Keep The Change

This week we are going to look at the latest fad out there 75 hard. How do people get into this stuff? It’s simple, right…people are looking for a transformation. They are at point A and want to go to point B. Everyone’s points A’s and B’s are different. Can we apply it to our finances with a circuit breaker approach? Hey thanks for listening! Please take some form of action from this content, don...

Luke goes on a rant about having an ability to look at things from the top down instead of being triggered by content you see after some recent triggering the reels that have been posted by a keep the change. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to r...

We sit down with Mikey to find out whether it is possible to get a mortgage and what the update is there. Interesting June it was one of the lowest months in history for people taking a mortgage and we ask Mikey about this. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethech...

Luke and Mikey sit down to look at the recent blunder when paying out people who were deceased or living overseas with the cost of living payment and whether it could have been avoided? Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesso...

We check in with Adam Stewart from Compound Wealth to find out what happening in the market and find out what people should be thinking about with their KiwiSaver. Find Adam's fact finder here: https://www.compoundwealth.co.nz/kiwisaver-fact-find Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to...

Just over 10 years ago, I started my first public practice accounting job. In that decade I have seen a number of changes to the property rules which, I think, over time, will have an impact on the value of houses. Tune in to hear about what some of those changes have been. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Mak...

Spoiler Alert!! This is a breakdown of the lessons we learnt from watching the Elvis movie and we suggest not listening if you want to go and see the film yourself. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financ...

Lennie and Luke sit down to discuss Lennie's background and a recent post on Instagram around whether anyone can be successful and how much someone's environment impacts this. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money...

Mikey and Luke sit down to talk about where money comes from for the government and whether or not they actually have any, and if they don't where is it coming from. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and finan...

Mikey and Luke sit down to look at the changes to tax laws for property in the last 10 years and what implications that may have on the value of homes over time. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial...

In August, September and October, the government will be paying a total of $350 to around 2.1 million kiwis who earn $70,000 or less. Let's have a look at what could be really smart to do with this money rather than just spending the lot! Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Ma...

Luke and Mikey sit down to look at a couple of clips from Adrian Orr, the Reserve Bank Governor General, to get a feeling for what he was thinking about leading into the pandemic and halfway through the pandemic. They give their thoughts on what happened during that time in the economy. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a...

Luke and Mikey sit down to discuss the recent announcement of the increased OCR and what that will mean for interest rates and costs around New Zealand. Luke also touches on hiring offshore staff. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our w...

Last week I was skimming through LinkedIn and saw a post about a store in Porirua, Wellington, where everything is FREE! We learn how that works and we look at a resource to help us decrease expenses. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive o...

Mikey runs us through tackling problems the reverse way. Learn this brilliant way of thinking and see how you can implement it. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on soc...

Surely this many people aren’t leaving? Apparently 1/3 businesses don’t think they’ll see the year out too. What’s going on for people to think like this? Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial litera...

We take a look at the controversy that popped up when alcohol stores decided it’s a good idea to offer BNPL. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share...

We are now 6 months into the year and we have a very different year than last year. We are going to look at a few things we are hearing out there BUT then we are going to start reminding ourselves of how important it is to have HOPE and things to look forward to. Lets dig in. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! M...

This year I wing my way down to Wellington. I was speaking to 250 Year 11 lads at Wellington college regarding finance and life lessons. I thought I would try and summarise my hour-long presentation into bullet points for you. This will give you an idea of what I will be covering. Here goes: Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, beco...

Mikey got sucked into a J Lo Documentary... let's talk about what he learnt and what valuable lessons he took away from J Lo as well as others who have inspiring stories. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and...

Luke and Mikey sit down to discuss whether or not you can still get a mortgage in the current climate (June 2022). Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and...

New research conducted on behalf of the Retirement Commission found that Kiwisaver withdrawals had a massive impact on future balances for young Kiwis. Research suggested that Kiwisaver balances are only a third of what they could be for people who had withdrawn to buy a house or failed to contribute consistently. The average KiwiSaver balance is $29,022. Hey thanks for listening! Please take some...

There is a lot of chat these days about taxing the poor and calling people privileged, or talking down your success in fear of others having a go at you. Why do we feel so bad about doing well? We dig into this tricky topic. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethec...

Mikey takes us through lessons from a recent webinar he attended (we can get you a replay if you like) around going through the recession and a downturn. It is not a time to be wasted. Tune in and see what you learn. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co...

Mikey and Luke venture to the Craig’s investment roadshow and report back to you with a few of their key lessons from the night. Nothing ground breaking but some insight into where you can get free advice from people who are paid hundreds of thousands of dollars to research it. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer!...