Retirement Coffee Talk

Did your money snap back from last year’s stock market low? Will it snap back the next time? See omnystudio.com/listener for privacy information.

There are two times when people want to move money: When the market is way up and when the market is way down. Charisse discusses both scenarios. See omnystudio.com/listener for privacy information.

Studies show we are living longer and longer. How do you make the money last? Do the math! See omnystudio.com/listener for privacy information.

The market is up and so are the people who have a million dollars in their 401(k). But do you really want your millionaire status to go up and down with the market? See omnystudio.com/listener for privacy information.

The tax code is over 75 thousand pages. Can you believe there is something in there about Kit Kat Bars? See omnystudio.com/listener for privacy information.

We have all made a lot of changes in our lives due to the pandemic. Has it (or should it) change the way you plan for retirement? See omnystudio.com/listener for privacy information.

It’s time to see a financial advisor. What do you ask? What do you bring? What should you accomplish? Charisse talks about that first meeting at Zinnia Wealth. See omnystudio.com/listener for privacy information.

Many people come to an advisor wanting to know if their money will last. If your advisor says "yes", ask them what is it based on? See omnystudio.com/listener for privacy information.

Joe Biden wants to make a change to the 401(k), and it may not be for the better. See omnystudio.com/listener for privacy information.

We are in a second wave of layoffs due to the pandemic. Before you dip into that 401(k), know your options. See omnystudio.com/listener for privacy information.

Warren Buffett said "Don't mix your politics with your investing". Is this the year to break that rule? See omnystudio.com/listener for privacy information.

The movie line was "Greed is good". When you get closer to retirement, it may be time to be "greedy" and grab some profit for your future. See omnystudio.com/listener for privacy information.

What happens to the market and the tax landscape after the election? Is there something you should be doing now to protect your money? See omnystudio.com/listener for privacy information.

The open enrollment window for Medicare starts Oct 15th. What do you need to know if this is your first experience with this or if you are considering a different advantage plan? See omnystudio.com/listener for privacy information.

We have discovered that there are a lot of life and financial planning lessons in the game of Monopoly. See omnystudio.com/listener for privacy information.

One survey found only 4 in 10 people know how much income they will need each month in retirement. You don’t have a plan without this number! See omnystudio.com/listener for privacy information.

Suze Orman says the "60-40" portfolio is dead. Charisse looks at that and other outdated financial strategies. See omnystudio.com/listener for privacy information.

A new survey looked at people who retired from 1992 to 2014 and found almost 50% of respondents had to dial back their lifestyle and spending because they didn’t have enough income. What happened? See omnystudio.com/listener for privacy information.

Have you ever wondered if your financial plan is missing something or out of date? If so, it’s time to test your retirement. See omnystudio.com/listener for privacy information.

The market giveth and it taketh away. But what if that happens at exactly the WRONG time? See omnystudio.com/listener for privacy information.

There are plenty of headwinds for the market and the economy to move through on the way to recovery. Can you risk your retirement money that it will all turn out rosy? See omnystudio.com/listener for privacy information.

We found a Covid-19 patient who would be swimming in debt without Medicare. What does it cost? How does it work? You need to know. See omnystudio.com/listener for privacy information.

Social Security admits (unless something is done) in 2036 they will not be able to pay 100% of their promised benefits. Has Covid-19 moved that timeline up? See omnystudio.com/listener for privacy information.

We may be headed for a recession, so how do you protect your retirement money? See omnystudio.com/listener for privacy information.

Market history claims an average of 7% growth per year. So how is that working out in 2020 if you are taking income? How do you plan for all these scenarios over a 20 or 30-year retirement? See omnystudio.com/listener for privacy information.