while YOU lose money! Today we're going over what to ask yourself when you see these claims so that you're not chasing a rainbow for a pot of gold that doesn't exist. MoneyWorks MoneyGuide

If you've ever played any old-school video games, you're familiar with the character select screen - picking who will be representing you as you play the game. But choosing who will represent you in taking care of your finances is no game! We're looking at different types of advisors in this episode so you can conquer your financial goals! MoneyWorks MoneyGuide 

They say "two heads are better than one," but are two incomes better than one? You might be surprised! Combining incomes can be helpful, but you have to be intentional about how you move forward! In this show, we've got some ideas on how to keep a financially healthy house. MoneyWorks MoneyGuide 

Folks, kids are EXPENSIVE! If you're a first-time parent bringing home a child, do you have a plan for how to handle the financial changes? We're sharing some parental money advice in today's show in the hope we can set you up for success in this new adventure! MoneyWorks MoneyGuide 

With a plethora of options offered by employers, it can be difficult to know what exactly they do and, more importantly, how to use them effectively! In this episode, we're breaking down employer plans so you know how to make the most out of them. MoneyWorks MoneyGuide 

Buying a car can be a mess in the best of times and we're still seeing higher prices on vehicles. But technology is on our side in today's episode as we go over some resources that can help in your car buying experience! Episode 19 - Hot Wheels MoneyWorks MoneyGuide 

There is real science behind the good feelings we get when shopping. And retail isn't necessarily bad! We're going over some potential risks in today's show so that you don't end up with some serious buyer's remorse. MoneyWorks MoneyGuide 

An astounding 80% of US consumers are using what are essentially short-term loans for everyday purchases. What is buy now, pay later? Who is using it? And what are the risks? We're answering these questions and more in this episode! MoneyWorks MoneyGuide 

Has anyone told you it takes seven years to digest a piece of gum? Or that if you cross your eyes they'll get stuck that way? Not true! And in the same way, there are common myths in dealing with finances that we're going to debunk in today's show. Episode 64 ConGRADulations: Money Moves to Make When You Graduate MoneyWorks MoneyGuide 

Webster defines ballin' as…wait. That's not a real word. Let's try this again. Wiktionary defines ballin' as having an ostentatiously wealthy lifestyle. Is it still ballin' if you're trying to be fiscally responsible? We're looking today at how to strike a balance between your short-term needs/desires and your long-term financial goals. MoneyWorks MoneyGuide 

If there's something strange in your financial neighborhood, who ya gonna call? Marc and Teresa! We're taking tips from the 1984 classic Ghostbusters and applying them to your finances in today's show. And we'll try not to cross the streams… MoneyWorks MoneyGuide 

We're headed to the movies this week on Talking Cents! In this episode, we're turning lessons from Daniel LaRusso, the Karate Kid, into a financial independence journey. MoneyWorks MoneyGuide 

What do you do when your financial situation feels overwhelming? The first thing is don't panic, which is sometimes easier said than done. Today, we're going to look at some ways to help mitigate that stress and if you're off track, help you get back. MoneyWorks MoneyGuide 

Financial independence is not a universal term; it means different things to different people. In this episode, we want to ask the question: what does being financially independent mean to you? And how can you work toward that goal? MoneyWorks MoneyGuide 

People talk a lot about self-care - taking care of your mental, physical, and emotional health. But what about your financial health? Your financial situation impacts all other aspects of your life and we've got some tips today to help you make some positive moves toward financial wellness. MoneyWorks MoneyGuide 

MOVE! THAT! STUB! Pay stub, that is. How often do you look at your pay stub? We mean really look at it? In today's episode, we're tearing apart your paycheck (figuratively) so you understand what's going on with your money and how you might be able to more finely tune where your dollars are going. MoneyWorks MoneyGuide 

Like many things in life, you can have good habits and you can have bad habits. Building good habits can make you healthier, happier, and in our case, financially free. Today we've got 15 minutes and 12 habits, so buckle up! MoneyWorks MoneyGuide 

Starting a life together by incurring a bunch of debt is not a great start! One of the most common sources of fighting and divorce is money and finances. In this episode, we've got some tips for lowering expenses on your special day so you can start out with a better financial foundation! MoneyWorks MoneyGuide