Student Loan Planner

Student loans are complicated enough on their own. When you add student loan scams to the mix, they can be almost unbearable. That's why I'm going to cover the top 7 student loan "Travis"-ties, so you can avoid getting caught up in a mess. In today's episode, you'll find out: The most common student scams you need to watch out for The student loan scam that cost one reader over $50,000 Why parents...

Free money from your employer to help pay off your loans is a great idea, right? Wrong! It could be one of the worst employee benefits ever. I'll break down how this can affect your finances and show you how employer student loan benefits are a bad idea. In today's episode, you'll find out: Why taking money from your employer for student loans is a trap How a free $100,000 can end up costing you $...

As part of our series on introducing you to new members of the Student Loan Planner team, I want to take a moment to talk with Meagan Landress. She is a Certified Student Loan Professional™ and today she's sharing her best student loan loopholes and strategies to help you conquer your student loan debt. In today's episode, you'll find out: What led Meagan to student loan consulting How "married fi...

We've added a new face to our Student Loan Planner team. Listen in as I interview Ben Nanney, CPA and CFP®, about the nitty-gritty on taxes and student loans. He'll give us the inside scoop on basic tax terms and dive into some more complex tax strategies for student loan borrowers. In today's episode, you'll find out: What drove Ben to launch his own financial planning firm Why AGI isn't as confu...

Since it's the final day to purchase the Six-Figure Debt to Six-Figure Net Worth course, I want to share some tips from the course to give you some insight into my investing philosophy. I'll show you how you can manage your own investments and reach millionaire status with a strategy that only takes a few hours of your time each year. In today's episode, you'll find out: How the Student Loan Plann...

The Six Figure to Six Figure Net Worth Course is here! If you have a goal of growing your net worth and not letting your student loans run your life, you need to know more about this course. Join me in today's episode as I go into detail about how you can reach financial abundance in less than a decade. In today's episode, you'll find out: Why the Student Loan Planner Course is the best investment...

When you graduate from college, you probably have a negative net worth from student loan debt. But is your negative net worth really the problem? Join me as I talk about ways to grow your assets through four proven strategies that can work no matter how high your student loan debt is. In today's episode, you'll find out: Why negative net worth isn't the problem The two types of accounts you should...

Saying student loan debt isn't that big a deal is a loaded statement. But it's true! In this episode, I talk about why your loans don't matter as much as you think they do. I also go over five common high-debt career paths and share strategies to make it work to your advantage, no matter what your income is. In today's episode, you'll find out: Why your student loans aren't what's holding you back...

Dr. Ben White is has been helping medical students, residents, other physicians, and everyone else manage their student loans since 2009. He's also and author, speaker, and board-certified subspecialized neuroradiologist. Today, I talk with Dr. White about PSLF and get his thoughts on controversial repayment strategies and the future of the program. In today's episode, you'll find out: Future chan...

The holidays are fast approaching and I know what you're thinking: what should I get for the student loan borrowers on my list this year? In this episode, I go over the top 21 gifts that would make a big impact on the lives of student loan borrowers. In today's episode, you'll find out: Why the public library is one of the best places to hang out When to use the cash back from refinancing your loa...

Student loan debt is a growing problem and a hot topic in the media. I asked the Student Loan Planner community how they would solve the student loan crisis, and the results were not what I expected. Join me as I go into the details about how listeners feel about the growing problem of student loan debt. In today's episode, you'll find out: How important student loan reform is to voters What borro...

Savanna Perry is a Physician Assistant and founder of ThePAplatform.com, a site where she shares insider tips to help others navigate the journey to becoming a PA. Today, I ask Savanna how to pick the best program, what the requirements are to get in, and whether the cost of the program is worth it in the end. In today's episode, you'll find out: How being a PA can bring balance and flexibility to...

Ryan Inman, the host of the Financial Residency podcast and founder of Physician Wealth Services, shares the biggest mistakes he's seen physicians make when it comes to student loan debt. I talk with Ryan about the state of PSLF and why hiring a financial planner isn't right for everyone. In today's episode, you'll find out: The trick to making PSLF work for physicians The real reason behind PSLF...

In this monumental 50th episode, I'm taking you back in time on my journey of starting this thing called Student Loan Planner. Here's the story of why I feel deeply called to helping you and others like you make sense of your finances and what I've learned over the past 3 years of working full-time in the world of student loans. In today's episode, you'll find out: Why some school are honest and o...

Leif is well-known in the personal finance space as the Physician on FIRE. He runs a website by the same name to inspire physicians and their patients to live a life of financial independence and early retirement. In this episode, I talk with Leif about his strategy of becoming financially independent and getting the most out of your money. In today's episode, you'll find out: The trick physicians...

Student loan refinancing can be a big help to your financial goals. But some refi strategies can make it so you can't buy a house or start a business. In this episode, I'll talk about when a refi makes sense for you and discuss how the economy, a recession, and changing interest rates factor into your decision. In today's episode, you'll find out: What is a refi ladder and can it work for you How...

Robert Berger, Deputy Editor at Forbes and author of Retire Before Mom and Dad, is passionate about helping others build financial independence. In this episode, I talk with Robert about how to plan for retirement and the seven levels you need to reach financial freedom. In today's episode, you'll find out: What "retirement" can look like for you The seven levels of financial independence Is the 4...

There are many reasons you should start a business. Business owners tend to make more money than associates. A business owner could pay less taxes than an associate, too. Overhead is often 45% to 60% depending on the practice, which means profit would be 40% to 55% instead of 28% to 33% as an associate. I spell out all the benefits of owning a business. In today's episode, you'll find out: Why you...

Reese Harper, a Certified Financial Planner and founder of Dentist Advisor, specializes in financial planning for dentists. In this episode, learn his thoughts on the financial planning industry, how to be successful running a dental business and whether now is the best time in history to be a dentist. In today's episode, you'll find out: How Reese got started with his firm His thoughts on the fin...

Why do so many financial advisers give lousy student loan advice? In this episode, the Student Loan Planner consultants — Travis Hornsby, Justin Harvey, Rob Bertman and Lauryn Williams — discuss what to look for in a financial adviser, what leads to this bad advice and why an experienced financial adviser is key. In today's episode, you'll find out: What to look for in a good financial adviser Why...

Trent and Somer are the first couple in history to both get tax-free student loan forgiveness through the Temporary Expanded Public Service Loan Forgiveness (TEPSLF) program. Learn about how they qualified, their journey to forgiveness and their advice for those looking to do the same. In today's episode, you'll find out: How much student loan debt Somer and Trent graduated with How they managed t...

Using the refinancing ladder strategy can help student loan borrowers get out of debt much faster. In this episode, learn how the refinancing ladder works for refinancing student loans — and how to decide if refinancing is right for you. In today's episode, you'll find out: • What is the refinancing ladder strategy? • When is refinancing a good decision? • Why you shouldn't refinance federal loans...

Do you wonder why our student loan plan consult form has you give so much information? Hear the Student Loan Planner consultants — Travis Hornsby, Justin Harvey, Rob Bertman and Lauryn Williams — break down all 26 questions and explain how your plan is unique. In today's episode, you'll find out: How the consultants react to learning someone's occupation Why the consultants want to know what metro...

Most people are committing financial sins of omission — not doing things because they're too complicated. In this episode, see how anything from bad website designs to having too many options can cause financial inertia — and how setting up automatic plans can help. In today's episode, you'll find out: How is Vanguard's website design costing people money Why people use robo-advisers instead of co...

In today's exciting episode, hear questions directly from the Student Loan Planner audience, covering topics ranging from financing a car to preparing for a massive student loan bill, with each question answered by Travis. In today's episode, you'll find out: Is financing a car ever a good idea? How to best prepare for the tax bomb on an income-driven plan How student loans can affect buying a hom...