For Better and Worth

Have you ever wondered about how much money you need to have and then how much is actually ENOUGH? Is there an amount of money in which you will be happy and taken care of for life? And can you even save Enough? The answer to this question is as unique as the person being asked. But trying to understand how much is enough brings up other discussions especially if you and your partner don't see eye...

Couples, partners, spouse, etc can get on each others last nerves! But, there is always something for us to learn from each other. AND that learning can strengthen the relationship. It takes intention to identify and appreciate our differences and what we both bring to the financial table. Listen in to find out how we see the best in each other and use our gifts to their best ability. Our website:...

Sometimes it is hard to talk about money, especially with friends. Finding support, partners in debt-freedom or simply encouragement can be hard. We have navigated a variety of relationships and even moments that were surprising on our journey to financial freedom on our terms. No matter what you desire in the future, getting there is so much more fun with friends who "get you." Listen in to hear...

Most people have heard of the 7-year itch in marriage. But what about the 10-year twitch? We aren't sure if that is a real syndrome but we do know that it was around that time when we struggled a little bit. Every relationship has its ups and downs. We found ourselves in a challenging moment during what was supposed to be a happy or exciting time. Maybe it was for one of us but not all of us. List...

Companies are letting people go at record rates. It is scary to think about what could happen to your income and how to land on your feet despite the uncertainty. We've experienced our own times of job turmoil with layoffs. Those times weren't easy, but there were good lessons learned and it definitely shifted our perspectives for the better. Our website: www.forbetterandworth.com Get Ericka's boo...

We took trips while getting out of debt. Were they extravagant? Nope! But enjoying the journey helps you stay the course. We enjoy trips and we spend money on it consistently. It is an investment in our relationship. Listen in to hear HOW we do it and why it is so important. Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have...

Our favorite show brought up a topic that gave us pause. So we tackle the question... who's money is it anyway??! No matter who brings in the income and how much they bring in, conflict can arise when demands are present. Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Connect with us: Instagram: @forbetterandworth YouTub...

Buying a home is typically the largest purchase you will make. Mistakes in this area can cost you... BIG. Trust us, we know. Tune in as we share our mishaps, regrets, and frustration with real estate. Sometimes we got it right and sometimes we got it all wrong. Have you been there too? Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Coupl...

Do you have a hard time saving money? Sometimes it is hard to find ways to save and keep it tucked away. For our inaugural guest podcast we have invited Ryan Armstrong, President and Co-Founder of Guac to chat with us about an amazing new way to save. During this episode you get all the details about how this FREE app works and the benefits of using it as you work to achieve your financial goals....

We went to our 1st EconoMe Conference! This is where enthusiasts of the Financial Independence Retire Early (FIRE) movement come to learn, make friends, and get inspired. Nearly 500 people who desire a new American Dream on their own terms sat in sessions or workshops and gained new "fire" for their version of how to live life. Listen in... this might be a conference you want to attend for motivat...

Have you been told lies about what marriage really requires? Yep, we all have. Blindly following the advice or idealistic view from someone else's eyes isn't setting a good foundation for truth or success in marriage. This week we discuss the lies we once believed and shed light on healthier ways to view that topic. Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10...

People define rich, wealthy, and millionaire differently. But if you can't identify the target you won't know if you've reached it right? Tune in as Chris and Ericka shine a light on these terms and give perspective and how to view them objectively. Then you get to decide what level of wealth you are striving for. Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Mo...

Luxury and name brands matter to some people. But, this can be a hurdle to accomplishing your long term financial goals. In this episode, we talk about what really matters most. This was one of the most popular topics from our interview with Anthony O'Neal on the Table. Listeners couldn't believe what Ericka said. We recap and dive deeper into the conversation. Check out the original interview wit...

Getting out of debt can take time. No one wants it to take longer than necessary to get free, but life gets in the way. The Young's journey included detours, pitstops, emergencies, and of course children. These things can change when you accomplish your goals. Do Chris and Ericka have any regrets? Find out by listening in. Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unasham...

The power struggle for control can derail progress with your money. In any relationship there could be a challenge trying to understand roles and responsibilities. But if that turns into a tug of war for power problems can ensue. This week's episode dives into this critical pieces to your financial success including boundary setting. Don't allow the quest for power to impact your relationship nega...

Sometimes we can confuse needs and wants. Our desires can be so strong that we mislabel them a need and the budget gets out of control. Depending on where you are on your financial journey the needs and wants could change. Listen to hear what Chris and Ericka think about the must-haves in a budget and how to still live a full life without deprivation. Our website: www.forbetterandworth.com Get Eri...

Emergencies happen at the most inconvenient times. What do you do when you need to make an important decision but emotions are high, viewpoints differ, and you don't want to part with your hard earned cash? Listen in as Chris and Ericka discuss a recent emergency. Ericka didn't want to engage in any money conversations! What did they do? Our website: www.forbetterandworth.com Get Ericka's book, Na...

Wealth building can feel like a daunting task. Retirement seems like so far away that planning can be put off. But, if you aren't consistent you'll never get there. Chris and Ericka share tips on how to set your big picture goal, continue on the right path, and what to do when you get off track. There's also a bit of inspiration to motivate you to action. Listen all the way to the end! Our website...

Do you have a hard time figuring out where to begin a healthy money conversation with your partner? It is common for these money talks to turn into money fights. It doesn't have to be this way though. Learn some tips on how to have productive, effective, and healthy conversations about money. We are also celebrating the 6-year anniversary of Ericka's book, Naked and Unashamed: 10 Money Conversatio...

Kids cost money, and a lot of it! There is a common thought that people need to wait until they reach certain financial milestones before they have children. Listen in as Chris and Ericka share how their parenting journey began. Teaser alert: they weren't ready! From tackling debt, managing emotions, and handling diversions you will hear several ways they made parenthood work no matter what. Our w...

Tune in as Chris and Ericka share their upbringing and how it shaped them into who they are today. Shout out to all the single parents holding it down! It is no secret that finances in a single parent household are tight. Everyone's upbringing has its own challenges. Therefore, when you start having money conversations with your partner reflect on your past before you talk about the actual numbers...

Chris and Ericka tell the story about why they were motivated to get out of debt and the process they went through. It can be easy to look at your finances and say, "How did we end up here?" Hear how Chris made a pivotal move to get us both headed in the right direction. Eventually we pulled our friends into this debt-free journey. You don't have to do it alone! Life happens. We experienced job lo...

Were you told to go to college and you will be able to get a job and life would be easier? Somebody definitely told us that! Listen in to hear how Chris and Ericka initially took traditional paths and careers but found there was something else in store for them. Their paths shifted a few times during college and after. The possibilities were endless and growing up in the city they didn't always ha...

Hear the story of how Chris and Ericka met. This is where it all began and started their journey together. They were all in! Listen to learn about how they handled their 1st money conversation. That was uncomfortable! Enter our world of counseling, credit reports, and other early life realizations. You will laugh as you listen and find yourself in the middle of their story. It takes some persisten...

Allow us to introduce ourselves... we are Chris and Ericka Young. We have talked about beginning a venture together for years and now it's time to put "Action" behind our thoughts and words. We have been together for a loooong time and believe that anyone can learn from the ups and downs we have experienced. Ericka is a passionate financial coach of 18 years and loves to see couples win with their...