Dollars & Decisions

How to Retire As Early As Possible (Starting from $0) How we can reach financial independence and retire earlier - if we know three variables about our own finances, we can create a plan for retiring faster than the average person does.

The 7 Levels of Wealth - What Stage Are YOU In? In today's Episode we discuss the 7 levels of wealth and what distinguishes every level, popularized by Grant Sabatier. Depending on where you're at, you could have different goals for the next level including saving for retirement, building an emergency fund, starting or funding a Roth IRA or 401k, Investing, etc. You may even want to pay off your h...

8 Beginner Investing Mistakes I'll Never Make Again (After 10 Years of Experience) This is how I would build a stock portfolio if I could start all over again! There are 8 key tips that we go over in this episode. Enjoy and comment below your favorite tip.

Should You Pay Off Your Mortgage Early or Invest? | Financial Advisor Explains In this Episodes, we go over the best way to go about where to put your excess cash when you have an existing mortgage. What is the optimal decision? Is it really smarter to invest the money instead of paying off the home? What are the other intangible factors? All that will be answered today.

10 Crucial Personal Finance Lessons That Transformed My Life I go over the best lessons, or the greatest hits of personal finance lessons that not only changed my life - but can change yours too! Understand and implement these and you be a lot richer, and financially free.

What Percent of Your Income Should You Invest? According to a recent study by Vanguard, the data show us that we as Americans are not investing enough. They looked at 5 million participants who had defined contribution plans, so these are just retirement plans in which the employer and employee contribute together. In this episode we dive into what percent of your income you should be investing in...

Rational Wealth Mindset Core Definition Break free from wealth anxiety, get-rich-quick fantasies, conspicuous consumption, money shame and other extreme distorted perceptions of money. Cultivate an objective, peaceful long-term mindset toward wealth, acting as the spiritual core of the podcast. Detailed Explanation Reject two extreme harmful money mindsets: Speculative get-rich-quick mentality: Ob...

1. Financial Decision Making Core Definition All wealth-related actions are guided by replicable, self-consistent personal financial thinking frameworks, rather than rumors, impulses, herd mentality or speculation. This serves as the fundamental behavioral foundation of all podcast content. Detailed Explanation Distinguish blind speculation from active independent decision-making: Most retail inve...

Stock Expert: Becoming Rich Is Simple, But You Won’t Do It! Will is a Portfolio Manager and Chief Investment Officer for PWL Capital, and evidence-based investing expert who translates academic finance research into practical decisions for everyday people. He is known for using data, behavioral science, and simple frameworks to help people build wealth without falling for the traps of the financia...

Stock Expert: Becoming Rich Is Simple, But You Won’t Do It! Will is a Portfolio Manager and Chief Investment Officer for PWL Capital, and evidence-based investing expert who translates academic finance research into practical decisions for everyday people. He is known for using data, behavioral science, and simple frameworks to help people build wealth without falling for the traps of the financia...

Stock Expert: Becoming Rich Is Simple, But You Won’t Do It! Will is a Portfolio Manager and Chief Investment Officer for PWL Capital, and evidence-based investing expert who translates academic finance research into practical decisions for everyday people. He is known for using data, behavioral science, and simple frameworks to help people build wealth without falling for the traps of the financia...

Stock Expert: Becoming Rich Is Simple, But You Won’t Do It! Will is a Portfolio Manager and Chief Investment Officer for PWL Capital, and evidence-based investing expert who translates academic finance research into practical decisions for everyday people. He is known for using data, behavioral science, and simple frameworks to help people build wealth without falling for the traps of the financia...

The Money Expert: #1 Formula to Get RICH Off Your Normal Salary (It’s EASY!) In this episode, you'll learn: How to Negotiate Your Rent and Save More How to Use Credit the Right Way to Build Wealth How to Start a Business With Little to No Money How to Keep Your Job and Still Grow a Side Hustle How to Turn Problems Into Profitable Opportunities How to Talk About Money in Relationships How to Invest...

The One Simple Budgeting Method That Changed My Life This budgeting method I talk about in today's episode really changed the way I view my own finances. It's called the P&L Method, or running your life like you would a business. Every month, I have my own personal P&L sheet, and I've also created one for you guys so you can budget on your own today too.

Wealth Expert: Do THIS Every Time You Get Paid | Morgan Housel Is true wealthbuilding as simple as asking for a raise? Or is it just picking the right stock? Well… no. Morgan Housel argues the cornerstone of true wealthbuilding lies in understanding — and controlling — your behavior. After studying the psychology of money and writing The Psychology of Money, he’s seen why brilliant people go broke...

Personal Budgeting In this podcast, I'll teach you my 12-week plan to RESET your finances. This should take you about 90 days. Let me know if you found it valuable.

Most people never build real wealth, not because they're lazy or uninformed, but because they've been following rules designed to keep them comfortable, not wealthy. If you don’t understand these money laws, you’ll never be rich

These are 6 major wealth milestones you must achieve in your twenties. This investment and personal finance advice podcast is a must-listen to help you achieve financial freedom. Thank you for listening.

This episode delivers the best financial advice you’ll ever hear. It will teach you the 5 money habits that can change your life. And it’s your guide to taking control of your money: how to make it, save it, and invest it no matter where you're starting from. Whether you're trying to feel more confident with your finances, buried in debt, living paycheck-to-paycheck, or want to learn more about in...

This episode delivers the best financial advice you’ll ever hear. It will teach you the 5 money habits that can change your life. And it’s your guide to taking control of your money: how to make it, save it, and invest it no matter where you're starting from. Whether you're trying to feel more confident with your finances, buried in debt, living paycheck-to-paycheck, or want to learn more about in...

This episode delivers the best financial advice you’ll ever hear. It will teach you the 5 money habits that can change your life. And it’s your guide to taking control of your money: how to make it, save it, and invest it no matter where you're starting from. Whether you're trying to feel more confident with your finances, buried in debt, living paycheck-to-paycheck, or want to learn more about in...

How the Stock Market Works, Why to Invest, and the Power of Compounding - Episode 1

Welcome to another episode of https://www.youtube.com/watch?v=bb6_M_srMBk ! In this episode, we discuss: Stock Market for Beginners 2025/2026 – The Ultimate Investing Guide .