Fintech One-On-One

On this week's Fintech Nexus News show we discussed big news stories from Coinbase, BlackRock, Robinhood, PayPal, SoFi, CFTC, JPMorgan Chase & Co., Equifax, #superapps, #consumercredit, #cryptohacks and more. Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

When it comes to Buy-Now-Pay-Later (BNPL) consumers continue to spend. They love the product in all of its varieties. While those of us in the fintech space lament the huge drop in valuations with many of the BNPL leaders, consumers don't care. They just continue to use the product. The BNPL pioneers all focused on the merchant model, where they do deals with large brands to offer their BNPL...

Those companies that are no longer small businesses but not yet large corporations occupy what is called the "middle market." When it comes to lending to these companies, it is very relationship-driven and not exactly a tech-forward operation. So, this spells an opportunity for a fintech-centered approach to middle market lending. My next guest on the Fintech One-on-One Podcast is Meredi...

If you have been following the crypto space for any length of time, you hear the excitement that many people have for the tokenization of assets. They talk about being able to trade any asset globally, doing it instantly and with transparency. But there has always been a missing piece to this puzzle: compliance. How are governments going to get comfortable with this? Our next guest on the Fintech...

On today's show we discussed big news from Celsius, Stripe, Klarna, Three Arrows Capital Pte Ltd, Plaid, OpenSea, The Home Depot, PlayStation, Quadrata, Inc., BNPL and more. Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

Tens of millions of people are living and working in a foreign country and sending money to their families back home. They want a remittance service that is convenient, inexpensive and trustworthy. And while the remittance business has been around for more than a century, there are better options today than ever before. My next guest on the Fintech One-on-One Podcast is Matt Oppenheimer, the CEO a...

On the news show today we discuss big fintech news from Voyager Digital, FTX, Nexo, Vauld, Meta, Klarna, Goldman Sachs, ONE, defi, embedded finance and more. Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

There is a massive market that has been all but ignored by fintech founders. I am talking about the senior market. We have tens of millions of people, many with a decent net worth, with few financial services targeting them. This needs to change because the financial needs of this population are only going to become more complex and demanding over time. Our next guest on the Fintech One-on-One Pod...

On the show today we discussed fintech news from FTX, BlockFi, Robinhood, Celsius, OpenSea, Cambridge Centre for Alternative Finance, Cambridge Judge Business School, Amount, U.S. Securities and Exchange Commission, Apple and more. Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

Mortgage servicing is one of the few areas of finance that has been relatively untouched by fintech. It is very complex with huge technology and compliance requirements that creates a large barrier to entry for newcomers. But there are new entrants that are not taking on the incumbents directly but partnering with them in one of their key areas of need: loss mitigation. Our next guest on the Finte...

The venture capital business has had an interesting couple of years. Deals were done with a speed that was previously unimaginable and without any face-to-face meetings. Plus the entry of huge amounts of money from private equity and investors with deep pockets caused an unprecedented increase in valuations. Now, the world has changed again. My next guest on the Fintech One-on-One podcast is Matt...

On the show today we discussed Coinbase, BlockFi, Celsius, PayPal, Affirm, HomeLight, Mayor Eric Adams, Abra, American Express, European Central Bank and more. Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

Employee retention is something that many companies, large and small, struggle with constantly. Despite this obvious pain point, there has not really been a fintech-focused approach to attacking this problem. Stock options and season tickets to ballgames will only motivate, or be appropriate for, certain audiences. But everyone loves cash. My guests on today's episode of the Fintech One-on-On...

On the news show this week we talked about big news from Apple, PayPal, Senators Lummis and Gillibrand, Custodia Bank, Checkout.com, Upstart, Consumer Financial Protection Bureau, Stripe and more. Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

The financial regulatory apparatus in this country is incredibly complex. Much of it has been patched together over the past 90 years or so and does not reflect the realities of this modern world. But what needs to change? How can government become better at regulating finance? My next guest on the Fintech One-on-One podcast is Sultan Meghji. He is the former head of innovation and the FDIC and he...

The debt buying process is one that has traditionally been highly manual with Excel spreadsheets flying around and not much automation or sophistication. But that has started to change as fintech has come to debt buying and selling. My next guest on the Fintech One-on-One podcast is Matthew Wratten, the CEO and founder of EverChain (formerly known as Debt Trader). EverChain has created a platform...

On the news show this week we discussed Affirm, Stripe, OpenSea, Binance, Ripple, FTX, Nav Technologies, Inc., Marcus by Goldman Sachs, Gemini, TikTok, Chime and more. Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

When you have a population of several hundred million people with high penetration of smartphones and a banking system that does not serve the majority of the population well, you have a recipe for fintech innovation. And that is exactly what is happening in Southeast Asia today. My next guests on the Fintech One-on-One Podcast are Moses Lo and Tessa Wijaya, co-founders of Xendit . Xendit is a fin...

At any point in time, there is $40 trillion in accounts receivable on the balance sheets of all global businesses. That is a huge amount of capital that, if unlocked, could be a major boost to the world's economy. But how to unlock this capital efficiently?  Our next guest on the Fintech One-on-One Podcast has an answer. Sandy Kemper is the founder and CEO of C2FO , a platform that enables co...

Every financial institution on the planet needs to have a digital identity solution. Consumers want to open accounts online or on their phone and they want it to be a quick and efficient process. At the same time, banks want the process to be secure with as little fraud as possible. These two approaches are often at odds with one another. The next guest on the Fintech One-on-One podcast is Mike Tu...

The use of AI underwriting models has become widespread in recent years as lenders look to expand their credit boxes without taking on additional risk. But there has been a lot of talk, particularly in the last year or so, about bias in these lending models. There is a real need to address this bias problem head-on. My next guest on the Fintech One-on-One Podcast is Kareem Saleh, the CEO and Found...

On the Fintech Nexus (formerly LendIt Fintech) news show we discussed big stories from FTX, Plaid, Klarna, Nubank, Robinhood, Federal Deposit Insurance Corporation (FDIC), Keep Financial, Xendit, Chime and more. Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

It is that time of year again, time for the LendIt Fintech USA Preview Show. The first big fintech show of the year is happening in New York City next week, on May 25 and 26. My guests on the preview show are none other than Bo Brustkern, CEO and Co-Founder and Todd Anderson, Chief Content Officer. We take you through the different components of the event so attendees can get the most out of the s...

Many fintech companies need significant amounts of debt capital, and I am not just talking about lenders. For young companies, this can be a real problem because they don't have a track record that could bring in a warehouse line at a bank. This is where i80 Group comes in. Today, my guests on the Fintech One-on-One podcast are Asher Hochberg and Peter Frank of i80 Group . Their company opera...

On the news show this week we discuss the crypto meltdown, stablecoins, Janet Yellen's comments, Coinbase, Tiger Global Management, Chainalysis Inc., CFPB, Terry Angelos, DriveWealth, Robinhood and more. Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes