Portfolio Talks

You spent years building the skills to earn a physician-level income. But what happens to your financial plan if that income suddenly stops? In this episode of Portfolio Talks, Vishal Gill, CFP, and Tyson Nagasaka break down one of the most important—and often misunderstood—pieces of financial planning for doctors: disability insurance. We go beyond simply asking whether you have coverage and dig...

The episode features a discussion with Dr. Harbir Sian about equipment procurement in the optometry space. The conversation covers the process of vetting and purchasing new equipment, the importance of trade shows, and the utilization rate of new equipment in a practice. The implementation of new equipment in optometry practices requires careful consideration and planning to ensure successful inte...

In this episode of Portfolio Talks, Vishal Gill and Tyson Nagasaka discuss the philosophy behind passive income, the issues and challenges associated with it, and the quant side of the numbers. They delve into the passive income problem faced by Canadian doctors, the sources of passive income inside a corporation, and strategies to mitigate and resolve passive income issues. The conversation cover...

In this episode, Vishal, Tyson, and Amrit discuss the specifics of buying a dental practice, including due diligence, the acquisition timeline, and surprising numbers in the process. The conversation provides valuable insights for dentists looking to purchase a clinic, equipping them with the information needed to make informed decisions. The conversation covers the negotiation of severance entitl...

In this episode of Portfolio Talks, Vishal Gill, CFP, and Tyson Nagasaka discuss the process of buying a dental clinic, covering topics such as clinic ownership, valuations, asset sales, share sales, and tax considerations. They provide insights into the nuances of clinic ownership and the financial aspects of buying and selling a dental practice. The conversation covers the process of buying a de...

Join our closed Facebook Group! https://www.facebook.com/share/g/1BqQ5vg2np/ If you are an incorporated Canadian physician, dentist, or optometrist, the salary vs. dividend decision is not a one-time choice — it is an annual calculation that most healthcare professionals never revisit. In this episode of Portfolio Talks, we sit down to show you how Canadian healthcare professionals should optimize...

Join our closed Facebook Group! https://www.facebook.com/share/g/1BqQ5vg2np/ The conversation delves into the strategic decision-making process of incorporation for doctors, emphasizing the importance of individual circumstances and the impact on personal finances. It also explores the behavioural and financial implications of incorporation, highlighting the benefits of tuition tax credits and the...

Is whole life insurance really a scam… or is it one of the most powerful planning tools available to incorporated doctors? If you've spent any time on YouTube, LinkedIn, or talking to colleagues, you've probably heard both extremes: ❌ "Whole life insurance is a complete waste of money." ✅ "Every doctor should own it." The truth? Neither is completely right. In this episode of Portfolio Talks , V...

The conversation delves into the SpaceX IPO and its impact on private wealth investments, emphasizing the importance of diversification and long-term growth. It covers private equity, capital distributions, institutional grade investments, upcoming IPOs, responsible investing, co-investing, and portfolio diversification with infrastructure and royalty funds. Takeaways SpaceX IPO and Private Wealth...

The conversation covers recent activities, understanding corporate wealth, myth busters, asset allocation, diversification, tax treatment, compensation, and retirement planning. It delves into the complexities of corporate wealth, tax efficiency, and the importance of financial literacy in making informed decisions about asset allocation and tax treatment. The discussion also emphasizes the signif...

Canadian doctors, is your corporation helping you build wealth… or quietly becoming a tax trap? For years, incorporated professionals were told “Just leave the money in your corporation and invest it.” But what happens when your investments become too successful? What happens when the CRA starts clawing back one of the biggest benefits of incorporation? In this episode, Vishal Gill (CFP) and Tyson...

Most Doctors overlook a crucial financial decision that could cost them hundreds of thousands over their career How they pay themselves through salary versus dividends. If you're a doctor in Canada, understanding whether to maximize dividends or blend in salary is more than just a tax strategy; it's about securing your future income, optimizing government benefits like CPP,EI, and building a resil...

Why does tax season always feel like a surprise hit? Because the truth is: Most doctors don’t have tax planning… they have tax filing . In this episode, Vishal Gill (CFP) and Tyson Nagasaka (MFA-P, CEA) from Portfolio Planning INC break down what’s really happening behind the scenes and why reacting every April could be costing you tens of thousands. 🎧 Tune in to learn: • Why “my accountant handl...

Early career doctors, what if buying your first home and saving on taxes and enjoying your life was actually possible? In this episode, Vishal Gill, CFP and Tyson Nagasaka, MFA-P, CEA from Portfolio Planning INC break down one of the most powerful (and misunderstood) tools available to you: The FHSA & why it might be the biggest financial advantage you’re not using. Because here’s the truth.....

Doctors, are you building your child’s future… at the expense of your own? In this episode, Vishal Gill (CFP) and Tyson Nagasaka (MFA-P, CEA) from Portfolio Planning INC unpack a question we hear all the time RESPs..smart strategy… or emotional trap? Because while every parent wants to fully fund their kid’s education, most doctors aren’t shown how to balance that with their own retirement, practi...

Canadian doctors! Are you making the most of your money, or leaving tax efficiency on the table? In this episode, Vishal Gill (CFP) and Tyson Nagasaka (MFA-P, CEA) from Portfolio Planning INC break down one of the most common (and costly) questions we see: Should you invest through your TFSA… or inside your corporation? The answer isn’t always what you think and getting it wrong can quietly cost y...

Vishal & Tyson are back on Portfolio Talks , diving into RRSPs for doctors —when they make sense, when they don’t, and the costly mistake we see incorporated professionals make all the time. If you’ve ever been told to “just max your RRSP,” this episode might change how you think about your entire strategy. 💡 In this episode: When maxing your RRSP is a smart move When it could actually hurt y...

🎙️ January 2026 Investment Chats with Kinsted Wealth I’m joined by the Chief Investment Officer Brent Smith of Kinsted Wealth to explore the evolving investment landscape. We discuss public equities, private assets, private equity, and how diversification plays a critical role in long-term portfolio growth. With opportunity expanding across asset classes, this episode offers practical insight into...

In this episode, I sit down with John Fisher (CIO) and Ian Hardacre (Head of Publicly Traded Equities) from Bridgeport Asset Management . We discuss portfolio management, lessons from market success in 2025, and how portfolios can be structured to protect capital while still achieving strong long-term growth. A practical conversation on risk, opportunity, and disciplined investing in today’s marke...

Mike Lloyd and Tyson Nagasaka dive into how to get your money ready for summer — and the common financial mistakes people make every year. Don’t let your wallet melt! 🔥💳 Watch now and start summer strong! 🏖️📊 #SummerFinance #MoneyTips #FinancialFitness

Mike Lloyd and Tyson Nagasaka break down 5 surprising reasons why your home might be more than just a place to live — it could be your smartest investment yet! 💰📈 Don’t miss this eye-opening conversation! 🔍✨ Have questions? www.portfolioplanning.ca www.homehappy.ca #RealEstate #Investing #FinancialFreedom

Mike Lloyd and Tyson Nagasaka discuss why you shouldn't think of your home as an Investment! Many clients are constantly told to view their home as an investment but don't apply investment behaviour Have questions? Leave a comment or reach out to us directly. www.portfolioplanning.ca www.homehappy.ca

Who you work for usually sways the advice that you give! In today’s episode Vishal is missing so it’s Mike and Tyson talking about: Independent Broker versus Captive or Bank representative & how they would issue advice and how that affects clients 

In this episode of Portfolio Talks, we help you get your financial house in order.💡 What You’ll Learn:Why your first $100K saved changes everythingThe problem with HELOCs and how they’re marketedHow refinancing can be a secret weapon (if used right)The power of simplifying your debt into one manageable paymentWhy less “stuff” and more savings lead to true peace of mindThis one’s like a financial...

In this episode of Portfolio Talks, we break down the shocking reality of fraud in the financial world.💰 Key Takeaways:🚨 How scammers walk away with millions—legally🔎 The hidden risks in real estate, crypto, and mortgages📉 Why “boring” investments are the real key to long-term wealth🛡️ How to protect your hard-earned money📢 Subscribe & Share to Help Others Avoid Financial Pitfalls!