LC CHAN -Stories of Protection

Syan and KH sat down and review LC CHAN Stories of protection after reading Chapter 1 to 5. Listen to their conversation until the end.

Priscilla planned her investments perfectly… but forgot to plan for dengue. Pure term = no medical, no CI, no hospital income. The bills arrived. The regret followed. Agents — this episode is your reminder: “optimise” doesn’t mean “immune.” Hit FOLLOW. Future-you will thank you.

Meet Daphne — polished, healthy… and secretly a ticking claims disaster. When she passed away in her sleep, her husband expected a smooth payout. Instead? Claim denied. In this episode, LC Chan uncovers how “mild” asthma, non-disclosure, and the two-year contestability clause can collapse an entire policy. Short, spicy, and could save your client’s claim — and your reputation. Tap FOLLOW so you do...

Jason didn’t believe in insurance. He believed in investments, returns… and “later”. Until his gym buddy collapsed at 34. In this episode: • mindset vs reality • underwriting timing that changes outcomes • real claim consequences • and why GoFundMe isn’t a financial plan Because protection is never urgent… until it is. Listen with someone you care about.

Meet Calvin Pang — big muscles, bigger confidence, and a cabinet full of “natural” gym boosters he swears are harmless. In this episode, LC Chan breaks down: • how hormonal supplements affect underwriting • why liver enzymes matter • the claim complications no one talks about • and how “just gym stuff” can impact premiums Funny enough to enjoy. Serious enough to rethink your supplement drawer.

A wedding planner with a booming career… but zero protection. When an unexpected diagnosis hits, her business — and income — collapse. In this episode, LC Chan shares a story that’s funny, relatable, and painfully real. Discover the hidden risks behind glamorous jobs, and why protection isn’t optional. Funny enough to listen. Serious enough to matter.