renovatED

In this episode of renovatED, host Jennifer Goldsby interviews smart home expert Joseph Pollard, exploring his journey into the smart home industry, the importance of listening in sales, current trends in smart home features, and the dynamics between builders and homeowners. Joseph shares insights on innovative smart home enhancements and provides an overview of his Experience Center, showcasing c...

In this episode of renovatED, Jennifer "The Reno Gal®" Goldsby contrasts the realities of home renovation vs. the filtered perspective portrayed on popular shows like HGTV. She emphasizes the unrealistic budgets often presented and the implications of purchasing homes that are left unfinished. Jennifer also critiques the quality of work shown in these renovations, urging listeners to have realisti...

In this episode of renovateED, Jennifer Goldsby discusses the complexities and challenges of bidding renovation projects, emphasizing the importance of fair pricing for contractors, the risks associated with underbid projects and hidden DIY work, and the financial implications of renovation delays. She highlights common pitfalls homeowners face and the consequences of not disclosing DIY intentions...

This episode delves into the complexities and challenges of renovation lending, explaining why renovation loans are so difficult to find in the market. Jennifer Goldsby discusses the barriers to accessing these loans, including the lack of training and support for lenders, the difficulties in finding qualified contractors, a lack of interest on behalf of real estate agents, and the diminishing num...

In this episode of renovateED, Jennifer "The Reno Gal®" Goldsby and John Marshall of Centier Bank discuss the intricacies of home renovation and building new homes from a financing perspective. They explore the processes involved in both renovating an older home and constructing a new one, including the importance of pre-approval, the role of contractors, and the various financing options availabl...

In this conversation, Jennifer Goldsby discusses the importance and benefits of renovation loans for home buyers, contractors, real estate agents, and lenders. She highlights the challenges in the current housing market, the advantages of using renovation loans to increase buying power, and the role of various stakeholders in facilitating these loans. Goldsby emphasizes the need for education and...

In this episode of RenovatEd, Jennifer Goldsby discusses the intricacies of renovation loans from both the home buyer's and homeowner's perspectives. She explains how these loans work, the different types available, and the processes involved in securing them. The conversation highlights the importance of understanding future property value and the steps necessary to initiate renovations after obt...

In this episode of RenovatEd, Jennifer Goldsby shares her personal journey to homeownership and how it led to a career in the mortgage industry, detailing her early experiences as a loan officer, the challenges she faced, and her eventual transition into specializing in renovation loans. She emphasizes the importance of mentorship, the learning curve involved in understanding the mortgage process,...

In this episode of renovatED , Susan Morgan with Shepherd Insurance and I are diving into the shifting landscape of the insurance industry and what it means for homeowners. Recent changes have driven up insurance premiums, leaving many wondering why their rates are skyrocketing. Join us as we break down the factors driving these increases—from climate change and natural disasters to insurance abus...

In this episode, we dive into the latest updates to HUD's FHA 203(k) Rehabilitation program, effective November 4, 2024. I’ll break down what these changes mean for homeowners and buyers, from higher renovation limits on 203(k) Limited loans to extended project timelines. We’ll also discuss new Consultant fee increases and explore the impact on overall costs and accessibility. If you're considerin...