Keep The Change

Mikey comes rolling into the studio with a prediction that the bottom of the property market is near and that the next 12 months will be a great time to buy if that's what you want to do. In this podcast we look at some of the changes that impact that property market and how people can potentially use leverage again to buy a second property if they want to get into property investment. All things...

Everywhere you look you are being asked to spend a little extra. Skilled professionals who work in the field of shaking your pocket for that last dollar are designing ways to get you to willingly hand it over. We live in a consumer society. Today’s lesson is designed to get you thinking about where you can see the next upsell and pocket shake. Just have your eyes open to it. Hey thanks for listeni...

This is a re-release of an earlier podcast that other listeners have found very useful. Us humans love to complicate things and make them more complicated than they need to be. Like assigning value to money. How does it work and is money really the root of all evil? Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure y...

All this slow to no growth chat can have us looking inward and not thinking abundantly. Today we are going to have a bit of fun. Imagine for a second you wake up tomorrow and you are rich. OK, now what if I told you that you were born rich? When you were born you didn’t think about any of that stuff. But at some stage in your life, you decided that those were the things that would make you rich. L...

Welcome to the first in a series IF you want them! REEL DEEP where I take a recent REEL and go DEEP. This is for those who like long form content over short form content. I just realised my total passive income was $25k in the 2024FY. In this REEL and podcast we explore how I did that and what it takes to earn that dreamy terminology of ‘passive income’. Hosted on Acast. See acast.com/privacy for...

Who quits their job at a bank, goes into business in a new industry with 2 others, hires 22 people, all within 6 years? Emily Shaw and Luma Analytics, that’s who. Data doesn’t lie and it’s all around us. Most of us don’t even know and can’t even see it. In this podcast Emily talks us through how her team use data to help companies all around the world do more, be smarter and move faster with data....

This is a re-release of an earlier podcast that other listeners have found very useful. Mikey takes us through the 7 society rules that he thinks we should throw in the bin. Tune in and unlearn what you may not believe. Let us know what you think. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to...

Professor Paul Spoonley has spent his life studying and researching the path NZ is on. Focussing on demography, migration, birth rates etc. he can shed some light on our expected social change and demography and how this impacts policy decisions at the political level. We ask some hard questions around how NZ will pay the bills for superannuation, rising infrastructure needs and basically gives ou...

Too many people ignore starting with the low-hanging fruit in front of them and instead try and skip to the million dollar outcome. The downside to this is that people don’t start something, or they get put off by the lack of progress toward their ideal outcome. We then miss all the lessons that taking action teaches us. One of my favourite lessons is that action leads to action. Hey thanks for li...

This is a re-release of an earlier podcast that other listeners have found very useful. Tune in to hear my thoughts about what to do when you're feeling stuck and how to find ideas. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson o...

Wo wo wo what is this podcast about? Luke starts with a story of a helicopter owner and guesses how he got it. Then, what can we learn from the growth in fake boobs? How can we apply this to ourselves & other industries?. Let's explore. Hosted on Acast. See acast.com/privacy for more information.

We are talking tax! How my headphones became taxable? Why are landlords claiming interest again? There are a lot of high level tax lessons in here so strap yourself in for some tangents and highly educational content. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange....

This is a re-release of an earlier podcast that other listeners have found very useful. Simon Phillips from The Magnitude Group stops by to give us insights into scaling up a million dollar ecom business. He also gives us insight into his journey along the way and chats about the training course he created for anyone to be able to improve their e-commerce and digital marketing knowledge. Hey thank...

We are being told that inflation is coming down and will soon be ‘over’. But what if they have it wrong just like when it was ‘a global problem’ or ‘transitory’? What if we have high inflation for some time? Let’s look at how that could happen and then explore what NZ looks like. Hosted on Acast. See acast.com/privacy for more information.

This is a re-release of an earlier podcast that other listeners have found very useful. The three stages that everyone will go through. You can use this to help figure out where you're at and we will be expanding on this by providing more content over time. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re sub...

It's getting very tricky to pay back debt at the moment. Higher interest rates, higher cost of living and higher taxes. Say what? Yes, a lot of our living costs are soaked up by the lower tax brackets and then our incomes above $48,000 are taxed at 30%+. This means you have to make even more to then pay the tax and then clear the debt. Let's explore how the tax brackets not moving since 2010 has s...

In this episode we sit down with @HealthyKelsii (social name) to learn about her healthy but unconventional life. We are always trying to find kiwis that are living life a different way and Kelsi certainly does that. Kelsi started food blogging in 2020 and didn’t stop. Today she has hundreds of thousands of followers and people from all over the world who lean on her for healthy recipes. So how do...

Last week we looked at the brutal reality of the economy slowing down. This week we had GDP data announced at -0.1%. Recession confirmed. But we don’t need to go down that path again. Old news. Let’s turn to a more positive. There are many options compared to the last major economic downturn. Remember the one that we labeled as the GFC back in 2006 to 2009? Well, life looks very different these da...

At nextAdvisory we are on the hunt for a senior accountant or even a good quality intermediate accountant with review experience and we need your help to find this person. We want the right person for this role so in this podcast we explain who this might b. We would love it if you could pass this on to somebody you know who might be appropriate for this role. We will reward you if we have success...

This is a re-release of an earlier podcast that other listeners have found very useful. Let's explore how we can make more money in 2022. How can we get back in control of our income when costs are creeping up on us? Check out the more money template https://docs.google.com/document/d/1HP2cjvCzaf8s2YMhbfBAAZNtzs-ULww52c3P4oX3k_8/edit Hey thanks for listening! Please take some form of action from t...

Bitcoin. It’s at all time highs and it’s all the rage AGAIN! Mikey and Luke invite Darcy Ungaro from Ungaro & Co which Is a Registered Financial Service Provider to discuss this internet coin, thing?! Darcy also hosts ‘The Everyday Investor’ podcast. This conversation turns into a 2 hour conversation around bitcoin and what the hell it’s all about. We go down many roads: is money broken? Is it...

On the 21st of March 2024 we get to find out whether we have been in a receesion since the 1st of July 2023. I think we are and I will explain why. I could be wrong but I doubt it. Unfortunately, the March quarter feels even trickier. But data is what counts, not what I feel so who knows maybe i've got it all wrong. Regardless, it's tricky out there economically and we can still zoom out to get ou...

This is a re-release of an earlier podcast that other listeners have found very useful. Luke sits down with Izzy Whitley from Aotearoa Labour Hire to discuss his six years in business and his goal to turn over $100 million a year. Tune into this inspiring hour of his lessons. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! M...

We are asked so many questions about peoples complicated scenarios and it is very clear that the answer is to make more money. So why do we pussy foot around this conversation in NZ? Why are we lying to people and not telling them the truth that they need to earn more? What if we looked at making more money as a new language? Let’s dig in. This podcast features Mikey Smith of https://guardiansmith...

We are at week 200 of Money Mail. Where did those weeks go. We take a look at the on word that has helped me produce 200 of these lessons for everyday kiwis and how you can use it to your advantage because many people simply can't do it. So what is that one word? Let's find out! Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer...