Fintech Stacks

Nubank just posted its first-ever billion-dollar quarterly profit, DLocal proved growth and spending discipline don't always show up together, and Robinhood cracked open venture capital to everyday investors. We break down what each move means for where fintech is headed next.

Bank of America just committed a quarter-trillion dollars to the AI infrastructure race, Riot Platforms turned a bitcoin mining campus into a $9 billion Anthropic data center deal, and BitGo's revenue exploded while its losses widened. We break down what each move signals for where fintech capital is actually flowing in the back half of 2026.

eToro just posted a monster quarter and the market punished it anyway — we get into why. Plus, Green Dot is quietly turning grocery checkouts into bank branches, and Mercury just gave AI agents their own company cards (with a serious leash attached).

Adyen just followed Toast into the US, the OCC just told Bunq to try again, and Venmo is officially your new game-buying money. We break down what each move actually means for the fintech landscape — and why "getting rejected by regulators" is becoming a whole genre this year.

Klarna just plugged into $2.6 trillion worth of merchant plumbing, a boring card-printing company posted a 294% profit jump nobody saw coming, and Nubank's Mexican arm leveled up into a full-blown bank. We break down why the quietest stories this week might be the biggest ones.

Fiserv missed guidance, Shift4 slashed its outlook over travel headwinds, and Sezzle beat on every single metric — and still got crushed. We break down why "good" isn't good enough in this market, plus the Revolut yacht lawsuit you didn't see coming and Chime's monster rally.

Three fintech earnings, three totally different stories: Chime crushes Q2 and immediately loses its CFO, Circle's stablecoin growth hits the brakes as real competition shows up, and Block proves that cutting 40% of your staff can actually work. We break down the numbers behind all three and what they signal for the rest of earnings season.

Three fintechs, three totally different August stories. Upstart clawed back to GAAP profitability with an all-time-high contribution profit, FIS beat estimates but somehow still talked its own stock down, and Toast just keeps adding restaurants like the economy isn't a thing. We break down what actually moved each stock and why the "beat but cut" playbook is the sneakiest trap in ear...

Robinhood wants to make you feel like a venture capitalist — for a price — a budgeting app landed on the Lakers' jersey, and Ripple bought the boring infrastructure behind tokenized finance. We break down whether any of these bets actually pay off for the people writing the checks.

Chime cuts 10% of its workforce days before its first public earnings report, T. Rowe Price beats on profit but bleeds billions in outflows, and WisdomTree quietly turns its crypto bet into a 57% revenue jump. We break down what each move signals for the rest of fintech earnings season.

Crypto trading dried up and Coinbase felt it hard, a regional bank learned the true cost of banking-as-a-service the expensive way, and Mastercard reminded everyone why payment networks are the closest thing fintech has to a sure bet. We break down all three earnings prints and what they mean for where fintech money is actually flowing.

SoFi, Robinhood, and Lemonade all walked into earnings day, crushed their numbers, and got sold off anyway. We break down record loan volumes, a 44% EPS beat, and a 79% revenue surge — and why none of it was enough for Wall Street. If you've ever wondered what it takes to actually satisfy the market, this is your answer key.

Visa just crossed $4 trillion in quarterly payments volume, PayPal proved its turnaround has legs, and TransUnion quietly posted the best beat of the day. We break down what each earnings report actually means for the fintech trade heading into the back half of 2026.

HSBC just sold its Singapore insurance business but figured out how to keep getting paid for it anyway. A rent-fintech wants to become its own bank instead of splitting profits with a partner. And BitMine's Ethereum stash just crossed $11.8 billion — we break down why a public company owning 5% of ETH actually matters.

The OCC handed out two totally different verdicts this week — and we break down why Upstart got fast-tracked into banking while Wise got benched over compliance issues. Plus, American Express proves premium cardholders don't care what the Fed is doing.

Visa just quietly cornered a trillion-dollar industry nobody else wanted. Nasdaq crossed $1T in assets and is racing London to own overnight trading. And Bread Financial's earnings beat might be the best read yet on how the American consumer is actually doing. We break down all three.

IBKR just posted its best quarter ever — record margins, a bank charter, and retail access to SpaceX. We break down why Capital One's credit book is finally healing post-Discover, and why Apple picking Klarna as its financing partner might be BNPL's biggest cosign yet.

Schwab just posted the best quarter in its 50+ year history, Synchrony blew past estimates by almost 30%, and Ally missed on EPS but still had one of its strongest quarters in years. We break down what record trading volume, crypto rollouts, and consumer credit trends are really telling us about where retail investors and everyday spenders stand heading into fall.

PayPal's board just turned down a $53 billion offer from Stripe — and today we get into why they think they're worth more. Plus, Chime just turned your checking account into a brokerage account, and Zions cashed in a 19-year-old Visa jackpot to crush its quarter. Three stories, one wild Monday in fintech.

Three banks reported Friday and told three totally different stories — one riding a merger high, one proving even a huge beat can't move a bored market. Plus, Galaxy Digital just put its name on a Big 12 stadium, and we get into why crypto firms are suddenly obsessed with mainstream credibility.

U.S. Bancorp just posted its best quarter ever, and its newly acquired investment bank is already pulling its weight. Meanwhile, Coinbase says AI writes basically all of its code now, and nCino just gave one bank's loan officers their afternoons back. We break down what record earnings, robot engineers, and 30-second document searches actually mean for where fintech is headed.

PayPal just became a takeover target for the company its own alumni network basically inspired, and Wall Street's biggest banks are posting numbers that don't look like a "late-cycle economy." We break down the Stripe-PayPal bid, why Morgan Stanley's trading desk is suddenly unstoppable, and how PNC turned a regional bank acquisition into a record quarter.

Five banks just had the best earnings day Wall Street's seen in years, and JPMorgan led the charge with a 41% profit jump. Meanwhile Visa launched an AI that wants to manage your money, and Robinhood's two-week-old blockchain is already outrunning networks that have been live for years. We break down what it all means for where fintech's headed next.

Mastercard is quietly shopping around a piece of UK payments infrastructure it's owned for a decade — and the reasons why say a lot about where global fintech power is shifting. Plus, Block finally pays up for Cash App's fraud failures, and Nubank levels up with a full Mexican banking license. Three ownership stories, one wild Monday in fintech.

Coinbase's SEC-fighting general counsel is heading for the exits right as the war ends — so what does that say about what's next? Plus, PayPal picks a side in the stablecoin turf war and Klarna writes Germany a nine-figure check to keep the BNPL machine running. Three moves, three signals about where fintech's headed this week.