Ready For Retirement

In this episode of Ready for Retirement, James discusses if a reverse mortgage is a good "Plan B". Questions Answered:  What are the best practices when using a reverse mortgage? What are the best strategies to create income in retirement? How can your overall retirement strategy be improved? Timestamps: 00:00 - Introduction  5:05 - Reverse Mortgage Basics 9:35 - Example of Income Creati...

In this episode of Ready for Retirement, James discusses when it does (and doesn't) make sense to work with a financial planner. Questions Answered:  When does it make most sense to consider working with a financial advisor? What are the main benefits you can expect from working with a financial advisor? How can your overall retirement strategy be improved by having a financial advisor? Times...

In this episode of Ready for Retirement, James discusses what investments you should own in your retirement portfolio? Questions Answered:  What are the best investments to provide income throughout retirement? What are the best strategies to maximize income? How can your overall retirement strategy be improved? Timestamps: 00:00 - Introduction  5:05 - Stock Ownership 12:15 - Company FAQs 19:55 -...

In this episode of Ready for Retirement, James discusses if withdrawal rates are still applicable in today's markets. Questions Answered:  Can we still trust withdrawal rate rules? What are the best strategies to maximize income? How can your overall retirement strategy be improved? Check out our main channel for all of our podcast episodes and more on YouTube here! LET'S CONNECT! Facebo...

In this episode of Ready for Retirement, James discusses the pros and cons of Mega Backdoor Roth Conversions. Questions Answered:  When does it make most sense to implement? What are the best strategies to implement Mega Backdoor Roth Conversions? How can your overall retirement strategy be improved? Check out our main channel on YouTube here! LET'S CONNECT! Facebook LinkedIn Website ENJOY TH...

In this episode of Ready for Retirement, James discusses if you should get a 15 or 30 year mortgage.  Questions Answered:  What mortgage is best for you? What are the best strategies to view real estate in retirement? How can your overall retirement strategy be improved? Check out the podcast on YouTube here! Check out our main channel on YouTube here! LET'S CONNECT! Facebook LinkedIn Website...

In this episode of Ready for Retirement, James discusses how to invest your bridge account. Questions Answered:  How should you invest your brokerage account? What are the best strategies to think about how your bridge account impacts your overall plan? How can your overall retirement strategy be improved? Check out the podcast on YouTube here! Check out our main channel on YouTube here! LET'...

In this episode of Ready for Retirement, James discusses how to plan for retirement when you and your spouse will be retiring at different times. Questions Answered:  Where will income come from when one spouse is no longer working? What are the best strategies to create income in retirement when you retire at a different age than your spouse? How can your overall retirement strategy be improved?...

In this episode of Ready for Retirement, James discusses why bond prices are falling and what you can do to protect your portfolio. Questions Answered:  Why are bond prices falling? What are the best strategies to protect your portfolio for the long-term? How can your retirement strategy be improved? Check out the podcast on YouTube here! Check out our main channel on YouTube here! LET'S CONN...

In this episode of Ready for Retirement, James Conole discusses with guest, Ari Taublieb, the 5 steps so you can begin preparing for retirement today! Ari is the Vice President of Root Financial Partners and host of the Early Retirement Podcast. Ari also has a YouTube Channel here where he discusses tips and strategies to retire early.  Questions Answered:  What are the 5 steps to prepare for reti...

In this episode of Ready for Retirement, James discusses if you how to know if you have enough to retire. Questions Answered:  How do you know if you have enough to retire? What are the best strategies to understand your retirement timeline? How can your retirement strategy be improved? Check out the podcast on YouTube here! Check out our main channel on YouTube here! LET'S CONNECT! Facebook...

In this episode of Ready for Retirement, James discusses if you should use Roth or Pre-Tax if you're in a 24% tax bracket. Questions Answered:  How do your taxes impact your overall financial plan? What are the best strategies to understand your tax plan? How do your investments impact your overall retirement plan? Check out the podcast on YouTube here! Check out our main channel on YouTube h...

In this episode of Ready for Retirement, James discusses a story to better understand what you're actually invested in. Questions Answered:  How can you reframe the way you view investing What are the best strategies to better understand your investments How do your investments impact your overall retirement plan? Check out the podcast on YouTube here! Check out our main channel on YouTube he...

In this episode of Ready for Retirement, James discusses the best way to help your children buy a home. Questions Answered:  How can I best help my child buy a home? What are the best strategies to help? How does this impact my overall retirement plan? Check out the podcast on YouTube here! Check out our main channel on YouTube here! LET'S CONNECT! Facebook LinkedIn Website ENJOY THE SHOW? Do...

In this episode of Ready for Retirement, James discusses how to best align your portfolio with other income sources. Questions Answered:  How can I align my portfolio with my other income sources? What are the best investments for your specific goals? How do your investments and other income sources connect to your overall retirement plan? Check out the podcast on YouTube here! Check out our main...

In this episode of Ready for Retirement, James discusses if gold should be part of your investment portfolio. Questions Answered:  Should gold play a role in your investment portfolio? What are the best investments for your specific goals? How do your investments connect to your overall retirement plan? Check out the podcast on YouTube here! Check out our main channel on YouTube here! LET'S C...

In this episode of Ready for Retirement, James discusses the best strategies for reducing RMDs (Required Minimum Distributions). Questions Answered:  How can you minimize Required Minimum Distributions? What's the best account for your specific goals? How do your investments connect to your overall retirement plan? Check out the podcast on YouTube here! Check out our main channel on YouTube h...

In this episode of Ready for Retirement, James discusses how you can avoid the pitfalls of asset location. Questions Answered:  How can you effectively invest in the right accounts? What's the best account for your specific goals? How do your investments connect to your overall retirement plan? Check out the podcast on YouTube here! Check out our main channel on YouTube here! LET'S CONNE...

In this episode of Ready for Retirement, James discusses the best way to teach kids about money and investing. Questions Answered:  How can you effectively teach kids about money and investing? What's the best strategy to have kids start to understand about money? Check out the podcast on YouTube here! Check out our main channel on YouTube here! LET'S CONNECT! Facebook LinkedIn Website E...

In this episode of Ready for Retirement, James discusses what return you should expect from a 60/40 portfolio going forward. Questions Answered:  Is the 60/40 portfolio the best portfolio in retirement? What's the best strategy to utilize when it comes to determining the best allocation for my retirement goals? How does this impact your overall retirement strategy? Check out the podcast on Yo...

In this episode of Ready for Retirement, James discusses how state taxes impact Roth v. Traditional Contributions. Questions Answered:  How should you determine what tax strategy is best based on your state? What's the best strategy to utilize when it comes to determining when to prioritize Roth contributions? How does this impact your overall retirement strategy? Check out the podcast on You...

In this episode of Ready for Retirement, James discusses Rule 72t distributions to access retirement funds early and penalty-free. Questions Answered:  How can you withdraw funds from retirement accounts early? What's the best strategy to execute the Rule 72t distributions? How does utilizing the Rule 72t impact the overall financial strategy? Check out the podcast on YouTube here! Check out...

In this episode of Ready for Retirement, James discusses how to use individual stocks for better tax-planning. Questions Answered:  How can you use individual stocks for strategic tax planning? What's the best strategy to utilize with individual stocks? How does this impact your retirement strategy? Check out the podcast on YouTube here! Check out our main channel on YouTube here! LET'S...

In this episode of Ready for Retirement, James discusses how to most effectively pull funds out of your college savings account. Questions Answered:  What are the tax implications of pulling from college savings accounts? What are the best ways to utilize this account for your retirement goals? What strategies exist when it comes to funding college? Check out the podcast on YouTube here! Check out...

In this episode of Ready for Retirement, James discusses how to turn real estate equity into income in retirement. Questions Answered:  How can I best use my real estate equity to create income in retirement? What are passive investments to create a secure retirement? How can you ensure you reach your retirement goals? Check out the podcast on YouTube here! Check out our main channel on YouTube he...