Keep The Change

A bonus episode when it gets shaky out there in the economy and on the share market. What would it be like to avoid getting scared by the emotional ups and downs of a shaky market? We find out what we can listen to, to help us learn how to handle a stock downturn. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you...

The pension. What is it and who can get it? We look at New Zealands favourite form of passive income in this episode. Is it enough to retire on? Find out when tuning in to this week's podcast. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our week...

The ole 'back in the day' story when we bought A2 Milk shares for ten cents. Yup, ten cents. Unfortunately, we sold out early and didn't wait for them to crack $20 like others did. Find out why discipline and having an end goal is so important in this bonus episode. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure y...

Passive income; income that requires little to no effort to earn or maintain - sign me up! But beware, passive income streams still require a lot of hard work and effort to be put into place, lets chat about it. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz...

In this episode, we discuss ways of generating more income besides asking for a pay rise. With 1 in 3 people having a side hustle is it the best way to get ahead financially? Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money...

In this episode we are busting some tax myths! If you have ever turned down work because you're scared of secondary tax then this one is for you. Spoiler - there is no such thing as double tax. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our wee...

We've all had that one pesky ex that just won't leave us alone (Yikes!). In this episode, we discuss making the decision to cut all ties to being broke and start making decisions that is going to serve you and get you out of your current bad financial situation. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’r...

The month-end process shouldn't just be used by businesses! In this episode, we discuss how consistently implementing the month-end process of reviewing your assets, liabilities, and financial position will help you track your progress and get ahead financially. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’r...

We're heading back to school to learn about tax! Unfortunately, this episode doesn't involve a lunch break. In this episode, we correct a common misconception about tax and explain how the progressive tax scale works in New Zealand works. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Ma...

Six figure income! The ultimate goal for many people, but only 1 in 10 kiwis actually make over $100k each year. Let's have a breakdown of what earning $100,000 could look like and discuss what mindset you should adopt regardless of the amount of income you earn. "Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you...

In this episode, we get a breakdown of the average kiwi income and what that could look like if you were earning that amount. Spoiler alert: It's pretty average! Would it be enough to make you happy or do you aspire to have more for yourself? Does aspiring to have more make you a greedy a$$hole? Let's chat about it. "Hey thanks for listening! Please take some form of action from this content, don’...

Now that you've done your budget and know how much you can afford to save, we are discussing if saving is worthwhile in the current climate. Low interest rates, inflation, and building consistent habits are some of the topics covered in this episode. "Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribe...

It's time to take some action... we're talking about budgets! Boring? Maybe. But, we promise that this 30-minute activity is something you won't regret. Having a crack at our budget and financial position template (see Money Mail 2) is the first step to taking charge of your financial position and getting ahead. Hey thanks for listening! Please take some form of action from this content, don’t jus...

Welcome to the Keep The Change podcast! An audio deep dive into each of the Money Mail lessons. We kick things off with Luke sharing the story of how "Keep The Change" came to be and we start to challenge the status quo of negative money mindsets to get you thinking about how you view money. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, beco...