Stack Your Points

Hosts | Matt Clausen of Credit Tidbits | Lani from Call Me Lani | Tariq Gaines from Riq’s Rewards | RJ from Do You Take Cards   Back to Basics of the Week: MileagePlus X: How it works, the EASY point Stack, All things MileagePlus X.   Viewer Questions ​​What card(s) do you hope to acquire in 2025 and why? - Vincent  What cards are you closing/pcing/downgrading in 2025? - Jon  Do you have any regre...

Back to Basics of the Week Status Highlight Number 5: Delta Airlines    Viewer questions  What’s your 2025 prediction for each of the big issuers? Chase, AMEX, WF,  Citi,Cap1 and Barclays. I know Barclays isn’t a “big issuer”, but I smell change is coming - Jason S If Chase cut their affiliate program and referral bonuses, do you think collectively as a community we would care about 5/24 nearly as...

Back to Basics of the Week: American Airlines   Viewer Questions With sweet spots disappearing and devaluations happening regularly for travel partners, are we all heading towards cash back and travel portals with a boost like with Chase and USBAR? - Anthony  What is the top destination on your bucket list and how would you get there?  If you say the Maldives, then I’m unsubscribing. - Keith RJ an...

Back to Basics of the Week  - Status Highlight Number 5: Hyatt Viewer Questions - What’s your credit card hot take that is not about the Chase Sapphire Preferred?  Mine is - the Amex Centurion card is a garbage card; it’s a bad earner and has a reverse-SUB. - Keith  - What card do you have that you continue to hold and use because it provides incremental value, but you'd never sign up for it again...

Back to Basics of the Week  Status Highlight Number 4: United Viewer questions If you were to move overseas then where would you move to? - Keith  If you have citizenship in 2+ places is it possible to get that other country’s version of credit cards as well? (American express is one bank that comes to mind that has a few cool options) - Anthony  If you were to enter into a six month period of gar...

Back to Basics of the Week  Status Highlight Number 3: IHG Viewer questions Favorite Whisk(e)y or non-water beverage? (Keith S) If you had $20k/Month of non category spend would you use a 2X/2% catch all card or would you use a co-branded Hotel/Airline card to get extras like status and/or free night/upgrade certs? (Anthony B) Hilton, Hyatt, Marriott and IHG get so much attention in the community....

Back to Basics of the Week  Status Highlight Number 2: Marriott Bonvoy Viewer questions Who are each of your top 3 CC YouTubers (present company excluded) and why? - AP  In this game there are opportunities for crazy good deals if you're willing to invest the time and effort and maybe a bit of risk. Good examples on the redemption side might be things like booking United to Hawaii via Turkish Mile...

Hosts | Matt Clausen of Credit Tidbits | Lani from Call Me Lani  | Tariq Gaines from Riq’s Rewards | RJ from Do You Take Cards   Back to Basics of the Week |  Hilton Honors Status    Viewer questions There always seems to be a lot of buzz around "travel protections" on cards, but when you dig into the terms only a small subset of events are covered and the insurance generally excludes the really e...

Hosts | Matt Clausen of Credit Tidbits | Lani from Call Me Lani  | Tariq Gaines from Riq’s Rewards | RJ from Do You Take Cards   Back to Basics of the Week |  When is the best time to get a new card and what do you do once you get the card?   Viewer questions What preparations do you make for a long domestic/international trip in case of emergencies? - K1d_Cat37 Since AS-HA transfer is live and ev...

Back to Basics of the Week | Business Credit Cards   Viewer questions    What business card do you think receives undue hate from the community that could genuinely help new or new to credit small business owners? (K1d_Cat37) What business card would you recommend for an Uber driver (probably the most popular, ubiquitous small business that most have)? Why? - AP  Can we start a petition for a Chas...

Back to Basics of the Week | Effective Annual Fee    Viewer questions  Question for you guys to consider for future. How do you evolve your CC strategy over time? Maybe you realize you picked the wrong ecosystem or partners from the get go, maybe you started cash back but want to go travel or vise versa. Maybe life changes and therefore amount/ type of spend or location (thus partners) change. How...

Hosts | Matt Clausen of Credit Tidbits | Lani from Call Me Lani  | Tariq Gaines  | RJ from Do You Take Cards   Back to Basics of the Week | Balance Transfers  Viewer questions  Question for @Tariq Gaines. What would Hilton, Marriott, choice, Wyndham have to do to win your loyalty from Hyatt and IHG? - K1d_Cat37 Who will end up with the Apple Card? - AP How many banked transferable points in your a...

Welcome to a new episode of Stack Your Points!  This week we have the full show for you with news, viewer questions and 4 fun topics.  Matt - Is there such a thing as a “Best Starter ecosystem?” Or should you not worry about how you start in the game? (MC)   Lani * “Why do you have it?” Cards. Card which you do not often use. Card (s) that do not fit within your Main/Plan A strategy. Card(s) that...

Hosts | Matt Clausen of Credit Tidbits | Lani from Call Me Lani  | Tariq Gaines  | RJ from Do You Take Cards   Back to Basics  Transfer Partners 101: What are Transfer Partners; why do we obsess over them?    If you want to ask a question, you can leave a comment or email StackYourPoints@Gmail.com.   Join our Discord: https://discord.gg/hmhYfxfyWN   Where to find us  https://www.youtube.com/@MattC...

Hosts | Matt Clausen of Credit Tidbits | Lani from Call Me Lani  | Tariq Gaines  | RJ from Do You Take Cards   News Round-Up  None this week.    Back to Basics  Transfer Partners 101: What are Transfer Partners; why do we obsess over them?   Topics  Matt: Hilton does FNC better, either uncap them or don’t offer them at all.    Lani: There’s a lot of refreshes, new cards [confirmed & rumored],...

Hosts | Matt Clausen of Credit Tidbits | Lani from Call Me Lani  | Tariq Gaines  | RJ from Do You Take Cards   Viewer questions  How do you value points when using them to top up a loyalty account?  Say you want to take a flight that has a cash price of either $650 or 50,000 points (1.3cpp).  You currently have a balance with that airline of 40,000 points/miles, and the airline will sell you miles...

Hosts | Matt Clausen of Credit Tidbits | Lani from Call Me Lani  | Tariq Gaines  | RJ from Do You Take Cards   News Round-Up  None this week   Topics  Matt: Hilton does FNC better, either uncap them or don’t offer them at all.    Lani: There’s a lot of refreshes, new cards [confirmed & rumored], and partnerships happening (i.e. BILT+Walgreens). Once these things are announced, CCYT goes into “...

Hosts | Matt Clausen of Credit Tidbits | Lani from Call Me Lani  | Tariq Gaines  | RJ from Do You Take Cards 00:00:00 - Intro 00:01:44 - News 00:12:02 - Topics 01:08:32 - Back to Basics 01:12:36 - Viewer Questions 01:37:04 - Ending News Round-Up  Our show will now drop on Wednesdays  We go over the Alaska and Hawaiian Airlines merger.  Topics  Matt | USBank and Wells Understand Credits; everyone e...

Hosts | Matt Clausen of Credit Tidbits | Lani from Call Me Lani  | Tariq Gaines  | RJ from Do You Take Cards   News Round-Up  Delta and Microsoft/Cloudstrike in a war of words  The Savor from Cap1 is dead, long live the Savor   Topics  Matt | “Credits minimizers” ruined some cards; stop thinking you’re getting one over on the issuer.  Lani | Booking domestic flights with airline alliance partners:...

Welcome back to Stack Your Points!  Hosts | Matt Clausen of Credit Tidbits | Lani from Call Me Lani  | Tariq Gaines  | RJ from Do You Take Cards   News:  Capital One Rumored to be Launching New Cards New JetBlue Plus Card Welcome offer Topics: Matt  - What do you look for when considering a credit card, what do you think others would benefit looking for? Lani  $0 annual fee setup, no more than 3 c...

Show Notes Welcome to Stack Your Points!    Hosts:  Matt Clausen CallMeLani Tariq RJ From Do You Take Cards   News Round-Up  American Express Gold has dropped! What do we think?  Bill has made some changes to Rent Day.  Topics Matt Don’t make us math credit card companies. Make it easy to track points.  Lani Points vs. Free nights: When to take a standard offer vs the inflated offer, IHG premier p...

Welcome to  Stack Your Points!  Hosts:  Matt Clausen CallMeLani Tariq RJ From Do You Take Cards   News Round-Up  American Express Gold Rumors have Dropped   Topics Matt Is there a Card that you wish another (or your) ecosystem had, which card and why? Tariq What’s the holdup, Wells Fargo? Drop your next round of transfer partners already!   RJ Chase 5/24, why do people 1) care so much 2) treat it...

Welcome back to Stack Your Points.    News Round-Up Wells Fargo has two MORE new Cards Citi Shutters Unused Credit Card Accounts With Losses Soaring Capital One & Walmart End Partnership [Cards Converted To Capital One Quicksilver] Topics Matt | I want a Reward Network Subscription Lani | Single strategy vs. multi-strategy, and renting a strategy & Endgame timing, how many cards is enough...

News Round-Up  New Turkish Miles and Smiles Card Topics Matt If you could take one Transfer Partner from an issuer and move them elsewhere, which partner to which bank(s) and why? Lani Travel debt is becoming too real. People taking out personal loans for vacations debt vs. going broke?   Tariq Why don’t other airline/hotel brands have apps similar to MileagePlus X? RJ The concept of the “player 2...

Welcome to the first episode of Stack Your Points!  Hosts:  Matt Clausen CallMeLani Tariq RJ From Do You Take Cards   News Round-Up  Visa Introduces Digital Card Replacement Service: How It Will Help Travelers Swipe Fee Settlement Judge Says $30 Billion Agreement Is ‘Paltry’ [Rumor] Chase To Launch New Premium Personal & Business Card ‘Project Emerald’   Topics RJ | The Green card is overlooke...