Randy Forcier Podcasts

On this episode of The Mortgage Show, we’re joined by special guest Darcy Bastarache as we dive into everything happening in the mortgage world right now. We break down the latest market trends, including inflation data, interest rate movement, and what’s impacting mortgage-backed securities. We also answer some great listener questions, covering topics like: ✅ How to apply for a mortgage and wha...

Welcome to the first episode of The Cheap Seats, our brand-new monthly sports podcast! Randy Forcier and Chris Bedard are finally putting their endless sports debates on the record, bringing you unfiltered takes, analysis, and plenty of banter from the best view in the house—the cheap seats. In this debut episode, we kick things off with a massive bombshell: the shocking Luka Dončić trade. How did...

On this episode I’m joined by Nick Pollard, aka The People Displeaser. From his journey overcoming people-pleasing tendencies to building a viral online presence, Nick dives deep into how breaking free from toxic habits can transform your life. We unpack his viral insights, personal growth strategies, and even some hard truths about boundaries and self-worth. Tune in for an honest, funny, and insp...

In this first episode of 2025, Randy and Chris kick off the year with banter, bold predictions, and mortgage insights. They cover everything from Mike Vrabel’s return to the Patriots, to current mortgage trends, interest rates, and credit tips for buyers and agents. Dive into unique loan programs like Maine State Housing, bridge loans, and more, all with a conversational vibe that’s as informative...

The Rehashables is back for its first episode of 2025! Randy & Matt kick off the year with a lively discussion on big Patriots news, including the hiring of Mike Vrabel and its impact on the franchise. They also dive into the best entertainment from the past month, sharing reviews of top shows (Shrinking, Severance), hidden gems (Strange Darling, English Teacher), and even the debut of the hig...

Randy and Chris are back for the final episode of 2024! They reflect on the highs and challenges of the year, discussing relationships, networking, and professional growth. From navigating the higher-rate mortgage environment to sharing personal milestones, this episode dives deep into their experiences and lessons learned. Hear insights on 2025 market predictions, interest rates, debt consolidati...

In this episode, I sit down with Biddeford-based choreographer Kelsie Steil to talk about her incredible journey from studying adventure education to becoming a leader in the arts. We dive deep into her creative process, her love for dance, and her upcoming production, Split My Soul, premiering at Biddeford’s City Theater. Kelsie shares how her work combines mental health themes, raw authenticity,...

In this emergency mid-month pod, we're diving deep into The Penguin! Fresh off binging this gritty, unexpected masterpiece, we unpack why it might just be the best TV show we've seen in years. From standout performances by Colin Farrell and Cristin Milioti to shocking moments, jaw-dropping character arcs, and how it sets up the future of the Gotham universe, we cover it all. 00:00 Introduction to...

In this episode, I’m back with Matt Vire & Joe Rob, diving into the JFK assassination on its 61st anniversary. We break down the official story, explore wild conspiracy theories, and dissect the strange circumstances surrounding one of the most controversial moments in American history. Was it the CIA? The mob? A lone gunman? Or something even more sinister? Tune in as we unravel the theories,...

In this episode of The Mortgage Show, Randy and Chris mix business with a little fun, diving into fantasy football banter before settling in for some serious mortgage talk. The duo shares insights on new appraisal waiver rules, non-QM loan options for self-employed borrowers, and changes to Maine State Housing income limits. They also discuss VA loans with high debt-to-income ratios and a resurgen...

Originally Aired on 07/24/23 On this episode of The Randy Forcier Podcast, I sit down with the one and only Jim Godbout—a man who has dedicated his time and energy to strengthening our local communities in York, Cumberland, and beyond. Jim’s been at the forefront of many vital community projects, including his work on My Place Teen Center. It’s a monumental effort to restore an old church, transfo...

In Episode 14 of The Rehashables, we’re diving into all things horror and Halloween! After a wickedly fun Halloween, we rehash our spooky season movie marathon, focusing on the wildly disturbing Terrifier franchise—Randy’s bold leap into Terrifier 1 and an in-depth discussion on Art the Clown's journey from cult classic to mainstream menace. Plus, we break down Hereditary's chilling family horror...

This week, I'm sitting down with Curtis Johnson, author of The Success Vault. Curtis shares his surprising journey from speech therapy to becoming an author, the evolution of his book over 12 years, and how his passion for real estate and self-development fueled the project. We dive into his military experiences, how he transformed a simple study journal into a published guide, and the powerful da...

In this episode, I sit down with Steph Mantis, whose family has run Biddeford’s iconic Pizza by Alex for over 60 years. We dive into the history of the restaurant and its role in the community. Steph shares the journey from her Dad’s uncle, Alex, who started the place, to her own takeover during the challenges of COVID. We chat about the classic “old oven” orders, the addition of gluten-free optio...

In this episode, I sit down with Craig Pendleton, who's running for Maine State Senate in District 31. With Election Day just over a week away, we dig into why Craig decided to run as an independent, the issues that matter to him, and the experiences he’s bringing to the table – from his background in the fishing industry to his work with local businesses. Craig shares candidly about his approach...

In this October episode of The Mortgage Show, Randy and Chris dive into the latest on interest rates, reflecting on recent market changes and how it impacts refinancing options. They also discuss fall sports, winter prep, and the state of mortgage-backed securities. With candid insights, they cover everything from escrow holdbacks to FHA loans, plus a unique non-QM product for self-employed borrow...

In this episode, Chris Bedard joins me to dive deep into the upcoming NBA season, starting with a look at the Celtics' chances of repeating and the rise of "Darth Tatum." We break down each team in both Conferences, discuss key trades, over/under win totals, and share our bold predictions. Plus, we chat about potential MVP candidates, the impact of ownership changes, and teams to watch for the Coo...

In this episode, I’m thrilled to welcome back Allison DeFlumeri from Immortalata, who was just named Best Nutritionist in Biddeford for 2024, alongside Katie Cellucci, private chef and founder of Mangia Kitchen. We dive into their exciting collaboration, how they’re transforming clients’ health through personalized nutrition and gourmet meals, and the incredible growth of their businesses. Tune in...

This week's podcast is an exciting one! I'm joined by my friend Jeff Greene and we're diving into all things overlanding. Jeff and I recently returned from an unforgettable trip, and in this episode, we break down what overlanding really is, how it differs from traditional off-roading, and why the journey matters more than the destination. Jeff has been doing this since 2017 and shares his extensi...

In this month’s episode, we catch up after a brief hiatus and dive into a jam-packed conversation about what we've been watching lately. We kick off with the must-see Mr. McMahon documentary on Netflix, produced by Bill Simmons, which takes us back to our wrestling-filled childhoods. We also cover The Perfect Couple, Hacks, and true crime documentaries like the Scott Peterson, Lacey Peterson serie...

In this episode, Luke Buotte from Maine Dump Runners shares his inspiring journey from healthcare burnout to building a thriving junk removal business during the pandemic. From clearing hoarder homes piled high with trash to discovering hidden treasures like $10,000 in cash and a vintage boat, Luke’s stories are as wild as they are fascinating. Learn how he’s built a family business focused on eco...

00:00 Welcome to the Mortgage Show! 00:28 The Hat Giveaway 01:43 Facebook Live and Interest Rates 04:43 Understanding the Federal Reserve's Rate Cut 06:26 Refinancing Opportunities 06:59 Credit Inquiries and Trigger Leads 09:22 Streamline and Conventional Loans 15:00 Home Equity Loans vs. HELOCs 18:03 CMG's Rate Rebound Program 21:16 Closing Remarks Randy Forcier Loan Officer I NMLS 322749 CMG Hom...

In this episode, I sit down with Jessica Walker, the owner of Mossoki House, a new locally sourced home goods shop in Biddeford, Maine. We discuss her journey from Vermont to Maine, the inspiration behind her store, and her passion for sustainable and ethically sourced products. From bedding to kitchenware, Jessica shares how Mossoki House is all about creating a home with intention. Tune in to he...

In this episode, Stephen Nelson dives into the world of project management, exploring how the Rolling Wave approach transforms chaotic projects into clear, manageable tasks. Discover strategies for small business growth, cost reduction, and the power of effective planning to bring your ideas to life. 00:00 Introduction and Guest Welcome 00:16 Steve Nelson's Background 01:45 Transition to Project M...

In this episode, Michael Reeder, owner of Reeder CPA Group, shares his journey of building a virtual CPA firm while living in Bulgaria. He discusses the importance of digital infrastructure, persistence in business, and proactive tax strategies. Michael also dives into his passion for sports and how he balances work, family, and personal interests while running a global business. 00:00 Introductio...