Ready For Retirement

Our topic on this episode of the Ready for Retirement podcast is about the lessons learned from history’s greatest investors. Questions answered: What do all great investors do? What are the most important lessons / stories throughout history surrounding investing? What strategies can I implement to improve my financial future? What is the best approach for my individual situation?  Are you ready...

Our topic on this episode of the Ready for Retirement podcast is about 5 things you will have wished you knew before you retire. Questions answered: What should I know before I retire?  What can I do to prepare for retirement? What strategies can I implement to improve my financial future? What is the best approach for my individual situation?  Are you ready to start focusing on the things that tr...

Our topic on this episode of the Ready for Retirement podcast is about the pros and cons of dividend investing. Questions answered: What percentage of my portfolio should be coming from dividends in retirement? What strategies can I implement to improve my financial future? What is the best approach for my individual situation?  Are you ready to start focusing on the things that truly matter when...

Our topic on this episode of the Ready for Retirement podcast is about how to go from a saving mindset to a spending mindset. Questions answered: What amount should I feel comfortable spending in retirement?  What can I do to shift anxiety that comes from no longer receiving a consistent paycheck? What strategies can I implement to improve my financial future? What is the best approach for my indi...

Our topic on this episode of the Ready for Retirement podcast is about annuities and whether or not you should have one in your portfolio. Questions answered: What do I need to look for when determining if an annuity is right for me?  What are the benefits and cons of including an annuity in my portfolio? What strategies can I implement to improve my financial future? What is the best approach for...

Our topic on this episode of the Ready for Retirement podcast is a case study on how to make the right decision for you with all of the various retirement options. Questions answered: What are the best investment strategies throughout retirement? What strategies can I implement to improve my financial future? What is the best approach for my individual situation?  Are you ready to start focusing o...

Our topic on this episode of the Ready for Retirement podcast is about how you should invest once you have more than enough to retire. Questions answered: How should I invest throughout retirement? What investment strategies can I implement to improve my financial future? What should I do with additional funds in retirement that I want to invest? What is the best approach for my individual situati...

Our topic on this episode of the Ready for Retirement podcast is about how I do my budget and why most budgeting doesn’t work. Questions answered: Should everyone have a budget? What’s the best way to track my budget? How can I make sure I’m on track to reach my financial goals? What is the best approach for my individual situation?  Are you ready to start focusing on the things that truly matter...

Our topic on this episode of the Ready for Retirement podcast is part four of the financial tune-up series: What to Look For When Reviewing My Estate Planning Documents. Questions answered: What do I need to look for when reviewing my Estate Planning documents? What strategies can I implement to improve my financial future? What is the best approach for my individual situation?  Are you ready to s...

Our topic on this episode of the Ready for Retirement podcast is part three of the financial tune-up series: What to Look For When Reviewing Insurance Policies. Questions answered: What do I need to look for when looking at insurance policies? What strategies can I implement to improve my financial future? What is the best approach for my individual situation?  Are you ready to start focusing on t...

Our topic on this episode of the Ready for Retirement podcast is part two of the financial tune-up series where I discuss what to look for when reviewing your investments. Questions answered: How do I know if I’m invested appropriately for my goals? What should I invest in? What is the best approach for my individual situation?  Are you ready to start focusing on the things that truly matter when...

Our topic on this episode of the Ready for Retirement podcast is part one of the financial tune-up series: How to Review Your 2020 Tax Return. Questions answered: What does my 2020 Tax Return tell me about how best to manage my financial situation? What tax planning strategies can I implement to improve my financial future? What is the best approach for my individual situation?  Are you ready to s...

Our topic on this episode of the Ready for Retirement podcast is about understanding how to navigate Required Minimum Distributions (RMDs). Questions answered:  What do I need to know about RMDs? How do I calculate RMDs? What tax strategies can I implement to avoid or limit RMDs? What is the best approach for my individual situation?  Are you ready to start focusing on the things that truly matter...

Our topic on this episode of the Ready for Retirement podcast is about understanding when it makes most sense to consider making Roth Conversions. Questions answered: When should I consider a Roth Conversion? What are the pros & cons of a Roth Conversion? What is the best approach for my individual situation?  Are you ready to start focusing on the things that truly matter when it comes to you...

Our topic on this episode of the Ready for Retirement podcast is about paying off a mortgage or investing. Questions answered: Should I pay off my mortgage or invest? What are the trade-offs of investing vs. paying down a mortgage? What is the best approach for my individual situation?  Are you ready to start focusing on the things that truly matter when it comes to your financial future? LET&apos...

Our topic on this episode of the Ready for Retirement podcast is all about how you can create a purposeful and meaningful retirement. Questions answered: How do I create a strategy to have a fulfilling retirement? What activities should I do in retirement? How can I make sure I don't outlive my money?  Are you ready to start focusing on the things that truly matter when it comes to your finan...

Our topic on this episode of the Ready for Retirement podcast is about creating the ultimate tax planning strategy - combining Roth Conversions with Other Deductions. Questions answered: When should I do a Roth Conversion? How do I know which deductions I should take advantage of? How could a Donor-Advised Fund help reduce my taxes? Can I gift stock to my Donor-Advised Fund? What is the best appro...

Our topic on this episode of the Ready for Retirement podcast is about how to use Roth Conversions to save huge amounts in taxes over time. Questions answered: When should I do a Roth Conversion? When is the best time to invest for retirement? What are the benefits of Roth Conversions and when is it best to do them? What is the best approach for my individual situation?  Are you ready to start foc...

Our topic on this episode of the Ready for Retirement podcast is about understanding if capital gains can cause you to move into a higher tax bracket. Questions to ask ourselves: Are there different tax brackets for Ordinary Income v. Capital Gains? When does it make most sense to realize Capital Gains? How should I be approaching tax planning as I near retirement? How should I be approaching tax...

Our topic on this episode of the Ready for Retirement podcast is about whether or not you should invest all at once (lump-sum) or invest smaller amounts over a longer period of time (dollar-cost averaging). Questions answered: Should I invest when the market is at all-time highs? When is the best time to invest? What is the best approach for my individual situation? Should I gradually invest to de...

Our topic on this episode of the Ready for Retirement podcast is about what you need to know when you receive a windfall (inheritance, gift, high income year, etc).  Questions answered: What do I need to know when I receive a large sum of money all at once? What should I be considering as I’m expecting a large sum of money? When is the best time to invest those funds? What other considerations may...

Our topic on this episode of the Ready for Retirement podcast is about how to best coordinate portfolio withdrawals with Social Security (and other income sources). Questions answered: How can I best coordinate my portfolio withdrawals with when I intend on collecting Social Security? If I’m currently collecting Social Security, how much should I be withdrawing from my portfolio? How can I plan wh...

Our topic on this episode of the Ready for Retirement podcast is about the 4 common investment mistakes to avoid. Questions to ask ourselves: How should my investments be allocated based on my different goals? What investment accounts are best for tax planning?  Which investment accounts are best as I head in to retirement?  Which investment accounts are best if I'm currently retired? How oft...

Our topic on this episode of the Ready for Retirement podcast is about understanding the best way to save for a short-term goal. Questions to ask ourselves: How soon will I need the funds for my short-term goal? How should I be invested when saving for a short-term goal, if I choose to invest at all? What types of investments are best for capital preservation? How do my investments change when inv...

Our topic on this episode of the Ready for Retirement podcast is about understanding social security and what you can do to maximize your benefit. Questions discussed: When should I collect Social Security based on my age and work experience? How is Social Security calculated? What percentage of my income in retirement should be funded by Social Security? What are the pros and cons of collecting S...