Steward Lab Podcast

We're about to start a brand-new year. It’s a time when we set goals for ourselves, but rarely do we ever meet them. The truth is, everyone needs to have a plan for their money. If you have a plan for your finances, you can align your spending and saving with your priorities. But if you don’t have a plan, your spending behavior is out of alignment with what’s important to you. In today's episode o...

Your attitude towards debt matters. If you’re fine with it, you’ll stay in it. If you are infuriated by it, you’ll take every opportunity to get rid of it. The choice is yours. We all have different financial standards when it comes to how much debt we're okay with. In today's episode of the Rich Living on Less podcast, James and I talk about how debt affects us and some practical tips to start ta...

We all have our own set of financial standards, the things that we are ok and not ok with when it comes to money.  It's our bottom line. The boundaries we create in our finances become our financial standards. Think about it in terms of dating. We all had or have a certain set of standards that we want in another person. Those standards guide or guided your decisions on who you were ok with dating...

Christmas is supposed to be one of the best times of the year.  Its time to spend with our family, it’s magical and full of memories. Christmas is a time that can feel like we are bleeding money. Maybe we're traveling more, food costs for all the special events add up, and don’t forget: Gifts, gifts, and more gifts! According to holiday shopping statistics, per household, Americans predict to spen...

What does your life look like right now? Are you in a season of life that just isn't fun? In today's show I share a story from a recent hike in the wilderness. God really showed up and had something profound to say. My hope is that this message gives you hope and gratitude that goes well beyond Thanksgiving. Links from today’s episode: Want us to be your financial coach? Check out https://budgetfr...

Thanksgiving is just around the corner and Christmas will be here in no time. This time of year is meant to be full of family, memory making, remembering to be thankful for what we have, and Jesus. But all too often we get sucked into a season of go, go. We have one event after the other. Hurry becomes the norm. We feel like were running a marathon trying to make the holidays amazing for our kids,...

What comes to mind when you hear the word budget? Maybe you think of being restricted. It’s time-consuming. It’s overwhelming. Or maybe you feel like you don’t make enough money to budget. Maybe you’ve tried tracking expenses and income before, and it feels like a chore. Maybe you've tried different methods, but nothing has really worked long term. Today I’m bringing on my husband James to talk al...

What we think matters. And when we ask ourselves the right questions, our lives can change. In today's show, I share a question that will help you make better financial choices. You can follow tons of steps to get to a better financial position, but let's stop overcomplicating everything. This episode is all about asking one question that will simplify your life and give you the direction you need...

Do you know your net worth? It's kinda like a report card on your finances that helps you know where you are at financially. The last two episodes have been preparing you to figure out your net worth and in today's episode, you get to determine what that number is. If you are petrified to find out where you really are financially, this episode is especially for you. Every person on the planet need...

Debt. Most of us have it. We have a love-hate relationship with it. Debt helps us not have to wait on what we want. It opens opportunities we wouldn't have otherwise. But, debt has a major downside. We have compounding interest working against us. And debt grows fast, making it feel impossible to tackle and pay off. Today's show is a continuation of the last episode. We've been talking all about f...

Do you consider yourself rich, poor, or something in between? In reality, we all have a different idea of what rich and poor look like and we use our lives as a measuring stick. Those who have less than us are poor and those who have more are rich. But what if we are focusing on the wrong thing entirely? What if we need to stay in our own lane and work on bettering our own financial situation, ins...

Last week we talked all about our attitude towards the rich. This week we're talking all about our attitude towards the poor. It's time to an introspective look and see if we have some judgments, ideas, and maybe perceptions that may need to be shifted. This episode will really get you thinking and give you some ideas on how to have a more positive perspective on the poor. Be sure you are subscrib...

In the world, there is so much hatred of the rich. We see it all the time in the news, social media, and even hear about it in everyday conversations. We all have ideas and judgments about every people group in some way or another. In today's show, we'll be talking all about our attitude towards those we consider rich. This episode will challenge you and hopefully give you a new perspective. Plus,...

It's easy to think that the more we spend on our kid's education, the better the education they will have, but this simply isn't true! There are so many ways to save on homeschooling. And in today's show, I go in-depth on how you can make this year an amazing educational year without a high price tag! If you aren't homeschooling your kid, a lot of these tips will still be beneficial to you and you...

We are living in a time right now that is really scary. There is so much division in the world and hope seems to be dwindling. It's easy to get swept away in worry and fear, but today's episode is all about hope. We all need a big dose of encouragement during this time! Be sure you are subscribed and leave a review to this podcast, so you won’t miss an episode! Links from today’s episode: Can you...

It's back to school time!! Our routines change and we get a fresh start midway through the year. Today's episode is all about optimizing this school year in our educational choices, what we say yes and no to and so much more. Tune in to be more intentional this school year from the start. And even if you don't have kids that are school-aged, this will help you know what to prepare for. Let's make...

Are you feeling burnt out? Does your schedule feel chaotic? Is it hard finding time to connect with your family and to God? The remedy to all these questions and more is to rest regularly. Today's show is all about how to keep the Sabbath holy on a weekly basis. Last week show was all about the importance of the Sabbath, and this week is all about putting it into practice. Tune in to hear how we h...

Keeping the Sabbath day holy is one of the 10 commandments that most Christians don't really talk about. What is the Sabbath, and what does keeping it holy look like? Does going to church on Sunday count? Let me just say, I've been on a two-year journey to find these answers, and I've been very convicted. In today's episode, I go in depth talking about the Sabbath and why it is so important that G...

Today's message really is the message I need to hear. If you are feeling burdened and overwhelmed with everything that is going on in your life, you need to tune in. Today's message is all about giving yourself some grace and paying attention to your expectations. Be sure you are subscribed and leave a review to this podcast, so you won’t miss an episode! Links from today’s episode: Can you imagin...

Being busy isn’t very fun. It’s easy to not make having fun a priority in our marriages and our family. But what if we made it a goal to have fun year-round? What if we didn’t feel like we needed a vacation, but we just wanted one? Be sure you are subscribed and leave a review to this podcast, so you won’t miss an episode! Links from today’s episode: Can you imagine what life would like if you and...

We just celebrated two whole years of having no debt including a mortgage payment! It's been amazing not having any debt and that alone has made our lives less stressful. In today's episode, I share what it's been like this year for us financially and what I've learned this past year when it comes to money. Tune in to here what life looks like after paying off debt. Be sure you are subscribed and...

Boundaries are so important, and we need them in every area of our lives. I’ve noticed in my own life that I have really strong boundaries in some areas and awful boundaries in others and that’s something I’ve been actively working on. What are boundaries? What boundaries do you need to set? And how do you set up boundaries in the first place? In today's episode, I share what I have been learning...

We all know we are unique and one of a kind and that sounds great until we are met with opposition. We are living in a time when there is more division in the world than maybe ever before.   Everyone has a side and they are sticking to it. But what about in our families? Each member of our family is unique and has different qualities. How do we support and love each other through our differences?...

One of the best pieces of advice we have ever been given was to interview people you look up to. So, before we got married, we interviewed several couples who had marriages we looked up to. This process was so life-giving for us and the people we talked to. And you don't just have to interview people before you get married, you can do this for any major decision or change of season in your life! F...

It's easy to lose sight of what drew you to your spouse and why you got together in the first place. In today's episode, I share some ways to help you when you are frustrated with your spouse and feel like you just aren't connecting like you used to. Plus, you'll even get a little bit of homework that will help you reframe how you see your spouse by remembering the past. I also made a resource to...