Retire Wise

On this episode of Retire Wise with Shawn Maloney, we focus on preserving your retirement from taxes. Shawn explains the difference between tax preparation and proactive tax planning, how RMDs can impact your income, and why today’s tax environment may create planning opportunities. If you’re retired or nearing retirement, this conversation highlights strategies designed to help you keep more of w...

On this episode of Retire Wise, Shawn Maloney breaks down the four essential pillars of a strong retirement plan: preservation, growth potential, income, and liquidity. Learn how these pillars work together to help protect your savings, generate reliable income, and keep your retirement plan steady—even as taxes, inflation, and market volatility come into play. If you’re retired or approaching ret...

On this episode of Retire Wise, Shawn Maloney breaks down smart financial resolutions and practical strategies to help you protect your retirement from market volatility. From building a reliable income plan to avoiding emotional investing mistakes, Shawn explains how preparation—not prediction—can help you stay on track through changing markets and rising costs. Website: https://retirewisepro.com...

Running out of money is one of the biggest fears retirees face — and it’s not unfounded. In this episode of Retire Wise, Shawn Maloney breaks down the most common retirement planning mistakes, from withdrawal missteps and tax surprises to outdated rules like the 4% rule, and explains how to build an income strategy designed to last through a 30-year retirement. Learn how smart planning around inco...

As the year winds down, Shawn Maloney and host James Parker take a deep dive into what really happens when you sell a highly appreciated asset — and why doing it wrong could cost you a lot in taxes. He explains the most common mistakes people make and the strategies that can help reduce the tax hit before a sale ever happens. If you’re thinking about selling real estate, a business, or long-held s...

On this episode, Shawn Maloney breaks down the habits that separate retirees who keep their wealth from those who unintentionally drain it. He and James dive into the real risks of health-care and long-term-care costs, why legacy planning matters more than people realize, and how emotional decisions—like trying to time the market—can derail a retirement plan. A clear, steady strategy is the theme...

On this episode of Retire Wise, Shawn Maloney breaks down the new realities of modern retirement—longer lifespans, rising costs, and the shift away from pensions. Shawn shares how to build reliable income, diversify wisely, and create a plan designed to last 35–40 years with confidence. Website: https://retirewisepro.com/ Phone: (404) 692-1233 Contact our team: https://retirewisepro.com/contact/ R...

On this episode of Retire Wise, Shawn Maloney breaks down the rising cost of healthcare in retirement and why planning for medical expenses is essential, not optional. Shawn also explains how Roth conversions, tax strategy, and long-term income planning can help protect your savings and give you more control over your financial future. Website: https://retirewisepro.com/ Phone: (404) 692-1233 Cont...

On this episode of Retire Wise, Shawn Maloney and James Parker break down what the latest Federal Reserve rate cuts could mean for retirees and their income. They explore how lower interest rates, inflation, and longer lifespans affect retirement planning—and what you can do to protect your income. Plus, Shawn shares strategies to balance growth with preservation, optimize Social Security, and avo...

On this episode of Retire Wise, Shawn Maloney and James Parker discuss what it really takes to create a reliable paycheck for life in retirement. From rising costs and longer lifespans to inflation and unexpected expenses, Shawn explains how to build an income plan that keeps up with life’s challenges. The conversation also covers planning for healthcare and long-term care costs, strategies to pro...

This episode tackles one of the most common questions about retirement: “Do I have enough to last?” Shawn breaks down how to build a reliable income plan, determine your retirement date, and keep your standard of living through every phase — from the go-go years to the no-go years. You’ll also learn how to balance your income streams, plan for a surviving spouse, and adjust your strategy as life c...

In this episode, Shawn tackles the topic of market volatility and what it means for retirement planning. He explains the difference between crashes, corrections, and bear markets, and why downturns don’t always spell disaster. Catch Retire Wise each week at 10-11 a.m. Sundays on Extra 106.3 FM (Atlanta, GA) www.retirewisepro.com Disclosure: Investment advisory products and services made available...

In this episode, Shawn Maloney explores the "Four Pillars of a Sturdy Retirement": protection, growth potential, income, and liquidity. The discussion covers strategies to protect retirement savings from risks like taxes and market downturns, and suggests ways to prepare for healthcare costs. Shawn looks at options for growing retirement funds both in and outside the markets, with an explanation o...

On this episode of Retire Wise, Shawn Maloney uses the story of the Three Little Pigs to explain why a solid retirement plan starts with a strong foundation. He breaks down the “blueprint” for your financial house — from laying out your goals, to building walls of savings, and putting a roof of income protection over it all — so you can weather life’s unexpected storms and move into retirement wit...

When should you start taking Social Security? On this episode of Retire Wise, Shawn Maloney breaks down the factors that go into making this critical decision. From understanding the impact of claiming early to strategies like spousal and survivor benefits, Shawn explains how the right timing can make a six-figure difference over your retirement. He also shares common mistakes to avoid and why hav...

On this episode of Retire Wise, Shawn Maloney explains how to turn your savings into steady income, why your “retirement number” is different for everyone, and why regular financial checkups matter—whether you’re just starting out, nearing retirement, or already retired. Catch Retire Wise each week at 10-11 a.m. Sundays on Extra 106.3 FM (Atlanta, GA) www.retirewisepro.com Disclosure: Investment a...

On this episode of Retire Wise, Shawn Maloney shares how to create income from your savings, the importance of regular financial checkups, and why updating your estate plan is a key part of retirement planning. Catch Retire Wise each week at 10-11 a.m. Sundays on Extra 106.3 FM (Atlanta, GA) www.retirewisepro.com Disclosure: Investment advisory products and services made available through AE Wealt...

On this episode of Retire Wise, Shawn Maloney and co-host James Parker dive into one of the biggest challenges facing retirees today: longevity. With people living 20, 30, or even 40 years after leaving the workforce, retirement planning isn’t just about saving — it’s about creating sustainable income that lasts a lifetime. Shawn explains how retirement requires a mindset shift from pure growth in...

This week, Shawn Maloney tackles growing concerns over Social Security’s future after a new report projects the trust fund could run out by 2033. Shawn also breaks down retirement planning for small business owners without employer-sponsored plans, the importance of exit strategies, and ways to make your savings last.  Catch Retire Wise each week at 10-11 a.m. Sundays on Extra 106.3 FM (Atlanta, G...

This episode of Retire Wise Radio discusses one of the biggest fears people have in retirement—running out of money. Shawn shares easy-to-understand tips on how to create steady income in retirement, protect against inflation, handle rising healthcare costs, and avoid common mistakes. Whether you're close to retirement or already there, this episode gives you helpful ideas to make sure your money...

Shawn shares practical advice on building resilient retirement strategies, including the importance of annual and quarterly plan reviews, how diversified investments help fight inflation, and the critical role of “mailbox money” — consistent, reliable income in retirement. Catch Retire Wise each week at 10-11 a.m. Sundays on Extra 106.3 FM (Atlanta, GA) www.retirewisepro.com Disclosure: Investment...

Catch Retire Wise each week at 10-11 a.m. Sundays on Extra 106.3FM. Disclosure: Investment advisory products and services made available through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser. Insurance products are offered through the insurance business Retire Wise, LLC. Retire Wise, LLC is also an Investment Advisory practice that offers products and services through AE Wealth...