Debbie & Paul Roberts

Property Apprentice Podcast

Property Apprentice dives deep into the what's and how's of real estate investing in New Zealand. Each week, we discuss topics relevant to every home buyer and investor.

Autor

Debbie & Paul Roberts

Kategorie

Business

Neueste Folge

10. Jul 2026

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OCR Drop Coming? Why Splitting Your Mortgage Could Pay Off 23.09.2025

Send Us A Message! Let us know what you think. Topic #1:  Good Returns 17th of September- Why some mortgage advisers say splitting is good when interest rates are low Topic #2: Stuff 16th of September - Spring house hunting season is here: Everything you need to get your home ready to sell Topic #3: NZ Adviser 16th of September - Otago tops rental market with record weekly rent Topic #4: The Mortg...

IRD CRACKS DOWN: $228M in Undeclared Income! What This Means for NZ Property Investors 19.09.2025

Send Us A Message! Let us know what you think. In this episode, we're diving into the latest and most significant news for the New Zealand property market. The Inland Revenue Department (IRD) has just revealed that its tax investigations into property investors and developers are paying off—BIG TIME! 💰 We break down the shocking numbers from a recent Business Desk article, including a stagge...

Supply Outpaces Population Growth & KiwiSaver Hits $123B Amid Rising Non-Contributors 12.09.2025

Send Us A Message! Let us know what you think. Topic #1:  Good Returns 9th of September- Slumping house prices good news for first home buyers Topic #2: RNZ 9th of September - Wellington house prices slump 30 percent from peak, QV says Topic #3: TradeMe 9th of September - House prices up for the first time in over a year Topic #4: The Mortgage Mag 11th of September - Keeping a lid on house prices...

Why Wealthy Foreigners Are Buying Their Way Into New Zealand 09.09.2025

Send Us A Message! Let us know what you think. Topic #1:  Good Returns 2nd of September- Mortgage defaults improve while lending rises Topic #2: Stuff 2nd of September - Housing is no longer NZ's economic heroin. Now what? Topic #3: The Post 1st of September - Zero growth year: ANZ predicts no house price growth for 2025 Topic #4: Stuff 2nd of September - ‘Safe haven’: Wealthy Americans flock...

Will NZ Outperform Australia? What This Means for Property Prices 29.08.2025

Send Us A Message! Let us know what you think. Will New Zealand’s economy really outperform Australia over the next few years? And what does this mean for property investors and first-home buyers? In this episode, Paul from Property Apprentice breaks down: Why Westpac expects NZ to outpace Australia economically How OCR cuts and affordability improvements are creating a unique buying window Why Sy...

Is the NZ Housing Crisis Finally Over? | Lessons from the Last Decade 19.08.2025

Send Us A Message! Let us know what you think. Topic #1:  Oneroof 11th of August - Has NZ finally solved its housing crisis? Ten years after soaring prices triggered nationwide panic Topic #2: Good Results 13th of August - Gloomy home ownership results Topic #3: RNZ 14th of August - More people making losses when selling their homes Topic #4: 1News 13th of August - Warning after real estate agents...

Home Loan Outlook: Unemployment Trends and a Stable Property Market 12.08.2025

Send Us A Message! Let us know what you think. Topic #1:  Good Returns 29th of July - Flatter prices in a well- balanced market Topic #2: Stuff 7th of August - Auckland house price average falls below $1m for first time in nearly a year, Trade Me report says Topic #3: RNZ 5th of August - Here's what unemployment data means for your home loan Topic #4: Oneroof 6th of August - Tony Alexander: B...

What to Do While Waiting for Property Equity to Grow | 5 Smart Moves NZ Investors Must Know 07.08.2025

Send Us A Message! Let us know what you think. Are you feeling stuck while waiting for your property equity to grow? You’re not alone—but the good news is, this can actually be one of the most powerful times in your investing journey.  In this bonus episode, Debbie Roberts—Financial Adviser and Co-Founder of Property Apprentice—shares five smart and practical strategies you can use right now to se...

NZ House Prices More Than Double Apartment Growth & Should Kiwis Rethink Their Property Strategy? 05.08.2025

Send Us A Message! Let us know what you think. Topic #1:  Good Returns 29th of July - Flatter prices in a well- balanced market Topic #2: RNZ 29th of July - New Zealanders urged to break up with property Topic #3: New Zealand Adviser 29th of July - NZ property market: Sales volumes rise but buyers still hold the cards Topic #4: Realestate.co.nz 28th of July - Home run: Prices of homes in NZ outpac...

The $300 Question: Are NZ Property Investors Really Making Money? 29.07.2025

Send Us A Message! Let us know what you think. Topic #1:  RNZ 24th of July -Rents fall for first time since 2009 Topic  #2: Good Returns 23rd of July -Record number of deals being done by first home buyers Topic #3: Eite Agent 23rd of July -NZ buyers and sellers finally find common ground on price Topic #4: Good Returns 22nd of July -Green light burning brightly for August interest rate cut Topic...

Aging Population & NZ Property: What It Means for House Prices, Interest Rates & Your Retirement 23.07.2025

Send Us A Message! Let us know what you think. Welcome to another bonus episode of the Property Apprentice Podcast , hosted by Debbie Roberts , financial adviser and co-founder of Property Apprentice. In this episode, Debbie unpacks how New Zealand’s aging population is reshaping the future of property investment , interest rates , housing supply , and banking services .  What happens to house pri...

Why Are Property Investors Coming Back And Should You Pay an Agent to Sell Your Home? 21.07.2025

Send Us A Message! Let us know what you think. Topic #1:  Oneroof 15th of July - Homeowners taking out low-interest green loans warned on break fees and rate hooks Topic #2: RNZ 15th of July -Is it worth paying a real estate agent to sell your house? Topic #3: 1News 17th of July - Apprentices dropped as builders struggle with downturn Topic #4: RNZ 15th of July -The return of the proper ty investo...

Are You a Criminal Just for Selling Your Home? Big Changes to AML Rules in NZ 14.07.2025

Send Us A Message! Let us know what you think. In this bonus episode of the Property Apprentice Podcast , host Debbie Roberts breaks down a major change in New Zealand’s property regulations that could significantly ease the burden for families using trusts.  The New Zealand government has announced key updates to anti-money laundering (AML) rules , aiming to reduce excessive compliance requiremen...

RBNZ Holds OCR as Market Shifts: Has the Mortgage Rate Bottom Arrived? 11.07.2025

Send Us A Message! Let us know what you think. Topic #1:  The Mortgage Mag 9th of July - Mortgage rates may have bottomed already as RBNZ holds OCR Topic #2: NZ Adviser 8th of July -NZ housing market dips as buyers gain leverage Topic #3: RNZ 9th of July - No climate change buy-outs in future, expert group tells government Topic #4: Realestate.co.nz 9th of July -The New Zealand Property Report Goo...

Impulse Buys: Why Kiwis Are Accidentally Buying Homes 04.07.2025

Send Us A Message! Let us know what you think. Topic #1:  1News 3rd of July - Average NZ property value sees 'modest' uptick in June Topic #2: Good Returns 1st of July -Service agreements could help banks’ processing timeframes Topic #3: The Mortgage Mag 2nd of July - Little growth for the rest of this year expected Topic #4: RNZ 3rd of July - Consumer spending on the rise Topic #5: Real...

Common Landlording Issues and How to Solve them 01.07.2025

Send Us A Message! Let us know what you think. In this episode of the Property Apprentice Podcast, Debbie Roberts breaks down the top challenges that landlords face in New Zealand—and, more importantly, how to solve them. Whether you're a first-time landlord or a seasoned property investor, this episode is packed with practical tips and expert advice to help you:  Prevent rent arrears and lat...

Best Time in 4 Years for First Home Buyers and Should High-Income Over-65s Still Get NZ Super? 30.06.2025

Send Us A Message! Let us know what you think. Topic #1:  RNZ 25th of June - Thousands of over-65s earn more than $200,000 - should they get NZ Super? Topic #2: Good Returns 25th of June -Never a better time in four years for first home buyers Topic #3: RNZ 25th of June -Removing red tape key priority for FMA - report Topic #4: Corelogic 26th of June - A good time to get that extra bedroom? Topic...

Building Slowdown or Turning Point? What April’s Consent Numbers Mean for NZ’s Property Market 25.06.2025

Send Us A Message! Let us know what you think. In this bonus episode of the Property Apprentice Podcast, host and financial adviser Debbie Roberts breaks down the latest Stats NZ and Westpac building consent data and what it means for property investors, homeowners, and developers across New Zealand. While April 2025 saw a 17% drop in new dwelling consents, there's more beneath the surface. W...

Fast-Tracking Construction: Inside the Government’s Building Overhaul 23.06.2025

Send Us A Message! Let us know what you think. In this bonus episode of the Property Apprentice Podcast , host and financial adviser Debbie Roberts breaks down the NZ Government’s ambitious "Going for Housing Growth" agenda —a series of reforms that could significantly reshape the building consent system and property development process across Aotearoa.  If you've ever experienced d...

Rent Relief, Price Plunge: What the 2030s Could Mean for Homeowners 20.06.2025

Send Us A Message! Let us know what you think. Topic #1:  RNZ 19th of June - House prices to be '20% lower in 2030s than 2021' - forecast Topic #2: Good Returns 18th of June -Rising inflation adding to RBNZ’s headache Topic #3: Stuff 19th of June -Kāinga Ora to halt over 200 developments, sell vacant land Topic #4: RNZ 19th of June - Quarter of households rely on government housing suppo...

Why Relying on Council Valuations Could Cost You – Property Experts Sound the Alarm 12.06.2025

Send Us A Message! Let us know what you think. Topic #1:  1News 9th of June -Another big bank cuts home loan interest rates Topic #2: RNZ 9th of June -'It would be foolish to be relying on a council valuation' - property experts Topic #3: Good Returns 11th of June - ‘Excessive’ security agreements by banks need investigating – lobby group Topic #4: Oneroof.co.nz 11th of June - Tony Alexa...

KiwiSaver’s Changing —Let’s Talk About It 02.06.2025

Send Us A Message! Let us know what you think. In this episode of the Property Apprentice Podcast, host Debbie Roberts, financial adviser and owner of Property Apprentice, breaks down the latest KiwiSaver changes announced in the government’s May 22nd, 2025 Budget. Whether listeners are saving for their first home, planning for retirement, or simply trying to make sense of the updates, this episod...

Rate Drop Alert: How the Latest OCR Cut is Pushing Bank Interest Rates Even Lower 30.05.2025

Send Us A Message! Let us know what you think. Topic #1:  1News 28th of May -Banks lower interest rates as Reserve Bank cuts OCR again Topic #2: RNZ 29th of May - Are credit card rewards schemes worth it? Topic #3: Good Returns  28th of May - First home buyers outgun investors again Topic #4: Interest.co.nz 29th of May - Residential construction continues to decline in Auckland and still has some...

Social Housing Waitlist Grows: No Emergency Homes + KiwiSaver Contribution Changes 23.05.2025

Send Us A Message! Let us know what you think. Topic #1:  NZ Herald 20th of May -Auckland Council to release new property valuations in early June Topic #2: Oneroof 22nd of May - 'Pretty bad at the moment': Wait times for home loan approvals have blown out, say brokers Topic #3: Good Returns  21st of May - Hawks, doves and Kiwis Topic #4: Good Returns 22nd of May - KiwiSaver contribution...

Why Selling Your Home Within 3 Years Could Hurt Your Wallet 16.05.2025

Send Us A Message! Let us know what you think. Topic #1:  RNZ 13th of May - Lull in property values present home buyers 'rare opportunity' Topic #2: Stuff 15th of May - People selling their home within three years could be facing a loss, new report finds Topic #3: Interest.co.nz  15th of May - Housing sales and selling prices both edged lower in April, with REINZ saying buyers are being...

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